Kenny Klaus

Kenny Klaus

(602) 330-2891

Assumable homes for sale in Phoenix, AZ

200 homesFHA & VA loansrates from 2.46% vs 6.95% today

Phoenix assumption guide
7429 76TH Lane, Laveen, AZ, 85339 — assumable mortgage at 4.99%
Active
33
$424,900Potential short sale
Rate
4.99%
6.95%today
Payment
$2,316/mo
$2,859today
  • 4beds
  • 2baths
  • 1,604sqft

7429 76TH Lane, Laveen

6817 DESERT Lane, Laveen, AZ, 85339 — assumable mortgage at 5.625%
Active
17
$389,000$25,105 down
Rate
5.625%
6.95%today
Payment
$2,148/mo
$2,470today
  • 4beds
  • 2baths
  • 1,666sqft

6817 DESERT Lane, Laveen

4950 WEEPING WILLOW Way, Laveen, AZ, 85339 — assumable FHA mortgage at 5.75%
FHA
Active
38
$579,000$46,539 down
Rate
5.75%
6.95%today
Payment
$3,155/mo
$3,579today
  • 3beds
  • 3baths
  • 2,615sqft

4950 WEEPING WILLOW Way, Laveen

2830 48TH Lane, Phoenix, AZ, 85035 — assumable FHA mortgage at 3.07%
FHATop pick
Active
26
$279,900Potential short sale
Rate
3.07%
6.95%today
Payment
$1,441/mo
$2,242today
  • 4beds
  • 2baths
  • 1,288sqft

2830 48TH Lane, Phoenix

3033 DEVONSHIRE Avenue #3003, Phoenix, AZ, 85016 — assumable VA mortgage at 3.07%
VATop pick
Active
52
$159,900$5,435 down
Rate
3.07%
6.95%today
Payment
$732/mo
$1,139today
  • 1beds
  • 1baths
  • 576sqft

3033 DEVONSHIRE Avenue #3003, Phoenix

1523 81ST Drive, Phoenix, AZ, 85043 — assumable VA mortgage at 3.10%
VATop pick
Active
23
$295,500Potential short sale
Rate
3.10%
6.95%today
Payment
$1,424/mo
$2,208today
  • 3beds
  • 3baths
  • 1,534sqft

1523 81ST Drive, Phoenix

1947 77TH Glen, Phoenix, AZ, 85035 — assumable VA mortgage at 2.96%
VATop pick
Active
32
$306,000$21,708 down
Rate
2.96%
6.95%today
Payment
$1,342/mo
$2,118today
  • 3beds
  • 4baths
  • 1,383sqft

1947 77TH Glen, Phoenix

2837 73RD Drive, Phoenix, AZ, 85035 — assumable FHA mortgage at 3.05%
FHATop pick
Active
35
$349,000$20,723 down
Rate
3.05%
6.95%today
Payment
$1,541/mo
$2,405today
  • 3beds
  • 3baths
  • 1,848sqft

2837 73RD Drive, Phoenix

7132 DARROW Street, Laveen, AZ, 85339 — assumable FHA mortgage at 3.07%
FHATop pick
Active
47
$440,000$41,967 down
Rate
3.07%
6.95%today
Payment
$1,877/mo
$2,921today
  • 5beds
  • 3baths
  • 2,627sqft

7132 DARROW Street, Laveen

2607 COOLIDGE Street, Phoenix, AZ, 85017 — assumable FHA mortgage at 3.45%
FHATop pick
Active
23
$210,000Potential short sale
Rate
3.45%
6.95%today
Payment
$1,034/mo
$1,534today
  • 3beds
  • 2baths
  • 1,196sqft

2607 COOLIDGE Street, Phoenix

7780 57TH Drive, Glendale, AZ, 85301 — assumable FHA mortgage at 3.45%
FHATop pick
Active
28
$342,000$16,136 down
Rate
3.45%
6.95%today
Payment
$1,599/mo
$2,372today
  • 3beds
  • 2baths
  • 1,268sqft

7780 57TH Drive, Glendale

5002 41ST Avenue, Phoenix, AZ, 85019 — assumable FHA mortgage at 2.87%
FHA
Active
17
$157,500$19,588 down
Rate
2.87%
6.95%today
Payment
$643/mo
$1,027today
  • 2beds
  • 1baths
  • 924sqft

5002 41ST Avenue, Phoenix

4051 PALOMINO Road, Phoenix, AZ, 85019 — assumable FHA mortgage at 2.87%
FHA
Active
26
$165,000$14,869 down
Rate
2.87%
6.95%today
Payment
$700/mo
$1,118today
  • 2beds
  • 1baths
  • 924sqft

4051 PALOMINO Road, Phoenix

1412 13TH Place, Phoenix, AZ, 85034 — assumable FHA mortgage at 2.94%
FHA
Active
$188,100$20,787 down
Rate
2.94%
6.95%today
Payment
$805/mo
$1,273today
  • 3beds
  • 1baths
  • 921sqft

1412 13TH Place, Phoenix

4902 HAZEL Drive #1, Phoenix, AZ, 85044 — assumable VA mortgage at 3.01%
VA
Active
40
$315,000$49,430 down
Rate
3.01%
6.95%today
Payment
$1,252/mo
$1,964today
  • 2beds
  • 2baths
  • 976sqft

4902 HAZEL Drive #1, Phoenix

1901 ENCINAS Lane, Phoenix, AZ, 85040 — assumable FHA mortgage at 3.22%
FHA
Active
26
$325,000$31,426 down
Rate
3.22%
6.95%today
Payment
$1,405/mo
$2,145today
  • 3beds
  • 2baths
  • 1,150sqft

1901 ENCINAS Lane, Phoenix

6327 34TH Lane, Phoenix, AZ, 85017 — assumable VA mortgage at 3.09%
VA
Active
27
$335,000$60,540 down
Rate
3.09%
6.95%today
Payment
$1,300/mo
$2,018today
  • 3beds
  • 2baths
  • 1,557sqft

6327 34TH Lane, Phoenix

7631 MIAMI Street, Phoenix, AZ, 85043 — assumable FHA mortgage at 3.10%
FHA
Active
18
$385,000$62,123 down
Rate
3.10%
6.95%today
Payment
$1,528/mo
$2,368today
  • 3beds
  • 2baths
  • 1,884sqft

7631 MIAMI Street, Phoenix

5222 GRENADINE Road, Laveen, AZ, 85339 — assumable FHA mortgage at 3.11%
FHA
Active
21
$385,000$55,067 down
Rate
3.11%
6.95%today
Payment
$1,566/mo
$2,425today
  • 3beds
  • 2baths
  • 1,512sqft

5222 GRENADINE Road, Laveen

2551 73RD Drive, Phoenix, AZ, 85035 — assumable FHA mortgage at 3.22%
FHA
Active
38
$369,000$48,737 down
Rate
3.22%
6.95%today
Payment
$1,533/mo
$2,340today
  • 3beds
  • 3baths
  • 1,675sqft

2551 73RD Drive, Phoenix

3031 CIVIC CENTER PLZ Plaza #230, Scottsdale, AZ, 85251 — assumable VA mortgage at 3.45%
VA
Active
29
$345,000$66,315 down
Rate
3.45%
6.95%today
Payment
$1,368/mo
$2,029today
  • 2beds
  • 2baths
  • 1,192sqft

3031 CIVIC CENTER PLZ Plaza #230, Scottsdale

2723 APOLLO Road, Phoenix, AZ, 85041 — assumable FHA mortgage at 2.73%
FHA
Active
17
$349,900$76,274 down
Rate
2.73%
6.95%today
Payment
$1,271/mo
$2,067today
  • 3beds
  • 2baths
  • 1,488sqft

2723 APOLLO Road, Phoenix

1032 27TH Drive, Phoenix, AZ, 85009 — assumable VA mortgage at 2.73%
VA
Active
20
$249,000$56,201 down
Rate
2.73%
6.95%today
Payment
$896/mo
$1,456today
  • 3beds
  • 1baths
  • 1,132sqft

1032 27TH Drive, Phoenix

6331 31ST Drive, Phoenix, AZ, 85017 — assumable FHA mortgage at 2.77%
FHA
Active
34
$424,900$101,792 down
Rate
2.77%
6.95%today
Payment
$1,487/mo
$2,405today
  • 3beds
  • 2baths
  • 1,881sqft

6331 31ST Drive, Phoenix

5059 VERNON Avenue, Phoenix, AZ, 85035 — assumable FHA mortgage at 2.86%
FHA
Active
27
$355,000$78,232 down
Rate
2.86%
6.95%today
Payment
$1,281/mo
$2,047today
  • 3beds
  • 2baths
  • 1,200sqft

5059 VERNON Avenue, Phoenix

127 CALDWELL Street, Phoenix, AZ, 85041 — assumable FHA mortgage at 2.87%
FHA
Active
15
$315,000$74,091 down
Rate
2.87%
6.95%today
Payment
$1,124/mo
$1,794today
  • 3beds
  • 1baths
  • 936sqft

127 CALDWELL Street, Phoenix

7355 HUGHES Drive, Phoenix, AZ, 85043 — assumable FHA mortgage at 2.88%
FHA
Active
29
$377,000$108,912 down
Rate
2.88%
6.95%today
Payment
$1,246/mo
$1,987today
  • 3beds
  • 2baths
  • 1,460sqft

7355 HUGHES Drive, Phoenix

1613 5TH Street, Phoenix, AZ, 85004 — assumable VA mortgage at 2.93%
VA
Active
21
$215,000$50,340 down
Rate
2.93%
6.95%today
Payment
$775/mo
$1,228today
  • 2beds
  • 1baths
  • 738sqft

1613 5TH Street, Phoenix

600 GROVE Parkway #1009, Tempe, AZ, 85283 — assumable FHA mortgage at 2.98%
FHA
Active
42
$225,000$52,972 down
Rate
2.98%
6.95%today
Payment
$816/mo
$1,284today
  • 1beds
  • 1baths
  • 778sqft

600 GROVE Parkway #1009, Tempe

6512 5TH Way, Phoenix, AZ, 85042 — assumable FHA mortgage at 3.05%
FHA
Active
56
$389,000$80,480 down
Rate
3.05%
6.95%today
Payment
$1,458/mo
$2,275today
  • 3beds
  • 2baths
  • 1,668sqft

6512 5TH Way, Phoenix

4843 CORRAL Road #4, Phoenix, AZ, 85044 — assumable VA mortgage at 3.06%
VA
Active
35
$320,000$66,904 down
Rate
3.06%
6.95%today
Payment
$1,211/mo
$1,887today
  • 2beds
  • 3baths
  • 960sqft

4843 CORRAL Road #4, Phoenix

2052 MARLETTE Avenue, Phoenix, AZ, 85015 — assumable FHA mortgage at 3.06%
FHA
Active
20
$430,000$99,392 down
Rate
3.06%
6.95%today
Payment
$1,585/mo
$2,470today
  • 4beds
  • 2baths
  • 1,845sqft

2052 MARLETTE Avenue, Phoenix

3642 72nd Drive, Phoenix, AZ, 85033 — assumable FHA mortgage at 3.09%
FHA
Active
42
$330,000$82,460 down
Rate
3.09%
6.95%today
Payment
$1,193/mo
$1,852today
  • 4beds
  • 1baths
  • 1,174sqft

3642 72nd Drive, Phoenix

4627 SOUTHGATE Avenue, Phoenix, AZ, 85040 — assumable FHA mortgage at 3.09%
FHA
Active
21
$177,900$51,426 down
Rate
3.09%
6.95%today
Payment
$610/mo
$946today
  • 3beds
  • 1baths
  • 1,008sqft

4627 SOUTHGATE Avenue, Phoenix

7228 42ND Drive, Phoenix, AZ, 85041 — assumable FHA mortgage at 3.10%
FHA
Active
40
$439,000$101,836 down
Rate
3.10%
6.95%today
Payment
$1,599/mo
$2,479today
  • 4beds
  • 3baths
  • 2,238sqft

7228 42ND Drive, Phoenix

5015 VERNON Avenue, Phoenix, AZ, 85035 — assumable FHA mortgage at 4.17%
FHA
Active
$349,900Potential short sale
Rate
4.17%
6.95%today
Payment
$1,842/mo
$2,502today
  • 4beds
  • 2baths
  • 1,930sqft

5015 VERNON Avenue, Phoenix

Assuming a mortgage in Phoenix

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour. 3 of the 200 homes here are UMe-verified, meaning the loan terms have been confirmed with the servicer.

Lowest existing rate
2.46%
Lowest existing payment
$426 /mo
Median cash to assume
$98,605
Kenny Klaus

Kenny Klaus

Realtor License: SA515503000

Klaus Team | Real Broker

klausteam@klausteam.com+16023302891Klaus Team | Real Broker logo
Equal Housing Opportunity

Klaus Team | Real Broker is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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