Kenny Klaus

Kenny Klaus

(602) 330-2891

Assumable homes for sale in Arizona

200 homesFHA & VA loansrates from 2.25% vs 7.18% today

Arizona assumption guide
44192 GRIFFIS Drive, Maricopa, AZ, 85138 — assumable VA mortgage at 2.875%
VATop pick
Active
26
$289,900$13,049 equity gap
Rate
2.875%
7.18%today
Payment
$1,286/mo
$2,100today
  • 3beds
  • 2baths
  • 1,266sqft

44192 GRIFFIS Drive, Maricopa

8803 Orchid Lane, Peoria, AZ, 85345 — assumable VA mortgage at 2.50%
VA
Active
12
$409,999$90,070 equity gap
Rate
2.50%
7.18%today
Payment
$1,442/mo
$2,473today
  • 3beds
  • 2baths
  • 1,931sqft

8803 Orchid Lane, Peoria

41346 ARVADA Lane, Maricopa, AZ, 85138 — assumable VA mortgage at 2.625%
VA
Active
55
$385,000$71,822 equity gap
Rate
2.625%
7.18%today
Payment
$1,460/mo
$2,462today
  • 3beds
  • 3baths
  • 2,100sqft

41346 ARVADA Lane, Maricopa

6226 14TH Street, Phoenix, AZ, 85014 — assumable VA mortgage at 2.50%
VA
Active
32
$879,990$181,304 equity gap
Rate
2.50%
7.18%today
Payment
$3,119/mo
$5,348today
  • 2beds
  • 1baths
  • 1,037sqft

6226 14TH Street, Phoenix

6330 SANDRA Terrace, Glendale, AZ, 85306 — assumable FHA mortgage at 3.00%
FHA
Active
22
$379,900$100,675 equity gap
Rate
3.00%
7.18%today
Payment
$1,345/mo
$2,162today
  • 3beds
  • 2baths
  • 1,394sqft

6330 SANDRA Terrace, Glendale

40641 BARRED Place, San Tan Valley, AZ, 85140 — assumable VA mortgage at 3.10%
VA
Active
21
$674,999$158,406 equity gap
Rate
3.10%
7.18%today
Payment
$2,477/mo
$3,929today
  • 4beds
  • 4baths
  • 2,924sqft

40641 BARRED Place, San Tan Valley

22768 VIA DEL SOL --, Queen Creek, AZ, 85142 — assumable VA mortgage at 3.125%
VA
Active
33
$549,000$118,088 equity gap
Rate
3.125%
7.18%today
Payment
$2,095/mo
$3,313today
  • 3beds
  • 2baths
  • 1,868sqft

22768 VIA DEL SOL --, Queen Creek

10809 BOSTON Street, Apache Junction, AZ, 85120 — assumable FHA mortgage at 3.50%
FHA
Active
50
$415,000$104,046 equity gap
Rate
3.50%
7.18%today
Payment
$1,553/mo
$2,344today
  • 3beds
  • 3baths
  • 1,859sqft

10809 BOSTON Street, Apache Junction

13041 ESTERO Lane, Litchfield Park, AZ, 85340 — assumable VA mortgage at 2.25%
VA
Active
43
$505,000$226,949 equity gap
Rate
2.25%
7.18%today
Payment
$1,237/mo
$2,193today
  • 5beds
  • 2baths
  • 2,684sqft

13041 ESTERO Lane, Litchfield Park

5819 WETHERSFIELD Drive, Glendale, AZ, 85304 — assumable VA mortgage at 2.25%
VA
Active
37
$583,000$296,824 equity gap
Rate
2.25%
7.18%today
Payment
$1,251/mo
$2,217today
  • 5beds
  • 3baths
  • 3,055sqft

5819 WETHERSFIELD Drive, Glendale

9229 ELWOOD Street, Tolleson, AZ, 85353 — assumable VA mortgage at 2.625%
VA
Active
16
$400,000$269,292 equity gap
Rate
2.625%
7.18%today
Payment
$596/mo
$1,005today
  • 4beds
  • 2baths
  • 1,765sqft

9229 ELWOOD Street, Tolleson

4311 Earll Drive, Phoenix, AZ, 85018 — assumable VA mortgage at 2.75%
VA
Active
43
$1,895,000$799,109 equity gap
Rate
2.75%
7.18%today
Payment
$5,103/mo
$8,468today
  • 4beds
  • 3baths
  • 2,961sqft

4311 Earll Drive, Phoenix

5180 GUMMITE Drive, San Tan Valley, AZ, 85143 — assumable FHA mortgage at 4.50%
FHA
Active
30
$349,900$25,397 equity gap
Rate
4.50%
7.18%today
Payment
$1,769/mo
$2,366today
  • 3beds
  • 2baths
  • 1,571sqft

5180 GUMMITE Drive, San Tan Valley

15544 181ST Lane, Goodyear, AZ, 85338 — assumable VA mortgage at 4.625%
VA
Active
84
$545,000$49,674 equity gap
Rate
4.625%
7.18%today
Payment
$2,718/mo
$3,582today
  • 3beds
  • 3baths
  • 2,331sqft

15544 181ST Lane, Goodyear

18261 Poston Drive, Surprise, AZ, 85387 — assumable FHA mortgage at 4.875%
FHA
Active
28
$409,500$28,922 equity gap
Rate
4.875%
7.18%today
Payment
$2,096/mo
$2,683today
  • 4beds
  • 2baths
  • 1,789sqft

18261 Poston Drive, Surprise

14458 POWDERHORN Drive, Surprise, AZ, 85374 — assumable VA mortgage at 4.875%
VA
Active
70
$525,000$92,154 equity gap
Rate
4.875%
7.18%today
Payment
$2,341/mo
$2,997today
  • 3beds
  • 3baths
  • 2,114sqft

14458 POWDERHORN Drive, Surprise

12402 EDGEMONT Avenue, Avondale, AZ, 85392 — assumable FHA mortgage at 3.625%
FHA
Active
25
$385,000$180,631 equity gap
Rate
3.625%
7.18%today
Payment
$1,093/mo
$1,623today
  • 4beds
  • 2baths
  • 1,642sqft

12402 EDGEMONT Avenue, Avondale

13621 TUCKEY Court, Glendale, AZ, 85307 — assumable VA mortgage at 3.75%
VA
Active
145
$1,199,900$520,328 equity gap
Rate
3.75%
7.18%today
Payment
$3,590/mo
$5,251today
  • 4beds
  • 4baths
  • 3,935sqft

13621 TUCKEY Court, Glendale

17863 INDIGO BRUSH Road, Goodyear, AZ, 85338 — assumable FHA mortgage at 5.25%
FHA
Active
73
$495,000$35,018 equity gap
Rate
5.25%
7.18%today
Payment
$2,630/mo
$3,226today
  • 4beds
  • 3baths
  • 2,303sqft

17863 INDIGO BRUSH Road, Goodyear

1231 80TH Street, Mesa, AZ, 85209 — assumable VA mortgage at 5.25%
VA
Active
24
$389,800$47,624 equity gap
Rate
5.25%
7.18%today
Payment
$2,016/mo
$2,473today
  • 3beds
  • 2baths
  • 1,196sqft

1231 80TH Street, Mesa

1061 PONCHO Lane, San Tan Valley, AZ, 85143 — assumable FHA mortgage at 5.784%
FHA
Active
31
$424,900$17,102 equity gap
Rate
5.784%
7.18%today
Payment
$2,530/mo
$2,926today
  • 4beds
  • 3baths
  • 2,337sqft

1061 PONCHO Lane, San Tan Valley

5100 RANCHO PALOMA Drive #2072, Cave Creek, AZ, 85331 — assumable VA mortgage at 5.625%
VA
Active
28
$560,000$28,979 equity gap
Rate
5.625%
7.18%today
Payment
$3,220/mo
$3,790today
  • 2beds
  • 2baths
  • 1,420sqft

5100 RANCHO PALOMA Drive #2072, Cave Creek

6817 DESERT Lane, Laveen, AZ, 85339 — assumable FHA mortgage at 5.625%
FHA
Active
21
$389,000$25,991 equity gap
Rate
5.625%
7.18%today
Payment
$2,148/mo
$2,528today
  • 4beds
  • 2baths
  • 1,666sqft

6817 DESERT Lane, Laveen

3454 CHAPARRAL Road, Apache Junction, AZ, 85119 — assumable FHA mortgage at 6.50%
FHA
Active
21
$325,000Potential short sale
Rate
6.50%
7.18%today
Payment
$2,110/mo
$2,262today
  • 2beds
  • 2baths
  • 1,032sqft

3454 CHAPARRAL Road, Apache Junction

14113 HACKAMORE Drive, Surprise, AZ, 85387 — assumable FHA mortgage at 6.99%
FHA
Active
36
$398,000Potential short sale
Rate
6.99%
7.18%today
Payment
$2,739/mo
$2,792today
  • 3beds
  • 3baths
  • 1,961sqft

14113 HACKAMORE Drive, Surprise

14178 CALLE LEJOS --, Surprise, AZ, 85387 — assumable VA mortgage at 5.75%
VA
Active
48
$555,000$52,595 equity gap
Rate
5.75%
7.18%today
Payment
$3,045/mo
$3,535today
  • 4beds
  • 3baths
  • 2,229sqft

14178 CALLE LEJOS --, Surprise

2458 ALONSO Drive, Casa Grande, AZ, 85194 — assumable FHA mortgage at 5.875%
FHA
Active
26
$300,000$25,571 equity gap
Rate
5.875%
7.18%today
Payment
$1,674/mo
$1,918today
  • 3beds
  • 2baths
  • 1,224sqft

2458 ALONSO Drive, Casa Grande

2886 SABLE Avenue, Apache Junction, AZ, 85120 — assumable FHA mortgage at 5.99%
FHA
Active
66
$499,900$37,930 equity gap
Rate
5.99%
7.18%today
Payment
$2,852/mo
$3,226today
  • 4beds
  • 2baths
  • 2,057sqft

2886 SABLE Avenue, Apache Junction

19090 SILVER DOG Way, Maricopa, AZ, 85138 — assumable FHA mortgage at 6.875%
FHA
Active
33
$305,000$6,893 equity gap
Rate
6.875%
7.18%today
Payment
$2,000/mo
$2,062today
  • 3beds
  • 2baths
  • 1,433sqft

19090 SILVER DOG Way, Maricopa

1702 223RD Lane, Buckeye, AZ, 85326 — assumable FHA mortgage at 6.42%
FHA
Active
32
$425,000$65,533 equity gap
Rate
6.42%
7.18%today
Payment
$2,346/mo
$2,536today
  • 4beds
  • 3baths
  • 2,048sqft

1702 223RD Lane, Buckeye

18549 SELDON Lane, Waddell, AZ, 85355 — assumable VA mortgage at 5.625%
VA
Active
38
$639,000$227,986 equity gap
Rate
5.625%
7.18%today
Payment
$2,460/mo
$2,895today
  • 3beds
  • 3baths
  • 2,392sqft

18549 SELDON Lane, Waddell

194 SHANNON Street, Gilbert, AZ, 85233 — assumable FHA mortgage at 2.375%
FHA
ActiveVerified
23
$485,000$229,008 equity gap
Rate
2.375%
7.18%today
Payment
$1,155/mo
$2,013today
  • 4beds
  • 2baths
  • 1,489sqft

194 SHANNON Street, Gilbert

2535 SARATOGA Street, Gilbert, AZ, 85296 — assumable VA mortgage at 5.81%
VA
ActiveVerified
43
$799,900$23,416 equity gap
Rate
5.81%
7.18%today
Payment
$4,850/mo
$5,593today
  • 5beds
  • 3baths
  • 3,421sqft

2535 SARATOGA Street, Gilbert

36540 LEONESSA Avenue, Maricopa, AZ, 85138 — assumable FHA mortgage at 2.50%
FHATop pick
Active
34
$409,000$26,796 equity gap
Rate
2.50%
7.18%today
Payment
$1,583/mo
$2,714today
  • 4beds
  • 3baths
  • 2,257sqft

36540 LEONESSA Avenue, Maricopa

7051 LINCOLN Street, Peoria, AZ, 85345 — assumable FHA mortgage at 2.84%
FHATop pick
Active
25
$299,000$11,114 equity gap
Rate
2.84%
7.18%today
Payment
$1,338/mo
$2,195today
  • 3beds
  • 3baths
  • 1,744sqft

7051 LINCOLN Street, Peoria

41571 CHIMAYO Court, Maricopa, AZ, 85138 — assumable FHA mortgage at 3.02%
FHATop pick
Active
25
$235,000$9,877 equity gap
Rate
3.02%
7.18%today
Payment
$1,100/mo
$1,763today
  • 3beds
  • 3baths
  • 2,433sqft

41571 CHIMAYO Court, Maricopa

Assuming a mortgage in Arizona

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour. 33 of the 200 homes here are UMe-verified, meaning the loan terms have been confirmed with the servicer.

Lowest existing rate
2.25%
Lowest existing payment
$596/mo
Median cash to assume
$61,152
Kenny Klaus

Kenny Klaus

Realtor License: SA515503000

Klaus Team | Real Broker

klausteam@klausteam.com+16023302891Klaus Team | Real Broker logo
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Equal Housing Opportunity

Klaus Team | Real Broker is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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