Kenny Klaus

Kenny Klaus

Assumable homes for sale in Phoenix, AZ

22 homesFHA & VA loansrates from 2.65% vs 7.18% today

Phoenix assumption guide
3743 MARMORA Street, Phoenix, AZ, 85032 — assumable FHA mortgage at 3.76%
FHA
Active
30
$434,947$26,850 equity gap
Rate
3.76%
7.18%today
Payment
$2,072/mo
$3,026today
  • 3beds
  • 2baths
  • 1,208sqft

3743 MARMORA Street, Phoenix

3314 CLAIRE Drive, Phoenix, AZ, 85032 — assumable VA mortgage at 3.92%
VA
Active
27
$399,000$75,800 equity gap
Rate
3.92%
7.18%today
Payment
$1,669/mo
$2,391today
  • 3beds
  • 2baths
  • 1,236sqft

3314 CLAIRE Drive, Phoenix

3224 SWEETWATER Avenue, Phoenix, AZ, 85032 — assumable FHA mortgage at 3.05%
FHA
Active
36
$399,990$131,337 equity gap
Rate
3.05%
7.18%today
Payment
$1,273/mo
$2,032today
  • 4beds
  • 2baths
  • 1,679sqft

3224 SWEETWATER Avenue, Phoenix

2520 LIBBY Street, Phoenix, AZ, 85032 — assumable VA mortgage at 3.55%
VA
Active
47
$459,900$125,395 equity gap
Rate
3.55%
7.18%today
Payment
$1,666/mo
$2,498today
  • 4beds
  • 2baths
  • 1,512sqft

2520 LIBBY Street, Phoenix

2844 MONTE CRISTO Avenue, Phoenix, AZ, 85032 — assumable VA mortgage at 3.16%
VA
Active
40
$569,900$216,492 equity gap
Rate
3.16%
7.18%today
Payment
$1,756/mo
$2,765today
  • 8beds
  • 8baths
  • —sqft

2844 MONTE CRISTO Avenue, Phoenix

18231 41st Street, Phoenix, AZ, 85032 — assumable FHA mortgage at 2.65%
FHA
Active
39
$469,000$363,767 equity gap
Rate
2.65%
7.18%today
Payment
$733/mo
$1,072today
  • 3beds
  • 2baths
  • 1,584sqft

18231 41st Street, Phoenix

4301 EVANS Drive, Phoenix, AZ, 85032 — assumable VA mortgage at 2.79%
VA
Active
25
$850,000$610,249 equity gap
Rate
2.79%
7.18%today
Payment
$1,127/mo
$1,860today
  • 3beds
  • 2baths
  • 2,231sqft

4301 EVANS Drive, Phoenix

14812 45TH Way, Phoenix, AZ, 85032 — assumable VA mortgage at 2.90%
VA
Active
34
$959,900$641,651 equity gap
Rate
2.90%
7.18%today
Payment
$1,486/mo
$2,418today
  • 4beds
  • 3baths
  • 3,139sqft

14812 45TH Way, Phoenix

14631 37TH Place, Phoenix, AZ, 85032 — assumable VA mortgage at 2.90%
VA
Active
37
$529,000$236,680 equity gap
Rate
2.90%
7.18%today
Payment
$1,374/mo
$2,237today
  • 4beds
  • 2baths
  • 1,740sqft

14631 37TH Place, Phoenix

2031 VISTA Drive, Phoenix, AZ, 85022 — assumable VA mortgage at 3.00%
VA
Active
46
$515,000$248,150 equity gap
Rate
3.00%
7.18%today
Payment
$1,271/mo
$2,042today
  • 4beds
  • 2baths
  • 1,332sqft

2031 VISTA Drive, Phoenix

2935 REDFIELD Road, Phoenix, AZ, 85032 — assumable VA mortgage at 3.74%
VA
Active
24
$700,000$356,931 equity gap
Rate
3.74%
7.18%today
Payment
$1,834/mo
$2,687today
  • 4beds
  • 2baths
  • 2,253sqft

2935 REDFIELD Road, Phoenix

16117 26TH Place, Phoenix, AZ, 85032 — assumable FHA mortgage at 3.78%
FHA
Active
23
$399,000$343,751 equity gap
Rate
3.78%
7.18%today
Payment
$387/mo
$564today
  • 4beds
  • 2baths
  • 1,506sqft

16117 26TH Place, Phoenix

16113 26TH Place, Phoenix, AZ, 85032 — assumable FHA mortgage at 3.91%
FHA
Active
20
$395,000$317,291 equity gap
Rate
3.91%
7.18%today
Payment
$551/mo
$791today
  • 4beds
  • 2baths
  • 1,506sqft

16113 26TH Place, Phoenix

18232 26TH Place, Phoenix, AZ, 85032 — assumable FHA mortgage at 6.71%
FHA
Active
33
$439,000$22,428 equity gap
Rate
6.71%
7.18%today
Payment
$2,790/mo
$2,926today
  • 3beds
  • 2baths
  • 1,431sqft

18232 26TH Place, Phoenix

3417 KELTON Lane, Phoenix, AZ, 85032 — assumable FHA mortgage at 4.37%
FHA
Active
30
$549,000$300,023 equity gap
Rate
4.37%
7.18%today
Payment
$1,447/mo
$1,964today
  • 3beds
  • 2baths
  • 1,626sqft

3417 KELTON Lane, Phoenix

1940 AIRE LIBRE Avenue, Phoenix, AZ, 85022 — assumable FHA mortgage at 4.47%
FHA
Active
41
$489,900$339,363 equity gap
Rate
4.47%
7.18%today
Payment
$1,035/mo
$1,388today
  • 4beds
  • 3baths
  • 2,111sqft

1940 AIRE LIBRE Avenue, Phoenix

19003 19TH Place, Phoenix, AZ, 85024 — assumable FHA mortgage at 6.26%
FHA
Active
22
$510,000$40,250 equity gap
Rate
6.26%
7.18%today
Payment
$3,026/mo
$3,326today
  • 3beds
  • 2baths
  • 1,632sqft

19003 19TH Place, Phoenix

4128 COOLBROOK Avenue, Phoenix, AZ, 85032 — assumable FHA mortgage at 4.55%
FHA
Active
27
$625,000$394,684 equity gap
Rate
4.55%
7.18%today
Payment
$1,376/mo
$1,829today
  • 3beds
  • 3baths
  • 1,848sqft

4128 COOLBROOK Avenue, Phoenix

18619 25TH Way, Phoenix, AZ, 85050 — assumable FHA mortgage at 6.65%
FHA
Active
25
$260,000$26,916 equity gap
Rate
6.65%
7.18%today
Payment
$1,559/mo
$1,645today
  • 3beds
  • 2baths
  • 1,372sqft

18619 25TH Way, Phoenix

16238 30th Terrace #23, Phoenix, AZ, 85032 — assumable FHA mortgage at 5.25%
FHA
Active
31
$285,000$212,814 equity gap
Rate
5.25%
7.18%today
Payment
$615/mo
$755today
  • 2beds
  • 3baths
  • 1,336sqft

16238 30th Terrace #23, Phoenix

16015 30TH Street #103, Phoenix, AZ, 85032 — assumable FHA mortgage at 6.54%
FHA
Active
25
$305,000$94,279 equity gap
Rate
6.54%
7.18%today
Payment
$1,365/mo
$1,456today
  • 3beds
  • 3baths
  • 1,429sqft

16015 30TH Street #103, Phoenix

15039 24th Place, Phoenix, AZ, 85032 — assumable FHA mortgage at 6.71%
FHA
Active
25
$408,000Potential short sale
Rate
6.71%
7.18%today
Payment
$2,949/mo
$3,093today
  • 3beds
  • 3baths
  • 1,638sqft

15039 24th Place, Phoenix

Assuming a mortgage in Phoenix

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.65%
Lowest existing payment
$387/mo
Median cash to assume
$236,680
Kenny Klaus

Kenny Klaus

Realtor License: SA515503000

Klaus Team | Real Broker

klausteam@klausteam.com+16023302891Klaus Team | Real Broker logo
eXp Realty logo

eXp Realty

Equal Housing Opportunity

Klaus Team | Real Broker is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.