Kenny Klaus

Kenny Klaus

Assumable homes for sale in Phoenix, AZ

19 homesFHA & VA loansrates from 2.86% vs 7.18% today

Phoenix assumption guide
5059 VERNON Avenue, Phoenix, AZ, 85035 — assumable FHA mortgage at 2.86%
FHA
Active
27
$345,000$69,475 equity gap
Rate
2.86%
7.18%today
Payment
$1,281/mo
$2,095today
  • 3beds
  • 2baths
  • 1,200sqft

5059 VERNON Avenue, Phoenix

2512 48TH Drive, Phoenix, AZ, 85035 — assumable FHA mortgage at 3.10%
FHA
Active
12
$359,000$69,629 equity gap
Rate
3.10%
7.18%today
Payment
$1,375/mo
$2,182today
  • 3beds
  • 2baths
  • 1,142sqft

2512 48TH Drive, Phoenix

2551 73RD Drive, Phoenix, AZ, 85035 — assumable FHA mortgage at 3.22%
FHA
Active
38
$359,000$40,085 equity gap
Rate
3.22%
7.18%today
Payment
$1,533/mo
$2,395today
  • 3beds
  • 3baths
  • 1,675sqft

2551 73RD Drive, Phoenix

4923 GRANADA Road, Phoenix, AZ, 85035 — assumable FHA mortgage at 2.96%
FHA
Active
32
$379,999$84,949 equity gap
Rate
2.96%
7.18%today
Payment
$1,396/mo
$2,255today
  • 4beds
  • 2baths
  • 1,840sqft

4923 GRANADA Road, Phoenix

2656 48th Lane, Phoenix, AZ, 85035 — assumable FHA mortgage at 3.11%
FHA
Active
14
$375,000$92,639 equity gap
Rate
3.11%
7.18%today
Payment
$1,343/mo
$2,129today
  • 5beds
  • 2baths
  • 1,862sqft

2656 48th Lane, Phoenix

5015 VERNON Avenue, Phoenix, AZ, 85035 — assumable FHA mortgage at 4.17%
FHA
Active
$335,900Potential short sale
Rate
4.17%
7.18%today
Payment
$1,842/mo
$2,561today
  • 4beds
  • 2baths
  • 1,930sqft

5015 VERNON Avenue, Phoenix

7343 CAMBRIDGE Avenue, Phoenix, AZ, 85035 — assumable FHA mortgage at 3.03%
FHA
Active
18
$299,000$112,507 equity gap
Rate
3.03%
7.18%today
Payment
$914/mo
$1,463today
  • 3beds
  • 3baths
  • 1,413sqft

7343 CAMBRIDGE Avenue, Phoenix

4738 FAIRMOUNT Avenue, Phoenix, AZ, 85031 — assumable FHA mortgage at 5.41%
FHA
Active
26
$340,000Potential short sale
Rate
5.41%
7.18%today
Payment
$2,042/mo
$2,461today
  • 4beds
  • 2baths
  • 1,324sqft

4738 FAIRMOUNT Avenue, Phoenix

6615 MELVIN Street, Phoenix, AZ, 85043 — assumable FHA mortgage at 3.96%
FHA
Active
20
$299,000$200,327 equity gap
Rate
3.96%
7.18%today
Payment
$611/mo
$871today
  • 3beds
  • 3baths
  • 1,452sqft

6615 MELVIN Street, Phoenix

5129 ENCANTO Boulevard, Phoenix, AZ, 85035 — assumable FHA mortgage at 6.35%
FHA
Active
25
$350,000$8,018 equity gap
Rate
6.35%
7.18%today
Payment
$2,175/mo
$2,368today
  • 3beds
  • 2baths
  • 1,476sqft

5129 ENCANTO Boulevard, Phoenix

2366 73RD Lane, Phoenix, AZ, 85035 — assumable VA mortgage at 6.69%
VA
Active
43
$300,000Potential short sale
Rate
6.69%
7.18%today
Payment
$1,998/mo
$2,100today
  • 3beds
  • 3baths
  • 1,579sqft

2366 73RD Lane, Phoenix

6827 HOLLY Street, Phoenix, AZ, 85035 — assumable FHA mortgage at 7.22%
FHA
Active
23
$310,000Potential short sale
Rate
7.22%
7.18%today
Payment
$2,324/mo
$2,315today
  • 3beds
  • 2baths
  • 1,100sqft

6827 HOLLY Street, Phoenix

7352 WINDSOR Avenue, Phoenix, AZ, 85035 — assumable FHA mortgage at 4.30%
FHA
Active
32
$315,000$207,127 equity gap
Rate
4.30%
7.18%today
Payment
$730/mo
$999today
  • 3beds
  • 3baths
  • 1,565sqft

7352 WINDSOR Avenue, Phoenix

2621 50TH Lane, Phoenix, AZ, 85035 — assumable FHA mortgage at 5.81%
FHA
Active
36
$380,000$37,384 equity gap
Rate
5.81%
7.18%today
Payment
$2,134/mo
$2,461today
  • 4beds
  • 2baths
  • 1,242sqft

2621 50TH Lane, Phoenix

3013 52ND Parkway, Phoenix, AZ, 85031 — assumable FHA mortgage at 7.63%
FHA
Active
12
$349,900$29,943 equity gap
Rate
7.63%
7.18%today
Payment
$2,327/mo
$2,226today
  • 3beds
  • 2baths
  • 1,395sqft

3013 52ND Parkway, Phoenix

2627 71st Avenue, Phoenix, AZ, 85035 — assumable FHA mortgage at 5.89%
FHA
Active
44
$300,000$35,161 equity gap
Rate
5.89%
7.18%today
Payment
$1,658/mo
$1,896today
  • 3beds
  • 1baths
  • 840sqft

2627 71st Avenue, Phoenix

6920 MELVIN Street, Phoenix, AZ, 85043 — assumable FHA mortgage at 6.02%
FHA
Active
21
$357,000$44,899 equity gap
Rate
6.02%
7.18%today
Payment
$1,976/mo
$2,228today
  • 3beds
  • 2baths
  • 1,176sqft

6920 MELVIN Street, Phoenix

3817 59TH Drive, Phoenix, AZ, 85033 — assumable FHA mortgage at 6.94%
FHA
Active
60
$455,000$71,719 equity gap
Rate
6.94%
7.18%today
Payment
$2,597/mo
$2,661today
  • 5beds
  • 3baths
  • 1,847sqft

3817 59TH Drive, Phoenix

6606 POLK Street, Phoenix, AZ, 85043 — assumable FHA mortgage at 6.50%
FHA
Active
27
$305,000Potential short sale
Rate
6.50%
7.18%today
Payment
$2,287/mo
$2,433today
  • 3beds
  • 3baths
  • 1,452sqft

6606 POLK Street, Phoenix

Assuming a mortgage in Phoenix

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.86%
Lowest existing payment
$611/mo
Median cash to assume
$69,475
Kenny Klaus

Kenny Klaus

Realtor License: SA515503000

Klaus Team | Real Broker

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Equal Housing Opportunity

Klaus Team | Real Broker is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.