Kenny Klaus

Kenny Klaus

Assumable homes for sale in Gilbert, AZ

16 homesFHA & VA loansrates from 2.74% vs 7.18% today

Gilbert assumption guide
2535 SARATOGA Street, Gilbert, AZ, 85296 — assumable VA mortgage at 5.81%
VA
ActiveVerified
43
$799,900$23,416 equity gap
Rate
5.81%
7.18%today
Payment
$4,850/mo
$5,593today
  • 5beds
  • 3baths
  • 3,421sqft

2535 SARATOGA Street, Gilbert

661 JOSHUA TREE Lane, Gilbert, AZ, 85234 — assumable FHA mortgage at 2.74%
FHA
Active
46
$499,999$198,483 equity gap
Rate
2.74%
7.18%today
Payment
$1,409/mo
$2,341today
  • 4beds
  • 2baths
  • 1,489sqft

661 JOSHUA TREE Lane, Gilbert

1839 ANCHOR Drive, Gilbert, AZ, 85234 — assumable FHA mortgage at 2.83%
FHA
Active
22
$475,000$267,004 equity gap
Rate
2.83%
7.18%today
Payment
$986/mo
$1,620today
  • 2beds
  • 2baths
  • 1,581sqft

1839 ANCHOR Drive, Gilbert

5741 HARMONY Avenue, Mesa, AZ, 85206 — assumable FHA mortgage at 3.05%
FHA
Active
34
$479,000$319,107 equity gap
Rate
3.05%
7.18%today
Payment
$940/mo
$1,399today
  • 4beds
  • 2baths
  • 1,690sqft

5741 HARMONY Avenue, Mesa

4314 HARVARD Avenue, Gilbert, AZ, 85234 — assumable FHA mortgage at 3.06%
FHA
Active
51
$544,900$266,038 equity gap
Rate
3.06%
7.18%today
Payment
$1,340/mo
$2,137today
  • 3beds
  • 3baths
  • 2,171sqft

4314 HARVARD Avenue, Gilbert

1874 SAGEBRUSH Street, Gilbert, AZ, 85296 — assumable FHA mortgage at 3.31%
FHA
Active
29
$605,000$357,075 equity gap
Rate
3.31%
7.18%today
Payment
$1,257/mo
$1,942today
  • 5beds
  • 2baths
  • 2,285sqft

1874 SAGEBRUSH Street, Gilbert

1350 GREENFIELD Road #1073, Mesa, AZ, 85206 — assumable FHA mortgage at 3.78%
FHA
Active
46
$329,000$233,204 equity gap
Rate
3.78%
7.18%today
Payment
$671/mo
$978today
  • 2beds
  • 3baths
  • 1,080sqft

1350 GREENFIELD Road #1073, Mesa

711 PHEASANT Drive, Gilbert, AZ, 85234 — assumable VA mortgage at 3.98%
VA
Active
65
$695,000$439,938 equity gap
Rate
3.98%
7.18%today
Payment
$1,601/mo
$2,277today
  • 5beds
  • 4baths
  • 2,753sqft

711 PHEASANT Drive, Gilbert

5242 HILTON Avenue, Mesa, AZ, 85206 — assumable FHA mortgage at 5.11%
FHA
Active
42
$460,000$96,180 equity gap
Rate
5.11%
7.18%today
Payment
$2,119/mo
$2,641today
  • 3beds
  • 3baths
  • 1,899sqft

5242 HILTON Avenue, Mesa

1164 QUAIL --, Mesa, AZ, 85206 — assumable FHA mortgage at 5.98%
FHA
Active
43
$385,000$55,417 equity gap
Rate
5.98%
7.18%today
Payment
$2,010/mo
$2,270today
  • 2beds
  • 2baths
  • 1,717sqft

1164 QUAIL --, Mesa

1350 Greenfield Road #1158, Mesa, AZ, 85206 — assumable FHA mortgage at 6.81%
FHA
Active
59
$339,999$68,684 equity gap
Rate
6.81%
7.18%today
Payment
$1,833/mo
$1,902today
  • 2beds
  • 3baths
  • 1,135sqft

1350 Greenfield Road #1158, Mesa

4338 DOUGLAS Avenue, Gilbert, AZ, 85234 — assumable FHA mortgage at 6.76%
FHA
Active
33
$569,850$128,993 equity gap
Rate
6.76%
7.18%today
Payment
$2,907/mo
$3,033today
  • 3beds
  • 2baths
  • 1,824sqft

4338 DOUGLAS Avenue, Gilbert

3520 MORRISON RANCH Parkway, Gilbert, AZ, 85296 — assumable FHA mortgage at 5.25%
FHA
Active
30
$729,000$565,633 equity gap
Rate
5.25%
7.18%today
Payment
$1,447/mo
$1,775today
  • 3beds
  • 2baths
  • 2,305sqft

3520 MORRISON RANCH Parkway, Gilbert

1902 WILLOW TREE Court, Gilbert, AZ, 85234 — assumable VA mortgage at 5.30%
VA
Active
67
$1,263,700$907,802 equity gap
Rate
5.30%
7.18%today
Payment
$2,110/mo
$2,574today
  • 4beds
  • 3baths
  • 2,701sqft

1902 WILLOW TREE Court, Gilbert

5339 HOPI Avenue, Mesa, AZ, 85206 — assumable VA mortgage at 5.62%
VA
Active
32
$400,000Potential short sale
Rate
5.62%
7.18%today
Payment
$2,625/mo
$3,091today
  • 3beds
  • 3baths
  • 1,899sqft

5339 HOPI Avenue, Mesa

3542 SPRING WHEAT Lane, Gilbert, AZ, 85296 — assumable FHA mortgage at 6.85%
FHA
Active
78
$619,000$599,525 equity gap
Rate
6.85%
7.18%today
Payment
$133/mo
$137today
  • 3beds
  • 3baths
  • 1,702sqft

3542 SPRING WHEAT Lane, Gilbert

Assuming a mortgage in Gilbert

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour. 1 of the 16 homes here are UMe-verified, meaning the loan terms have been confirmed with the servicer.

Lowest existing rate
2.74%
Lowest existing payment
$671/mo
Median cash to assume
$266,038
Kenny Klaus

Kenny Klaus

Realtor License: SA515503000

Klaus Team | Real Broker

klausteam@klausteam.com+16023302891Klaus Team | Real Broker logo
eXp Realty logo

eXp Realty

Equal Housing Opportunity

Klaus Team | Real Broker is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.