Assumable homes for sale in Phoenix, AZ

31 homesFHA & VA loansrates from 2.68% vs 7.18% today

Phoenix assumption guide

3746 EVA Street, Phoenix, AZ, 85051 — assumable FHA mortgage at 2.99%

FHATop pick

Active

$360,000$30,507 equity gap

Rate: 2.99%; ~~7.18%~~today
Payment: $1,550/mo; ~~$2,494~~today

3beds
2baths
1,538sqft

3746 EVA Street, Phoenix

4136 CORRINE Drive, Phoenix, AZ, 85029 — assumable FHA mortgage at 2.87%

FHA

Active

$359,000$62,902 equity gap

Rate: 2.87%; ~~7.18%~~today
Payment: $1,384/mo; ~~$2,262~~today

3beds
2baths
1,248sqft

4136 CORRINE Drive, Phoenix

4224 NORTH Lane, Phoenix, AZ, 85051 — assumable FHA mortgage at 2.68%

FHA

Active

$365,000$169,768 equity gap

Rate: 2.68%; ~~7.18%~~today
Payment: $909/mo; ~~$1,522~~today

3beds
2baths
1,878sqft

4224 NORTH Lane, Phoenix

3119 COCHISE Drive #149, Phoenix, AZ, 85051 — assumable VA mortgage at 2.87%

Active

$170,900$113,802 equity gap

Rate: 2.87%; ~~7.18%~~today
Payment: $394/mo; ~~$606~~today

2beds
2baths
969sqft

3119 COCHISE Drive #149, Phoenix

3421 PERSHING Avenue, Phoenix, AZ, 85029 — assumable FHA mortgage at 2.90%

FHA

Active

$438,000$271,602 equity gap

Rate: 2.90%; ~~7.18%~~today
Payment: $827/mo; ~~$1,315~~today

3beds
2baths
1,700sqft

3421 PERSHING Avenue, Phoenix

3411 REDFIELD Road, Phoenix, AZ, 85053 — assumable FHA mortgage at 2.99%

FHA

Active

$425,000$215,001 equity gap

Rate: 2.99%; ~~7.18%~~today
Payment: $1,020/mo; ~~$1,641~~today

4beds
2baths
1,632sqft

3411 REDFIELD Road, Phoenix

3502 IRONWOOD Drive, Phoenix, AZ, 85051 — assumable VA mortgage at 3.08%

Active

$500,000$258,146 equity gap

Rate: 3.08%; ~~7.18%~~today
Payment: $1,167/mo; ~~$1,857~~today

4beds
2baths
2,452sqft

3502 IRONWOOD Drive, Phoenix

3049 SUNNYSIDE Drive, Phoenix, AZ, 85029 — assumable FHA mortgage at 3.18%

FHA

Active

$374,900$228,372 equity gap

Rate: 3.18%; ~~7.18%~~today
Payment: $802/mo; ~~$1,219~~today

3beds
2baths
1,979sqft

3049 SUNNYSIDE Drive, Phoenix

2918 CHRISTY Drive, Phoenix, AZ, 85029 — assumable FHA mortgage at 3.29%

FHA

Active

$290,000$116,840 equity gap

Rate: 3.29%; ~~7.18%~~today
Payment: $880/mo; ~~$1,364~~today

2beds
2baths
1,563sqft

2918 CHRISTY Drive, Phoenix

14407 35TH Drive, Phoenix, AZ, 85053 — assumable VA mortgage at 3.39%

Active

$349,000$250,701 equity gap

Rate: 3.39%; ~~7.18%~~today
Payment: $659/mo; ~~$1,008~~today

3beds
2baths
1,832sqft

14407 35TH Drive, Phoenix

4402 DESERT COVE Avenue, Glendale, AZ, 85304 — assumable FHA mortgage at 3.45%

FHA

Active

$349,000$259,452 equity gap

Rate: 3.45%; ~~7.18%~~today
Payment: $587/mo; ~~$891~~today

3beds
2baths
1,600sqft

4402 DESERT COVE Avenue, Glendale

3713 GELDING Drive, Phoenix, AZ, 85053 — assumable FHA mortgage at 3.59%

FHA

Active

$340,000$227,046 equity gap

Rate: 3.59%; ~~7.18%~~today
Payment: $670/mo; ~~$999~~today

3beds
3baths
1,760sqft

3713 GELDING Drive, Phoenix

4348 Garden Drive, Glendale, AZ, 85304 — assumable FHA mortgage at 3.65%

FHA

Active

$385,000$169,198 equity gap

Rate: 3.65%; ~~7.18%~~today
Payment: $1,141/mo; ~~$1,690~~today

3beds
2baths
1,444sqft

4348 Garden Drive, Glendale

4013 CHOLLA Street, Phoenix, AZ, 85029 — assumable VA mortgage at 3.81%

Active

$369,900$232,411 equity gap

Rate: 3.81%; ~~7.18%~~today
Payment: $834/mo; ~~$1,210~~today

3beds
2baths
1,483sqft

4013 CHOLLA Street, Phoenix

14640 23RD Avenue, Phoenix, AZ, 85023 — assumable VA mortgage at 5.22%

Active

$440,000$73,392 equity gap

Rate: 5.22%; ~~7.18%~~today
Payment: $2,150/mo; ~~$2,646~~today

4beds
2baths
1,843sqft

14640 23RD Avenue, Phoenix

3338 CORRINE Drive, Phoenix, AZ, 85029 — assumable FHA mortgage at 4.01%

FHA

Active

$369,000$244,260 equity gap

Rate: 4.01%; ~~7.18%~~today
Payment: $737/mo; ~~$1,044~~today

3beds
2baths
1,560sqft

3338 CORRINE Drive, Phoenix

2022 ASTER Drive, Phoenix, AZ, 85029 — assumable FHA mortgage at 5.41%

FHA

Active

$415,000$50,235 equity gap

Rate: 5.41%; ~~7.18%~~today
Payment: $2,180/mo; ~~$2,627~~today

4beds
2baths
1,477sqft

2022 ASTER Drive, Phoenix

2914 REDFIELD Road, Phoenix, AZ, 85053 — assumable FHA mortgage at 6.27%

FHA

Active

$390,000$16,506 equity gap

Rate: 6.27%; ~~7.18%~~today
Payment: $2,411/mo; ~~$2,647~~today

4beds
3baths
1,763sqft

2914 REDFIELD Road, Phoenix

3749 DAILEY Street, Phoenix, AZ, 85053 — assumable VA mortgage at 6.50%

Active

$340,998$12,745 equity gap

Rate: 6.50%; ~~7.18%~~today
Payment: $2,109/mo; ~~$2,260~~today

2beds
1baths
1,221sqft

3749 DAILEY Street, Phoenix

15016 27TH Drive, Phoenix, AZ, 85053 — assumable FHA mortgage at 6.50%

FHA

Active

$366,900$21,252 equity gap

Rate: 6.50%; ~~7.18%~~today
Payment: $2,232/mo; ~~$2,392~~today

3beds
2baths
1,400sqft

15016 27TH Drive, Phoenix

2511 WILLOW Avenue, Phoenix, AZ, 85029 — assumable FHA mortgage at 6.64%

FHA

Active

$325,000$17,615 equity gap

Rate: 6.64%; ~~7.18%~~today
Payment: $2,029/mo; ~~$2,144~~today

3beds
2baths
1,194sqft

2511 WILLOW Avenue, Phoenix

3844 CARIBBEAN Lane, Phoenix, AZ, 85053 — assumable FHA mortgage at 6.65%

FHA

Active

$355,000$30,840 equity gap

Rate: 6.65%; ~~7.18%~~today
Payment: $2,168/mo; ~~$2,288~~today

3beds
2baths
1,250sqft

3844 CARIBBEAN Lane, Phoenix

3018 LUPINE Avenue, Phoenix, AZ, 85029 — assumable VA mortgage at 4.57%

Active

$409,000$211,551 equity gap

Rate: 4.57%; ~~7.18%~~today
Payment: $1,190/mo; ~~$1,578~~today

3beds
2baths
1,875sqft

3018 LUPINE Avenue, Phoenix

14851 25TH Drive #14, Phoenix, AZ, 85023 — assumable FHA mortgage at 6.48%

FHA

Active

$314,000$37,029 equity gap

Rate: 6.48%; ~~7.18%~~today
Payment: $1,827/mo; ~~$1,962~~today

3beds
2baths
1,205sqft

14851 25TH Drive #14, Phoenix

4126 SWEETWATER Avenue, Phoenix, AZ, 85029 — assumable FHA mortgage at 6.93%

FHA

Active

$474,000$75,663 equity gap

Rate: 6.93%; ~~7.18%~~today
Payment: $2,676/mo; ~~$2,744~~today

3beds
2baths
1,640sqft

4126 SWEETWATER Avenue, Phoenix

3131 COCHISE Drive #257, Phoenix, AZ, 85051 — assumable VA mortgage at 5.22%

Active

$119,800Potential short sale

Rate: 5.22%; ~~7.18%~~today
Payment: $936/mo; ~~$1,152~~today

1beds
1baths
728sqft

3131 COCHISE Drive #257, Phoenix

3902 SHARON Avenue, Phoenix, AZ, 85029 — assumable FHA mortgage at 5.55%

FHA

Active

$505,000$178,693 equity gap

Rate: 5.55%; ~~7.18%~~today
Payment: $1,975/mo; ~~$2,344~~today

6beds
3baths
2,363sqft

3902 SHARON Avenue, Phoenix

3941 DESERT HILLS Drive, Phoenix, AZ, 85029 — assumable FHA mortgage at 6.50%

FHA

Active

$410,000$129,395 equity gap

Rate: 6.50%; ~~7.18%~~today
Payment: $1,801/mo; ~~$1,930~~today

3beds
2baths
1,958sqft

3941 DESERT HILLS Drive, Phoenix

3819 MERCER Lane, Phoenix, AZ, 85029 — assumable FHA mortgage at 6.23%

FHA

Active

$387,100Potential short sale

Rate: 6.23%; ~~7.18%~~today
Payment: $2,413/mo; ~~$2,661~~today

3beds
2baths
1,587sqft

3819 MERCER Lane, Phoenix

2908 CORRINE Drive, Phoenix, AZ, 85029 — assumable FHA mortgage at 6.33%

FHA

Active

$330,000$22,422 equity gap

Rate: 6.33%; ~~7.18%~~today
Payment: $2,000/mo; ~~$2,182~~today

3beds
2baths
1,577sqft

2908 CORRINE Drive, Phoenix

3141 DESERT COVE Avenue, Phoenix, AZ, 85029 — assumable FHA mortgage at 7.06%

FHA

Active

$345,000Potential short sale

Rate: 7.06%; ~~7.18%~~today
Payment: $2,662/mo; ~~$2,694~~today

3beds
2baths
1,540sqft

3141 DESERT COVE Avenue, Phoenix

Assuming a mortgage in Phoenix

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate: 2.68%
Lowest existing payment: $394/mo
Median cash to assume: $123,117