Kenny Klaus

Kenny Klaus

(602) 330-2891

Assumable homes for sale in Gilbert, AZ

18 homesVA & FHA loansrates from 2.67% vs 7.18% today

Gilbert assumption guide
2948 MAPLEWOOD Street, Gilbert, AZ, 85297 — assumable VA mortgage at 2.87%
VA
Active
33
$759,000$280,738 equity gap
Rate
2.87%
7.18%today
Payment
$2,231/mo
$3,645today
  • 4beds
  • 3baths
  • 2,834sqft

2948 MAPLEWOOD Street, Gilbert

3480 JACANA Lane, Gilbert, AZ, 85297 — assumable VA mortgage at 3.03%
VA
Active
21
$429,900$166,692 equity gap
Rate
3.03%
7.18%today
Payment
$1,293/mo
$2,070today
  • 3beds
  • 3baths
  • 1,705sqft

3480 JACANA Lane, Gilbert

4279 CLIFTON Avenue, Gilbert, AZ, 85295 — assumable VA mortgage at 3.22%
VA
Active
75
$715,000$241,879 equity gap
Rate
3.22%
7.18%today
Payment
$2,274/mo
$3,552today
  • 4beds
  • 4baths
  • 2,546sqft

4279 CLIFTON Avenue, Gilbert

4325 ERIE Street, Gilbert, AZ, 85295 — assumable FHA mortgage at 2.67%
FHA
Active
29
$480,000$247,387 equity gap
Rate
2.67%
7.18%today
Payment
$1,189/mo
$1,920today
  • 3beds
  • 3baths
  • 2,029sqft

4325 ERIE Street, Gilbert

3135 ATHENA Court, Gilbert, AZ, 85297 — assumable VA mortgage at 2.77%
VA
Active
45
$849,900$467,788 equity gap
Rate
2.77%
7.18%today
Payment
$1,796/mo
$2,972today
  • 4beds
  • 4baths
  • 4,012sqft

3135 ATHENA Court, Gilbert

4086 MEGAN Street, Gilbert, AZ, 85295 — assumable VA mortgage at 3.10%
VA
Active
32
$630,000$257,063 equity gap
Rate
3.10%
7.18%today
Payment
$1,772/mo
$2,812today
  • 4beds
  • 2baths
  • 2,084sqft

4086 MEGAN Street, Gilbert

1494 OWL Drive, Gilbert, AZ, 85296 — assumable VA mortgage at 3.61%
VA
Active
25
$375,000$145,799 equity gap
Rate
3.61%
7.18%today
Payment
$1,218/mo
$1,812today
  • 3beds
  • 3baths
  • 1,375sqft

1494 OWL Drive, Gilbert

2063 RANCH Court, Gilbert, AZ, 85296 — assumable FHA mortgage at 3.53%
FHA
Active
34
$495,000$367,895 equity gap
Rate
3.53%
7.18%today
Payment
$867/mo
$1,304today
  • 3beds
  • 2baths
  • 1,695sqft

2063 RANCH Court, Gilbert

3708 REMINGTON Drive, Gilbert, AZ, 85297 — assumable FHA mortgage at 3.87%
FHA
Active
36
$450,000$339,107 equity gap
Rate
3.87%
7.18%today
Payment
$794/mo
$1,144today
  • 3beds
  • 2baths
  • 1,656sqft

3708 REMINGTON Drive, Gilbert

3868 CLAXTON Avenue, Gilbert, AZ, 85297 — assumable VA mortgage at 3.95%
VA
Active
45
$570,000$440,945 equity gap
Rate
3.95%
7.18%today
Payment
$922/mo
$1,316today
  • 5beds
  • 3baths
  • 2,523sqft

3868 CLAXTON Avenue, Gilbert

1918 FALCON Drive, Gilbert, AZ, 85295 — assumable VA mortgage at 3.99%
VA
Active
44
$420,000$221,479 equity gap
Rate
3.99%
7.18%today
Payment
$1,105/mo
$1,570today
  • 3beds
  • 2baths
  • 1,299sqft

1918 FALCON Drive, Gilbert

1307 JOSHUA TREE Lane, Gilbert, AZ, 85296 — assumable FHA mortgage at 6.20%
FHA
Active
26
$430,000Potential short sale
Rate
6.20%
7.18%today
Payment
$2,703/mo
$2,990today
  • 3beds
  • 3baths
  • 1,816sqft

1307 JOSHUA TREE Lane, Gilbert

4252 JOHN Street, Gilbert, AZ, 85295 — assumable VA mortgage at 6.35%
VA
Active
34
$599,999$15,915 equity gap
Rate
6.35%
7.18%today
Payment
$3,719/mo
$4,049today
  • 3beds
  • 2baths
  • 1,688sqft

4252 JOHN Street, Gilbert

4272 JESSE Street, Gilbert, AZ, 85295 — assumable VA mortgage at 6.50%
VA
Active
43
$569,000$47,006 equity gap
Rate
6.50%
7.18%today
Payment
$3,442/mo
$3,689today
  • 3beds
  • 3baths
  • 1,842sqft

4272 JESSE Street, Gilbert

919 PHEASANT Drive, Gilbert, AZ, 85296 — assumable FHA mortgage at 6.64%
FHA
Active
22
$450,000$32,942 equity gap
Rate
6.64%
7.18%today
Payment
$2,717/mo
$2,870today
  • 3beds
  • 3baths
  • 1,661sqft

919 PHEASANT Drive, Gilbert

3505 PHELPS Street, Gilbert, AZ, 85295 — assumable FHA mortgage at 6.26%
FHA
Active
40
$495,000$63,453 equity gap
Rate
6.26%
7.18%today
Payment
$2,783/mo
$3,059today
  • 3beds
  • 2baths
  • 1,654sqft

3505 PHELPS Street, Gilbert

3475 RIM Road, Gilbert, AZ, 85297 — assumable VA mortgage at 6.79%
VA
Active
80
$600,000$89,134 equity gap
Rate
6.79%
7.18%today
Payment
$3,452/mo
$3,590today
  • 4beds
  • 3baths
  • 2,502sqft

3475 RIM Road, Gilbert

986 Hawk Lane, Gilbert, AZ, 85296 — assumable FHA mortgage at 6.39%
FHA
Active
38
$415,000Potential short sale
Rate
6.39%
7.18%today
Payment
$2,730/mo
$2,960today
  • 3beds
  • 3baths
  • 1,661sqft

986 Hawk Lane, Gilbert

Assuming a mortgage in Gilbert

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.67%
Lowest existing payment
$794/mo
Median cash to assume
$231,679
Kenny Klaus

Kenny Klaus

Realtor License: SA515503000

Klaus Team | Real Broker

klausteam@klausteam.com+16023302891Klaus Team | Real Broker logo
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Klaus Team | Real Broker is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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