Assumable homes for sale in Jerome, AZ

11 homesVA & FHA loansrates from 3.03% vs 7.18% today

Jerome assumption guide

550 Mingus Shadows Drive, Clarkdale, AZ, 86324 — assumable VA mortgage at 3.45%

Active

$229,900$48,097 equity gap

Rate: 3.45%; ~~7.18%~~today
Payment: $892/mo; ~~$1,355~~today

2beds
3baths
1,717sqft

550 Mingus Shadows Drive, Clarkdale

1947 QUAIL Run, Cottonwood, AZ, 86326 — assumable VA mortgage at 3.16%

Active

$559,000$224,784 equity gap

Rate: 3.16%; ~~7.18%~~today
Payment: $1,661/mo; ~~$2,615~~today

4beds
3baths
2,789sqft

1947 QUAIL Run, Cottonwood

13174 Belgian Way, Prescott Valley, AZ, 86315 — assumable VA mortgage at 3.03%

Active

$935,000$619,149 equity gap

Rate: 3.03%; ~~7.18%~~today
Payment: $1,548/mo; ~~$2,478~~today

3beds
3baths
2,528sqft

13174 Belgian Way, Prescott Valley

560 SIESTA Street, Clarkdale, AZ, 86324 — assumable FHA mortgage at 3.55%

FHA

Active

$320,000$142,457 equity gap

Rate: 3.55%; ~~7.18%~~today
Payment: $883/mo; ~~$1,323~~today

3beds
1baths
1,554sqft

560 SIESTA Street, Clarkdale

240 12TH Street, Cottonwood, AZ, 86326 — assumable FHA mortgage at 4.42%

FHA

Active

$410,000$115,274 equity gap

Rate: 4.42%; ~~7.18%~~today
Payment: $1,602/mo; ~~$2,162~~today

4beds
2baths
1,672sqft

240 12TH Street, Cottonwood

1101 Sunrise Drive, Clarkdale, AZ, 86324 — assumable FHA mortgage at 4.01%

FHA

Active

$340,000$206,071 equity gap

Rate: 4.01%; ~~7.18%~~today
Payment: $793/mo; ~~$1,124~~today

2beds
2baths
1,840sqft

1101 Sunrise Drive, Clarkdale

4341 MUSTANG Drive, Cottonwood, AZ, 86326 — assumable VA mortgage at 4.14%

Active

$426,000$301,243 equity gap

Rate: 4.14%; ~~7.18%~~today
Payment: $825/mo; ~~$1,152~~today

3beds
2baths
1,722sqft

4341 MUSTANG Drive, Cottonwood

1145 17TH Place, Cottonwood, AZ, 86326 — assumable FHA mortgage at 6.78%

FHA

Active

$349,900$8,976 equity gap

Rate: 6.78%; ~~7.18%~~today
Payment: $2,268/mo; ~~$2,361~~today

3beds
2baths
1,290sqft

1145 17TH Place, Cottonwood

1505 CHATEAU Drive, Cottonwood, AZ, 86326 — assumable VA mortgage at 6.84%

Active

$465,000Potential short sale

Rate: 6.84%; ~~7.18%~~today
Payment: $3,151/mo; ~~$3,261~~today

3beds
2baths
1,651sqft

1505 CHATEAU Drive, Cottonwood

3970 Massai Circle, Cottonwood, AZ, 86326 — assumable FHA mortgage at 4.43%

FHA

Active

$270,000$186,315 equity gap

Rate: 4.43%; ~~7.18%~~today
Payment: $502/mo; ~~$677~~today

2beds
2baths
1,024sqft

3970 Massai Circle, Cottonwood

1830 BRONCO Lane, Cottonwood, AZ, 86326 — assumable VA mortgage at 6.50%

Active

$429,900$239,900 equity gap

Rate: 6.50%; ~~7.18%~~today
Payment: $1,201/mo; ~~$1,287~~today

3beds
2baths
1,695sqft

1830 BRONCO Lane, Cottonwood

Assuming a mortgage in Jerome

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate: 3.03%
Lowest existing payment: $502/mo
Median cash to assume: $196,193