Kenny Klaus

Kenny Klaus

Assumable homes for sale in Gilbert, AZ

20 homesFHA & VA loansrates from 2.38% vs 7.18% today

Gilbert assumption guide
194 SHANNON Street, Gilbert, AZ, 85233 — assumable FHA mortgage at 2.375%
FHA
ActiveVerified
23
$485,000$229,008 equity gap
Rate
2.375%
7.18%today
Payment
$1,155/mo
$2,013today
  • 4beds
  • 2baths
  • 1,489sqft

194 SHANNON Street, Gilbert

1854 SAN ANGELO Street, Gilbert, AZ, 85233 — assumable VA mortgage at 3.13%
VA
Active
15
$649,000$131,398 equity gap
Rate
3.13%
7.18%today
Payment
$2,512/mo
$3,970today
  • 5beds
  • 3baths
  • 3,273sqft

1854 SAN ANGELO Street, Gilbert

1255 Arizona Avenue #1122, Chandler, AZ, 85225 — assumable FHA mortgage at 3.56%
FHA
Active
22
$439,000$131,027 equity gap
Rate
3.56%
7.18%today
Payment
$1,533/mo
$2,295today
  • 3beds
  • 3baths
  • 1,681sqft

1255 Arizona Avenue #1122, Chandler

743 PORT Drive, Gilbert, AZ, 85233 — assumable VA mortgage at 3.26%
VA
Active
38
$395,000$156,086 equity gap
Rate
3.26%
7.18%today
Payment
$1,205/mo
$1,874today
  • 3beds
  • 3baths
  • 1,620sqft

743 PORT Drive, Gilbert

1123 MANGO Drive, Gilbert, AZ, 85233 — assumable VA mortgage at 3.29%
VA
Active
26
$385,000$136,657 equity gap
Rate
3.29%
7.18%today
Payment
$1,260/mo
$1,951today
  • 3beds
  • 3baths
  • 1,454sqft

1123 MANGO Drive, Gilbert

281 BROOKS Street, Gilbert, AZ, 85233 — assumable VA mortgage at 2.72%
VA
Active
34
$675,000$337,413 equity gap
Rate
2.72%
7.18%today
Payment
$1,582/mo
$2,635today
  • 3beds
  • 2baths
  • 2,243sqft

281 BROOKS Street, Gilbert

902 JUANITA Avenue, Gilbert, AZ, 85233 — assumable VA mortgage at 3.01%
VA
Active
34
$625,000$366,650 equity gap
Rate
3.01%
7.18%today
Payment
$1,261/mo
$2,023today
  • 4beds
  • 2baths
  • 2,051sqft

902 JUANITA Avenue, Gilbert

1601 Saba Street #337, Chandler, AZ, 85225 — assumable FHA mortgage at 3.49%
FHA
Active
32
$262,000$113,511 equity gap
Rate
3.49%
7.18%today
Payment
$771/mo
$1,164today
  • 2beds
  • 2baths
  • 870sqft

1601 Saba Street #337, Chandler

265 LIBERTY Lane, Gilbert, AZ, 85296 — assumable VA mortgage at 3.62%
VA
Active
40
$660,000$310,623 equity gap
Rate
3.62%
7.18%today
Payment
$1,841/mo
$2,737today
  • 3beds
  • 2baths
  • 2,156sqft

265 LIBERTY Lane, Gilbert

92 Palomino Drive, Gilbert, AZ, 85296 — assumable VA mortgage at 3.65%
VA
Active
36
$435,000$212,844 equity gap
Rate
3.65%
7.18%today
Payment
$1,169/mo
$1,732today
  • 3beds
  • 3baths
  • 2,102sqft

92 Palomino Drive, Gilbert

1460 PUEBLO Street, Gilbert, AZ, 85233 — assumable FHA mortgage at 6.32%
FHA
Active
31
$545,000$26,326 equity gap
Rate
6.32%
7.18%today
Payment
$3,289/mo
$3,592today
  • 4beds
  • 2baths
  • 1,802sqft

1460 PUEBLO Street, Gilbert

841 CAMBRIDGE Place, Chandler, AZ, 85225 — assumable VA mortgage at 5.52%
VA
Active
40
$570,000$80,043 equity gap
Rate
5.52%
7.18%today
Payment
$2,965/mo
$3,530today
  • 3beds
  • 2baths
  • 2,013sqft

841 CAMBRIDGE Place, Chandler

941 HUDSON Way, Gilbert, AZ, 85233 — assumable FHA mortgage at 6.87%
FHA
Active
8
$445,000$30,366 equity gap
Rate
6.87%
7.18%today
Payment
$2,785/mo
$2,874today
  • 3beds
  • 2baths
  • 1,377sqft

941 HUDSON Way, Gilbert

230 ARABIAN Drive, Gilbert, AZ, 85296 — assumable VA mortgage at 6.21%
VA
Active
62
$800,000$96,068 equity gap
Rate
6.21%
7.18%today
Payment
$4,345/mo
$4,801today
  • 5beds
  • 3baths
  • 2,735sqft

230 ARABIAN Drive, Gilbert

234 AVENIDA SIERRA MADRE --, Gilbert, AZ, 85296 — assumable VA mortgage at 6.44%
VA
Active
42
$715,000$89,609 equity gap
Rate
6.44%
7.18%today
Payment
$4,014/mo
$4,329today
  • 3beds
  • 2baths
  • 1,915sqft

234 AVENIDA SIERRA MADRE --, Gilbert

253 MONTEREY Street, Gilbert, AZ, 85233 — assumable FHA mortgage at 6.69%
FHA
Active
51
$639,500$244,974 equity gap
Rate
6.69%
7.18%today
Payment
$2,591/mo
$2,723today
  • 3beds
  • 2baths
  • 1,906sqft

253 MONTEREY Street, Gilbert

34 PALO VERDE Street, Gilbert, AZ, 85296 — assumable FHA mortgage at 6.85%
FHA
Active
32
$604,900$187,200 equity gap
Rate
6.85%
7.18%today
Payment
$2,774/mo
$2,867today
  • 4beds
  • 2baths
  • 2,028sqft

34 PALO VERDE Street, Gilbert

1600 SABA Street #111, Chandler, AZ, 85225 — assumable FHA mortgage at 6.58%
FHA
Active
18
$330,000$300,220 equity gap
Rate
6.58%
7.18%today
Payment
$568/mo
$604today
  • 2beds
  • 2baths
  • 1,200sqft

1600 SABA Street #111, Chandler

925 SAILFISH Drive, Gilbert, AZ, 85233 — assumable FHA mortgage at 6.86%
FHA
Active
31
$525,000$505,046 equity gap
Rate
6.86%
7.18%today
Payment
$684/mo
$707today
  • 3beds
  • 2baths
  • 1,644sqft

925 SAILFISH Drive, Gilbert

860 MCQUEEN Road #1121, Chandler, AZ, 85225 — assumable FHA mortgage at 7.04%
FHA
Active
24
$310,000$299,392 equity gap
Rate
7.04%
7.18%today
Payment
$592/mo
$600today
  • 3beds
  • 3baths
  • 1,512sqft

860 MCQUEEN Road #1121, Chandler

Assuming a mortgage in Gilbert

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour. 1 of the 20 homes here are UMe-verified, meaning the loan terms have been confirmed with the servicer.

Lowest existing rate
2.38%
Lowest existing payment
$568/mo
Median cash to assume
$171,643
Kenny Klaus

Kenny Klaus

Realtor License: SA515503000

Klaus Team | Real Broker

klausteam@klausteam.com+16023302891Klaus Team | Real Broker logo
eXp Realty logo

eXp Realty

Equal Housing Opportunity

Klaus Team | Real Broker is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.