Kenny Klaus

Kenny Klaus

(602) 330-2891

Assumable homes for sale in Phoenix, AZ

21 homesFHA & VA loansrates from 2.65% vs 6.95% today

Phoenix assumption guide
3743 MARMORA Street, Phoenix, AZ, 85032 — assumable FHA mortgage at 3.76%
FHA
Active
39
$434,950$25,275 down
Rate
3.76%
6.95%today
Payment
$2,072/mo
$2,957today
  • 3beds
  • 2baths
  • 1,208sqft

3743 MARMORA Street, Phoenix

3224 SWEETWATER Avenue, Phoenix, AZ, 85032 — assumable FHA mortgage at 3.05%
FHA
Active
36
$424,900$155,658 down
Rate
3.05%
6.95%today
Payment
$1,273/mo
$1,985today
  • 4beds
  • 2baths
  • 1,679sqft

3224 SWEETWATER Avenue, Phoenix

2520 LIBBY Street, Phoenix, AZ, 85032 — assumable VA mortgage at 3.55%
VA
Active
47
$459,900$124,720 down
Rate
3.55%
6.95%today
Payment
$1,666/mo
$2,441today
  • 4beds
  • 2baths
  • 1,512sqft

2520 LIBBY Street, Phoenix

18231 41st Street, Phoenix, AZ, 85032 — assumable FHA mortgage at 2.65%
FHA
Active
39
$480,000$373,770 down
Rate
2.65%
6.95%today
Payment
$733/mo
$1,053today
  • 3beds
  • 2baths
  • 1,584sqft

18231 41st Street, Phoenix

15602 37TH Street, Phoenix, AZ, 85032 — assumable VA mortgage at 2.81%
VA
Active
51
$1,399,000$1,062,733 down
Rate
2.81%
6.95%today
Payment
$1,572/mo
$2,530today
  • 4beds
  • 3baths
  • 2,598sqft

15602 37TH Street, Phoenix

14812 45TH Way, Phoenix, AZ, 85032 — assumable VA mortgage at 2.90%
VA
Active
34
$989,000$670,036 down
Rate
2.90%
6.95%today
Payment
$1,486/mo
$2,363today
  • 4beds
  • 3baths
  • 3,139sqft

14812 45TH Way, Phoenix

2031 VISTA Drive, Phoenix, AZ, 85022 — assumable VA mortgage at 3.00%
VA
Active
45
$525,000$257,547 down
Rate
3.00%
6.95%today
Payment
$1,271/mo
$1,996today
  • 4beds
  • 2baths
  • 1,332sqft

2031 VISTA Drive, Phoenix

2844 MONTE CRISTO Avenue, Phoenix, AZ, 85032 — assumable VA mortgage at 3.16%
VA
Active
40
$598,000$243,769 down
Rate
3.16%
6.95%today
Payment
$1,756/mo
$2,702today
  • 8beds
  • 8baths
  • —sqft

2844 MONTE CRISTO Avenue, Phoenix

3531 ACOMA Drive, Phoenix, AZ, 85032 — assumable FHA mortgage at 3.71%
FHA
Active
36
$415,000$255,068 down
Rate
3.71%
6.95%today
Payment
$950/mo
$1,365today
  • 3beds
  • 2baths
  • 1,096sqft

3531 ACOMA Drive, Phoenix

15031 21ST Street, Phoenix, AZ, 85022 — assumable FHA mortgage at 3.75%
FHA
Active
28
$370,000$151,081 down
Rate
3.75%
6.95%today
Payment
$1,182/mo
$1,690today
  • 3beds
  • 2baths
  • 1,215sqft

15031 21ST Street, Phoenix

16117 26TH Place, Phoenix, AZ, 85032 — assumable FHA mortgage at 3.78%
FHA
Active
23
$399,000$343,327 down
Rate
3.78%
6.95%today
Payment
$387/mo
$551today
  • 4beds
  • 2baths
  • 1,506sqft

16117 26TH Place, Phoenix

16113 26TH Place, Phoenix, AZ, 85032 — assumable FHA mortgage at 3.91%
FHA
Active
20
$395,000$316,698 down
Rate
3.91%
6.95%today
Payment
$551/mo
$773today
  • 4beds
  • 2baths
  • 1,506sqft

16113 26TH Place, Phoenix

16402 31ST Street #136, Phoenix, AZ, 85032 — assumable VA mortgage at 4.05%
VA
Active
33
$180,900$129,720 down
Rate
4.05%
6.95%today
Payment
$321/mo
$443today
  • 2beds
  • 2baths
  • 934sqft

16402 31ST Street #136, Phoenix

18232 26TH Place, Phoenix, AZ, 85032 — assumable FHA mortgage at 6.71%
FHA
Active
33
$439,000$21,515 down
Rate
6.71%
6.95%today
Payment
$2,790/mo
$2,859today
  • 3beds
  • 2baths
  • 1,431sqft

18232 26TH Place, Phoenix

3417 KELTON Lane, Phoenix, AZ, 85032 — assumable FHA mortgage at 4.37%
FHA
Active
30
$559,000$309,485 down
Rate
4.37%
6.95%today
Payment
$1,447/mo
$1,920today
  • 3beds
  • 2baths
  • 1,626sqft

3417 KELTON Lane, Phoenix

19003 19TH Place, Phoenix, AZ, 85024 — assumable FHA mortgage at 6.26%
FHA
Active
22
$510,000$39,677 down
Rate
6.26%
6.95%today
Payment
$3,026/mo
$3,250today
  • 3beds
  • 2baths
  • 1,632sqft

19003 19TH Place, Phoenix

2440 WALTANN Lane, Phoenix, AZ, 85032 — assumable FHA mortgage at 4.54%
FHA
Active
20
$690,000$436,016 down
Rate
4.54%
6.95%today
Payment
$1,523/mo
$1,980today
  • 9beds
  • 5baths
  • —sqft

2440 WALTANN Lane, Phoenix

4128 COOLBROOK Avenue, Phoenix, AZ, 85032 — assumable FHA mortgage at 4.55%
FHA
Active
27
$625,000$394,183 down
Rate
4.55%
6.95%today
Payment
$1,376/mo
$1,787today
  • 3beds
  • 3baths
  • 1,848sqft

4128 COOLBROOK Avenue, Phoenix

12431 28TH Street, Phoenix, AZ, 85032 — assumable FHA mortgage at 6.26%
FHA
Active
6
$489,000$84,522 down
Rate
6.26%
6.95%today
Payment
$2,602/mo
$2,795today
  • 3beds
  • 2baths
  • 1,242sqft

12431 28TH Street, Phoenix

3729 Taro Lane, Phoenix, AZ, 85050 — assumable VA mortgage at 6.50%
VA
Active
32
$545,500$54,628 down
Rate
6.50%
6.95%today
Payment
$3,163/mo
$3,312today
  • 3beds
  • 3baths
  • 2,142sqft

3729 Taro Lane, Phoenix

16015 30TH Street #103, Phoenix, AZ, 85032 — assumable FHA mortgage at 6.54%
FHA
Active
25
$310,000$99,064 down
Rate
6.54%
6.95%today
Payment
$1,365/mo
$1,423today
  • 3beds
  • 3baths
  • 1,429sqft

16015 30TH Street #103, Phoenix

Assuming a mortgage in Phoenix

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.65%
Lowest existing payment
$321 /mo
Median cash to assume
$243,769
Kenny Klaus

Kenny Klaus

Realtor License: SA515503000

Klaus Team | Real Broker

klausteam@klausteam.com+16023302891Klaus Team | Real Broker logo
Equal Housing Opportunity

Klaus Team | Real Broker is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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