Assumable homes for sale in Phoenix, AZ

23 homesFHA & VA loansrates from 3.05% vs 7.18% today

Phoenix assumption guide

9209 Wilow Bend Lane, Phoenix, AZ, 85037 — assumable FHA mortgage at 3.76%

FHA

Active

$429,900$84,145 equity gap

Rate: 3.76%; ~~7.18%~~today
Payment: $1,755/mo; ~~$2,564~~today

3beds
2baths
1,765sqft

9209 Wilow Bend Lane, Phoenix

10243 READE Avenue, Glendale, AZ, 85307 — assumable FHA mortgage at 3.05%

FHA

Active

$389,000$262,417 equity gap

Rate: 3.05%; ~~7.18%~~today
Payment: $631/mo; ~~$985~~today

3beds
2baths
1,535sqft

10243 READE Avenue, Glendale

9124 BERKELEY Road, Phoenix, AZ, 85037 — assumable FHA mortgage at 4.67%

FHA

Active

$374,900$29,179 equity gap

Rate: 4.67%; ~~7.18%~~today
Payment: $1,928/mo; ~~$2,528~~today

3beds
2baths
1,568sqft

9124 BERKELEY Road, Phoenix

10521 VIRGINIA Avenue, Avondale, AZ, 85392 — assumable VA mortgage at 3.50%

Active

$400,000$144,436 equity gap

Rate: 3.50%; ~~7.18%~~today
Payment: $1,325/mo; ~~$1,998~~today

4beds
2baths
2,074sqft

10521 VIRGINIA Avenue, Avondale

2221 94th Avenue, Phoenix, AZ, 85037 — assumable VA mortgage at 5.23%

Active

$415,000Potential short sale

Rate: 5.23%; ~~7.18%~~today
Payment: $2,479/mo; ~~$3,048~~today

4beds
3baths
2,603sqft

2221 94th Avenue, Phoenix

8918 RANCHO Drive, Glendale, AZ, 85305 — assumable VA mortgage at 5.30%

Active

$399,900Potential short sale

Rate: 5.30%; ~~7.18%~~today
Payment: $2,352/mo; ~~$2,869~~today

3beds
2baths
1,400sqft

8918 RANCHO Drive, Glendale

4616 94TH Lane, Phoenix, AZ, 85037 — assumable FHA mortgage at 3.85%

FHA

Active

$415,000$126,493 equity gap

Rate: 3.85%; ~~7.18%~~today
Payment: $1,479/mo; ~~$2,137~~today

4beds
3baths
2,435sqft

4616 94TH Lane, Phoenix

8819 GLENROSA Avenue, Phoenix, AZ, 85037 — assumable FHA mortgage at 5.23%

FHA

Active

$345,000$20,634 equity gap

Rate: 5.23%; ~~7.18%~~today
Payment: $1,910/mo; ~~$2,348~~today

3beds
1baths
1,273sqft

8819 GLENROSA Avenue, Phoenix

8739 TURNEY Avenue, Phoenix, AZ, 85037 — assumable FHA mortgage at 5.55%

FHA

Active

$330,000$10,029 equity gap

Rate: 5.55%; ~~7.18%~~today
Payment: $1,934/mo; ~~$2,295~~today

2beds
2baths
984sqft

8739 TURNEY Avenue, Phoenix

9320 MEADOWBROOK Avenue, Phoenix, AZ, 85037 — assumable VA mortgage at 6.50%

Active

$460,000$8,055 equity gap

Rate: 6.50%; ~~7.18%~~today
Payment: $2,912/mo; ~~$3,121~~today

3beds
3baths
2,562sqft

9320 MEADOWBROOK Avenue, Phoenix

9127 CAMBRIDGE Avenue, Phoenix, AZ, 85037 — assumable FHA mortgage at 6.64%

FHA

Active

$400,000$18,486 equity gap

Rate: 6.64%; ~~7.18%~~today
Payment: $2,519/mo; ~~$2,661~~today

3beds
2baths
1,430sqft

9127 CAMBRIDGE Avenue, Phoenix

8734 INDIANOLA Avenue, Phoenix, AZ, 85037 — assumable FHA mortgage at 7.22%

FHA

Active

$310,000Potential short sale

Rate: 7.22%; ~~7.18%~~today
Payment: $2,170/mo; ~~$2,161~~today

2beds
2baths
1,086sqft

8734 INDIANOLA Avenue, Phoenix

8955 Luke Avenue, Glendale, AZ, 85305 — assumable FHA mortgage at 7.57%

FHA

Active

$499,990$24,980 equity gap

Rate: 7.57%; ~~7.18%~~today
Payment: $3,442/mo; ~~$3,312~~today

3beds
3baths
2,391sqft

8955 Luke Avenue, Glendale

10856 LUKE Avenue, Phoenix, AZ, 85037 — assumable FHA mortgage at 4.42%

FHA

Active

$435,000$89,175 equity gap

Rate: 4.42%; ~~7.18%~~today
Payment: $1,879/mo; ~~$2,537~~today

4beds
3baths
2,028sqft

10856 LUKE Avenue, Phoenix

11010 CRIMSON Lane, Avondale, AZ, 85392 — assumable VA mortgage at 6.43%

Active

$424,500$27,963 equity gap

Rate: 6.43%; ~~7.18%~~today
Payment: $2,591/mo; ~~$2,797~~today

3beds
2baths
2,077sqft

11010 CRIMSON Lane, Avondale

10810 WINDSOR Avenue, Avondale, AZ, 85392 — assumable FHA mortgage at 6.50%

FHA

Active

$410,000$34,453 equity gap

Rate: 6.50%; ~~7.18%~~today
Payment: $2,420/mo; ~~$2,593~~today

3beds
2baths
1,493sqft

10810 WINDSOR Avenue, Avondale

10817 PIERSON Street, Phoenix, AZ, 85037 — assumable FHA mortgage at 6.62%

FHA

Active

$448,000$45,869 equity gap

Rate: 6.62%; ~~7.18%~~today
Payment: $2,615/mo; ~~$2,768~~today

4beds
3baths
2,508sqft

10817 PIERSON Street, Phoenix

9514 Avalon Drive, Phoenix, AZ, 85037 — assumable FHA mortgage at 6.85%

FHA

Active

$520,000$31,210 equity gap

Rate: 6.85%; ~~7.18%~~today
Payment: $3,243/mo; ~~$3,352~~today

4beds
3baths
2,274sqft

9514 Avalon Drive, Phoenix

3619 104TH Drive, Avondale, AZ, 85392 — assumable VA mortgage at 6.35%

Active

$419,000$68,149 equity gap

Rate: 6.35%; ~~7.18%~~today
Payment: $2,234/mo; ~~$2,432~~today

3beds
3baths
1,735sqft

3619 104TH Drive, Avondale

4226 109TH Drive, Phoenix, AZ, 85037 — assumable FHA mortgage at 6.54%

FHA

Active

$395,000$65,320 equity gap

Rate: 6.54%; ~~7.18%~~today
Payment: $2,180/mo; ~~$2,326~~today

4beds
2baths
1,309sqft

4226 109TH Drive, Phoenix

10705 MONTECITO Avenue, Phoenix, AZ, 85037 — assumable FHA mortgage at 5.50%

FHA

Active

$329,999$280,805 equity gap

Rate: 5.50%; ~~7.18%~~today
Payment: $668/mo; ~~$797~~today

3beds
2baths
1,320sqft

10705 MONTECITO Avenue, Phoenix

10922 ASHLAND Way, Avondale, AZ, 85392 — assumable VA mortgage at 6.09%

Active

$525,000Potential short sale

Rate: 6.09%; ~~7.18%~~today
Payment: $3,683/mo; ~~$4,122~~today

4beds
3baths
2,672sqft

10922 ASHLAND Way, Avondale

8730 EARLL Drive, Phoenix, AZ, 85037 — assumable FHA mortgage at 6.11%

FHA

Active

$354,500$334,404 equity gap

Rate: 6.11%; ~~7.18%~~today
Payment: $122/mo; ~~$137~~today

4beds
2baths
1,632sqft

8730 EARLL Drive, Phoenix

Assuming a mortgage in Phoenix

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate: 3.05%
Lowest existing payment: $631/mo
Median cash to assume: $40,161