Kenny Klaus

Kenny Klaus

Assumable homes for sale in Phoenix, AZ

37 homesFHA & VA loansrates from 2.71% vs 6.95% today

Phoenix assumption guide
2607 COOLIDGE Street, Phoenix, AZ, 85017 — assumable FHA mortgage at 3.45%
FHATop pick
Active
23
$210,000Potential short sale
Rate
3.45%
6.95%today
Payment
$1,034/mo
$1,534today
  • 3beds
  • 2baths
  • 1,196sqft

2607 COOLIDGE Street, Phoenix

5002 41ST Avenue, Phoenix, AZ, 85019 — assumable FHA mortgage at 2.87%
FHA
Active
17
$157,500$19,588 down
Rate
2.87%
6.95%today
Payment
$643/mo
$1,027today
  • 2beds
  • 1baths
  • 924sqft

5002 41ST Avenue, Phoenix

4051 PALOMINO Road, Phoenix, AZ, 85019 — assumable FHA mortgage at 2.87%
FHA
Active
26
$165,000$14,869 down
Rate
2.87%
6.95%today
Payment
$700/mo
$1,118today
  • 2beds
  • 1baths
  • 924sqft

4051 PALOMINO Road, Phoenix

6327 34TH Lane, Phoenix, AZ, 85017 — assumable VA mortgage at 3.09%
VA
Active
27
$335,000$60,540 down
Rate
3.09%
6.95%today
Payment
$1,300/mo
$2,018today
  • 3beds
  • 2baths
  • 1,557sqft

6327 34TH Lane, Phoenix

6331 31ST Drive, Phoenix, AZ, 85017 — assumable FHA mortgage at 2.77%
FHA
Active
34
$424,900$101,792 down
Rate
2.77%
6.95%today
Payment
$1,487/mo
$2,405today
  • 3beds
  • 2baths
  • 1,881sqft

6331 31ST Drive, Phoenix

2052 MARLETTE Avenue, Phoenix, AZ, 85015 — assumable FHA mortgage at 3.06%
FHA
Active
20
$430,000$99,392 down
Rate
3.06%
6.95%today
Payment
$1,585/mo
$2,470today
  • 4beds
  • 2baths
  • 1,845sqft

2052 MARLETTE Avenue, Phoenix

3115 ELM Street, Phoenix, AZ, 85017 — assumable FHA mortgage at 2.71%
FHA
Active
11
$369,000$153,277 down
Rate
2.71%
6.95%today
Payment
$1,005/mo
$1,638today
  • 4beds
  • 2baths
  • 1,542sqft

3115 ELM Street, Phoenix

2759 LAWRENCE Road, Phoenix, AZ, 85017 — assumable FHA mortgage at 2.96%
FHA
Active
25
$370,000$177,358 down
Rate
2.96%
6.95%today
Payment
$912/mo
$1,439today
  • 3beds
  • 2baths
  • 1,902sqft

2759 LAWRENCE Road, Phoenix

2301 OCOTILLO Road, Phoenix, AZ, 85015 — assumable FHA mortgage at 3.33%
FHA
Active
20
$369,000$281,649 down
Rate
3.33%
6.95%today
Payment
$578/mo
$871today
  • 4beds
  • 2baths
  • 2,070sqft

2301 OCOTILLO Road, Phoenix

2646 WOLF Street, Phoenix, AZ, 85017 — assumable FHA mortgage at 3.35%
FHA
Active
27
$165,000$136,422 down
Rate
3.35%
6.95%today
Payment
$189/mo
$284today
  • 2beds
  • 2baths
  • 1,088sqft

2646 WOLF Street, Phoenix

7362 38TH Avenue, Phoenix, AZ, 85051 — assumable FHA mortgage at 3.49%
FHA
Active
26
$449,000$245,421 down
Rate
3.49%
6.95%today
Payment
$1,057/mo
$1,559today
  • 3beds
  • 2baths
  • 1,610sqft

7362 38TH Avenue, Phoenix

5624 30TH Drive, Phoenix, AZ, 85017 — assumable FHA mortgage at 3.54%
FHA
Active
18
$319,900$220,928 down
Rate
3.54%
6.95%today
Payment
$576/mo
$845today
  • 3beds
  • 1baths
  • 1,348sqft

5624 30TH Drive, Phoenix

6001 31ST Avenue, Phoenix, AZ, 85017 — assumable FHA mortgage at 3.57%
FHA
Active
32
$230,000$154,610 down
Rate
3.57%
6.95%today
Payment
$431/mo
$630today
  • 3beds
  • 2baths
  • 1,298sqft

6001 31ST Avenue, Phoenix

2911 MONTEBELLO Avenue, Phoenix, AZ, 85017 — assumable FHA mortgage at 3.75%
FHA
Active
16
$375,000$208,285 down
Rate
3.75%
6.95%today
Payment
$900/mo
$1,287today
  • 3beds
  • 1baths
  • 1,493sqft

2911 MONTEBELLO Avenue, Phoenix

2518 Missouri Avenue, Phoenix, AZ, 85017 — assumable VA mortgage at 5.22%
VA
Active
31
$309,995$26,042 down
Rate
5.22%
6.95%today
Payment
$1,660/mo
$1,997today
  • 2beds
  • 1baths
  • 934sqft

2518 Missouri Avenue, Phoenix

1910 BELMONT Avenue, Phoenix, AZ, 85021 — assumable FHA mortgage at 4.17%
FHA
Active
28
$320,000$193,527 down
Rate
4.17%
6.95%today
Payment
$760/mo
$1,032today
  • 3beds
  • 3baths
  • 2,400sqft

1910 BELMONT Avenue, Phoenix

4310 OCOTILLO Road, Glendale, AZ, 85301 — assumable FHA mortgage at 4.17%
FHA
Active
39
$280,000$166,113 down
Rate
4.17%
6.95%today
Payment
$602/mo
$818today
  • 4beds
  • 3baths
  • 1,576sqft

4310 OCOTILLO Road, Glendale

1833 CITRUS Way, Phoenix, AZ, 85015 — assumable FHA mortgage at 4.19%
FHA
Active
38
$375,000$277,118 down
Rate
4.19%
6.95%today
Payment
$646/mo
$876today
  • 3beds
  • 2baths
  • 1,923sqft

1833 CITRUS Way, Phoenix

6508 24TH Lane, Phoenix, AZ, 85015 — assumable FHA mortgage at 6.30%
FHA
Active
15
$269,900$12,204 down
Rate
6.30%
6.95%today
Payment
$1,611/mo
$1,722today
  • 2beds
  • 2baths
  • 954sqft

6508 24TH Lane, Phoenix

6816 29TH Lane, Phoenix, AZ, 85017 — assumable VA mortgage at 6.34%
VA
Active
28
$349,900Potential short sale
Rate
6.34%
6.95%today
Payment
$2,269/mo
$2,416today
  • 4beds
  • 2baths
  • 1,955sqft

6816 29TH Lane, Phoenix

3901 ELM Street, Phoenix, AZ, 85019 — assumable FHA mortgage at 6.50%
FHA
Active
18
$425,000$11,564 down
Rate
6.50%
6.95%today
Payment
$2,638/mo
$2,762today
  • 5beds
  • 2baths
  • 1,817sqft

3901 ELM Street, Phoenix

3201 Turney Avenue, Phoenix, AZ, 85017 — assumable FHA mortgage at 6.79%
FHA
Active
21
$320,000Potential short sale
Rate
6.79%
6.95%today
Payment
$2,302/mo
$2,340today
  • 3beds
  • 2baths
  • 1,118sqft

3201 Turney Avenue, Phoenix

6056 30TH Avenue, Phoenix, AZ, 85017 — assumable FHA mortgage at 5.52%
FHA
Active
34
$310,000$41,888 down
Rate
5.52%
6.95%today
Payment
$1,620/mo
$1,885today
  • 3beds
  • 2baths
  • 1,298sqft

6056 30TH Avenue, Phoenix

2739 HAZELWOOD Street, Phoenix, AZ, 85017 — assumable FHA mortgage at 5.66%
FHA
Active
30
$335,000$62,236 down
Rate
5.66%
6.95%today
Payment
$1,667/mo
$1,909today
  • 3beds
  • 2baths
  • 1,703sqft

2739 HAZELWOOD Street, Phoenix

5209 18TH Drive, Phoenix, AZ, 85015 — assumable FHA mortgage at 6.82%
FHA
Active
34
$313,900$26,322 down
Rate
6.82%
6.95%today
Payment
$1,924/mo
$1,950today
  • 3beds
  • 2baths
  • 1,195sqft

5209 18TH Drive, Phoenix

4615 39TH Avenue #19, Phoenix, AZ, 85019 — assumable FHA mortgage at 6.85%
FHA
Active
20
$150,000$10,516 down
Rate
6.85%
6.95%today
Payment
$932/mo
$942today
  • 2beds
  • 2baths
  • 1,026sqft

4615 39TH Avenue #19, Phoenix

4614 19 Avenue, Phoenix, AZ, 85015 — assumable FHA mortgage at 4.56%
FHA
Active
15
$260,000$222,222 down
Rate
4.56%
6.95%today
Payment
$302/mo
$392today
  • 3beds
  • 3baths
  • 1,608sqft

4614 19 Avenue, Phoenix

2707 LAMAR Road, Phoenix, AZ, 85017 — assumable FHA mortgage at 6.32%
FHA
Active
45
$575,000$89,184 down
Rate
6.32%
6.95%today
Payment
$3,137/mo
$3,347today
  • 4beds
  • 3baths
  • 2,700sqft

2707 LAMAR Road, Phoenix

1938 WELDON Avenue, Phoenix, AZ, 85015 — assumable FHA mortgage at 6.33%
FHA
Active
29
$440,000$87,760 down
Rate
6.33%
6.95%today
Payment
$2,285/mo
$2,435today
  • 3beds
  • 2baths
  • 1,435sqft

1938 WELDON Avenue, Phoenix

1535 ROVEY Avenue, Phoenix, AZ, 85015 — assumable FHA mortgage at 6.34%
FHA
Active
26
$592,000$73,680 down
Rate
6.34%
6.95%today
Payment
$3,353/mo
$3,571today
  • 3beds
  • 2baths
  • 1,643sqft

1535 ROVEY Avenue, Phoenix

3502 NORTHVIEW Avenue, Phoenix, AZ, 85051 — assumable FHA mortgage at 6.43%
FHA
Active
44
$389,900$52,474 down
Rate
6.43%
6.95%today
Payment
$2,199/mo
$2,320today
  • 3beds
  • 2baths
  • 1,980sqft

3502 NORTHVIEW Avenue, Phoenix

2208 SAN MIGUEL Avenue, Phoenix, AZ, 85015 — assumable FHA mortgage at 6.71%
FHA
Active
32
$510,000$52,195 down
Rate
6.71%
6.95%today
Payment
$3,059/mo
$3,135today
  • 4beds
  • 2baths
  • 1,981sqft

2208 SAN MIGUEL Avenue, Phoenix

3033 NORTHVIEW Avenue, Phoenix, AZ, 85051 — assumable FHA mortgage at 6.82%
FHA
Active
39
$448,000$53,796 down
Rate
6.82%
6.95%today
Payment
$2,646/mo
$2,681today
  • 5beds
  • 2baths
  • 2,020sqft

3033 NORTHVIEW Avenue, Phoenix

3934 MYRTLE Avenue, Phoenix, AZ, 85051 — assumable FHA mortgage at 7.07%
FHA
Active
42
$394,500$78,457 down
Rate
7.07%
6.95%today
Payment
$2,182/mo
$2,155today
  • 4beds
  • 2baths
  • 1,619sqft

3934 MYRTLE Avenue, Phoenix

6020 31ST Drive, Phoenix, AZ, 85017 — assumable FHA mortgage at 4.81%
FHA
Active
23
$260,000$158,026 down
Rate
4.81%
6.95%today
Payment
$619/mo
$780today
  • 3beds
  • 2baths
  • 1,204sqft

6020 31ST Drive, Phoenix

2210 HEATHERBRAE Drive, Phoenix, AZ, 85015 — assumable FHA mortgage at 5.73%
FHA
Active
44
$510,000$134,369 down
Rate
5.73%
6.95%today
Payment
$2,216/mo
$2,519today
  • 6beds
  • 3baths
  • sqft

2210 HEATHERBRAE Drive, Phoenix

Assuming a mortgage in Phoenix

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.71%
Lowest existing payment
$302 /mo
Median cash to assume
$94,288
Kenny Klaus

Kenny Klaus

Realtor License: SA515503000

Klaus Team | Real Broker

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Equal Housing Opportunity

Klaus Team | Real Broker is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.