Kenny Klaus

Kenny Klaus

(602) 330-2891

Assumable homes for sale in El Mirage, AZ

43 homesFHA & VA loansrates from 2.78% vs 7.18% today

El Mirage assumption guide
12008 LARKSPUR Road, El Mirage, AZ, 85335 — assumable FHA mortgage at 3.07%
FHA
Active
26
$310,000$46,041 equity gap
Rate
3.07%
7.18%today
Payment
$1,253/mo
$1,995today
  • 2beds
  • 2baths
  • 956sqft

12008 LARKSPUR Road, El Mirage

13423 IRONWOOD Street, Surprise, AZ, 85374 — assumable FHA mortgage at 3.07%
FHA
Active
23
$399,000$63,467 equity gap
Rate
3.07%
7.18%today
Payment
$1,593/mo
$2,537today
  • 3beds
  • 3baths
  • 2,118sqft

13423 IRONWOOD Street, Surprise

12842 ASTER Drive, El Mirage, AZ, 85335 — assumable FHA mortgage at 3.25%
FHA
Active
27
$400,000$70,456 equity gap
Rate
3.25%
7.18%today
Payment
$1,602/mo
$2,494today
  • 3beds
  • 2baths
  • 1,990sqft

12842 ASTER Drive, El Mirage

11002 DEANNE Drive, Sun City, AZ, 85351 — assumable FHA mortgage at 3.45%
FHA
Active
12
$325,000$39,891 equity gap
Rate
3.45%
7.18%today
Payment
$1,402/mo
$2,129today
  • 3beds
  • 2baths
  • 2,156sqft

11002 DEANNE Drive, Sun City

11117 Florida Avenue, Youngtown, AZ, 85363 — assumable FHA mortgage at 3.69%
FHA
Active
12
$285,000$38,601 equity gap
Rate
3.69%
7.18%today
Payment
$1,241/mo
$1,829today
  • 2beds
  • 1baths
  • 960sqft

11117 Florida Avenue, Youngtown

13017 ASH Street, El Mirage, AZ, 85335 — assumable VA mortgage at 2.81%
VA
Active
29
$330,000$115,105 equity gap
Rate
2.81%
7.18%today
Payment
$1,007/mo
$1,659today
  • 3beds
  • 2baths
  • 1,455sqft

13017 ASH Street, El Mirage

14804 EL FRIO Street, El Mirage, AZ, 85335 — assumable FHA mortgage at 2.93%
FHA
Active
34
$365,900$117,844 equity gap
Rate
2.93%
7.18%today
Payment
$1,170/mo
$1,897today
  • 4beds
  • 2baths
  • 1,642sqft

14804 EL FRIO Street, El Mirage

11351 113TH Drive, Youngtown, AZ, 85363 — assumable FHA mortgage at 2.78%
FHA
Active
28
$285,000$115,179 equity gap
Rate
2.78%
7.18%today
Payment
$805/mo
$1,330today
  • 3beds
  • 2baths
  • 1,072sqft

11351 113TH Drive, Youngtown

11930 LARKSPUR Road, El Mirage, AZ, 85335 — assumable VA mortgage at 2.87%
VA
Active
20
$339,999$177,755 equity gap
Rate
2.87%
7.18%today
Payment
$775/mo
$1,265today
  • 3beds
  • 3baths
  • 1,385sqft

11930 LARKSPUR Road, El Mirage

10810 114TH Drive, Youngtown, AZ, 85363 — assumable VA mortgage at 2.90%
VA
Active
49
$356,000$149,963 equity gap
Rate
2.90%
7.18%today
Payment
$984/mo
$1,602today
  • 3beds
  • 2baths
  • 1,622sqft

10810 114TH Drive, Youngtown

14909 126TH Avenue, El Mirage, AZ, 85335 — assumable FHA mortgage at 3.01%
FHA
Active
23
$379,900$225,167 equity gap
Rate
3.01%
7.18%today
Payment
$778/mo
$1,234today
  • 3beds
  • 2baths
  • 1,685sqft

14909 126TH Avenue, El Mirage

11407 111TH Avenue, Sun City, AZ, 85351 — assumable VA mortgage at 3.10%
VA
Active
10
$189,900Potential short sale
Rate
3.10%
7.18%today
Payment
$1,217/mo
$1,930today
  • 2beds
  • 2baths
  • 1,030sqft

11407 111TH Avenue, Sun City

12008 Windrose Drive, El Mirage, AZ, 85335 — assumable FHA mortgage at 3.23%
FHA
Active
21
$315,000$157,084 equity gap
Rate
3.23%
7.18%today
Payment
$792/mo
$1,237today
  • 3beds
  • 2baths
  • 1,090sqft

12008 Windrose Drive, El Mirage

11202 OREGON Avenue, Youngtown, AZ, 85363 — assumable FHA mortgage at 3.81%
FHA
Active
37
$325,000$117,205 equity gap
Rate
3.81%
7.18%today
Payment
$1,131/mo
$1,643today
  • 7beds
  • 4baths
  • 2,440sqft

11202 OREGON Avenue, Youngtown

11628 REDFIELD Road, El Mirage, AZ, 85335 — assumable FHA mortgage at 3.75%
FHA
Active
52
$450,000$187,072 equity gap
Rate
3.75%
7.18%today
Payment
$1,414/mo
$2,068today
  • 5beds
  • 3baths
  • 3,021sqft

11628 REDFIELD Road, El Mirage

12713 MANDALAY Lane, El Mirage, AZ, 85335 — assumable FHA mortgage at 3.80%
FHA
Active
34
$374,900$282,302 equity gap
Rate
3.80%
7.18%today
Payment
$649/mo
$944today
  • 4beds
  • 3baths
  • 2,178sqft

12713 MANDALAY Lane, El Mirage

12917 CHERRY HILLS Drive, El Mirage, AZ, 85335 — assumable FHA mortgage at 3.87%
FHA
Active
46
$375,000$281,391 equity gap
Rate
3.87%
7.18%today
Payment
$593/mo
$855today
  • 4beds
  • 2baths
  • 1,832sqft

12917 CHERRY HILLS Drive, El Mirage

13633 LISBON Lane, Surprise, AZ, 85379 — assumable FHA mortgage at 4.14%
FHA
Active
47
$449,900$209,968 equity gap
Rate
4.14%
7.18%today
Payment
$1,358/mo
$1,895today
  • 4beds
  • 3baths
  • 2,950sqft

13633 LISBON Lane, Surprise

11622 Ventura Street, El Mirage, AZ, 85335 — assumable FHA mortgage at 6.27%
FHA
Active
35
$375,000$17,527 equity gap
Rate
6.27%
7.18%today
Payment
$2,302/mo
$2,528today
  • 3beds
  • 2baths
  • 1,578sqft

11622 Ventura Street, El Mirage

12318 ASTER Drive, El Mirage, AZ, 85335 — assumable FHA mortgage at 6.39%
FHA
Active
28
$336,900$13,555 equity gap
Rate
6.39%
7.18%today
Payment
$2,104/mo
$2,282today
  • 3beds
  • 2baths
  • 1,106sqft

12318 ASTER Drive, El Mirage

12505 SURREY Avenue, El Mirage, AZ, 85335 — assumable FHA mortgage at 6.43%
FHA
Active
53
$339,999Potential short sale
Rate
6.43%
7.18%today
Payment
$2,224/mo
$2,401today
  • 4beds
  • 2baths
  • 1,978sqft

12505 SURREY Avenue, El Mirage

14227 NEWCASTLE Drive, Sun City, AZ, 85351 — assumable FHA mortgage at 6.50%
FHA
Active
31
$230,000Potential short sale
Rate
6.50%
7.18%today
Payment
$1,575/mo
$1,689today
  • 3beds
  • 2baths
  • 1,256sqft

14227 NEWCASTLE Drive, Sun City

12965 VIA CAMILLE --, El Mirage, AZ, 85335 — assumable VA mortgage at 6.50%
VA
Active
48
$449,900$14,396 equity gap
Rate
6.50%
7.18%today
Payment
$2,781/mo
$2,981today
  • 5beds
  • 3baths
  • 1,949sqft

12965 VIA CAMILLE --, El Mirage

11498 DEANNE Drive, Youngtown, AZ, 85363 — assumable FHA mortgage at 6.72%
FHA
Active
30
$449,000$10,935 equity gap
Rate
6.72%
7.18%today
Payment
$2,888/mo
$3,026today
  • 4beds
  • 2baths
  • 1,793sqft

11498 DEANNE Drive, Youngtown

12536 SAINT MORITZ Lane, El Mirage, AZ, 85335 — assumable FHA mortgage at 6.81%
FHA
Active
24
$310,000Potential short sale
Rate
6.81%
7.18%today
Payment
$2,224/mo
$2,309today
  • 3beds
  • 2baths
  • 1,308sqft

12536 SAINT MORITZ Lane, El Mirage

13784 COUNTRY GABLES Drive, Surprise, AZ, 85379 — assumable VA mortgage at 7.02%
VA
Active
51
$465,000$23,038 equity gap
Rate
7.02%
7.18%today
Payment
$3,015/mo
$3,064today
  • 3beds
  • 3baths
  • 2,387sqft

13784 COUNTRY GABLES Drive, Surprise

12709 EL FRIO Street, El Mirage, AZ, 85335 — assumable FHA mortgage at 7.06%
FHA
Active
34
$325,000Potential short sale
Rate
7.06%
7.18%today
Payment
$2,498/mo
$2,528today
  • 4beds
  • 2baths
  • 1,832sqft

12709 EL FRIO Street, El Mirage

12544 CHARTER OAK Road, El Mirage, AZ, 85335 — assumable FHA mortgage at 7.31%
FHA
Active
38
$324,999Potential short sale
Rate
7.31%
7.18%today
Payment
$2,358/mo
$2,328today
  • 3beds
  • 2baths
  • 1,183sqft

12544 CHARTER OAK Road, El Mirage

14218 129th Avenue, El Mirage, AZ, 85335 — assumable FHA mortgage at 4.34%
FHA
Active
20
$355,000$271,713 equity gap
Rate
4.34%
7.18%today
Payment
$561/mo
$765today
  • 3beds
  • 2baths
  • 1,308sqft

14218 129th Avenue, El Mirage

11625 BLOOMFIELD Road, El Mirage, AZ, 85335 — assumable FHA mortgage at 6.13%
FHA
Active
10
$300,000$19,381 equity gap
Rate
6.13%
7.18%today
Payment
$1,785/mo
$1,989today
  • 2beds
  • 2baths
  • 964sqft

11625 BLOOMFIELD Road, El Mirage

10835 114TH Drive, Youngtown, AZ, 85363 — assumable VA mortgage at 6.62%
VA
Active
27
$389,000$26,864 equity gap
Rate
6.62%
7.18%today
Payment
$2,386/mo
$2,526today
  • 3beds
  • 2baths
  • 1,696sqft

10835 114TH Drive, Youngtown

16308 lasso Drive, Surprise, AZ, 85374 — assumable FHA mortgage at 6.81%
FHA
Active
36
$440,000$43,104 equity gap
Rate
6.81%
7.18%today
Payment
$2,681/mo
$2,783today
  • 3beds
  • 2baths
  • 1,898sqft

16308 lasso Drive, Surprise

11525 Deanne Drive, Youngtown, AZ, 85363 — assumable VA mortgage at 6.86%
VA
Active
24
$410,000$22,706 equity gap
Rate
6.86%
7.18%today
Payment
$2,599/mo
$2,684today
  • 3beds
  • 2baths
  • 1,174sqft

11525 Deanne Drive, Youngtown

11107 IOWA Avenue #., Youngtown, AZ, 85363 — assumable FHA mortgage at 6.64%
FHA
Active
25
$329,000$37,143 equity gap
Rate
6.64%
7.18%today
Payment
$1,927/mo
$2,035today
  • 2beds
  • 1baths
  • 808sqft

11107 IOWA Avenue #., Youngtown

13438 124TH Lane, El Mirage, AZ, 85335 — assumable FHA mortgage at 6.74%
FHA
Active
43
$488,000$58,568 equity gap
Rate
6.74%
7.18%today
Payment
$2,863/mo
$2,993today
  • 4beds
  • 2baths
  • 2,002sqft

13438 124TH Lane, El Mirage

13286 REDFIELD Road, Surprise, AZ, 85379 — assumable FHA mortgage at 6.26%
FHA
Active
18
$386,000$114,947 equity gap
Rate
6.26%
7.18%today
Payment
$1,687/mo
$1,854today
  • 3beds
  • 3baths
  • 1,554sqft

13286 REDFIELD Road, Surprise

Assuming a mortgage in El Mirage

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.78%
Lowest existing payment
$561/mo
Median cash to assume
$114,947
Kenny Klaus

Kenny Klaus

Realtor License: SA515503000

Klaus Team | Real Broker

klausteam@klausteam.com+16023302891Klaus Team | Real Broker logo
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eXp Realty

Equal Housing Opportunity

Klaus Team | Real Broker is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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