Assumable homes for sale in Phoenix, AZ

24 homesFHA & VA loansrates from 2.20% vs 7.18% today

Phoenix assumption guide

1642 KRISTAL Way, Phoenix, AZ, 85027 — assumable FHA mortgage at 2.99%

FHA

Active

$350,000$69,454 equity gap

Rate: 2.99%; ~~7.18%~~today
Payment: $1,323/mo; ~~$2,129~~today

2beds
1baths
958sqft

1642 KRISTAL Way, Phoenix

3214 MOHAWK Lane, Phoenix, AZ, 85027 — assumable VA mortgage at 3.05%

Active

$360,000$60,001 equity gap

Rate: 3.05%; ~~7.18%~~today
Payment: $1,421/mo; ~~$2,269~~today

2beds
2baths
1,056sqft

3214 MOHAWK Lane, Phoenix

19048 6TH Drive, Phoenix, AZ, 85027 — assumable VA mortgage at 3.55%

Active

$475,000$61,496 equity gap

Rate: 3.55%; ~~7.18%~~today
Payment: $2,056/mo; ~~$3,082~~today

3beds
2baths
1,533sqft

19048 6TH Drive, Phoenix

3110 LONE CACTUS Drive, Phoenix, AZ, 85027 — assumable FHA mortgage at 2.625%

FHA

Active

$399,000$145,768 equity gap

Rate: 2.625%; ~~7.18%~~today
Payment: $1,183/mo; ~~$1,995~~today

3beds
2baths
1,317sqft

3110 LONE CACTUS Drive, Phoenix

2029 COOLBROOK Avenue, Phoenix, AZ, 85023 — assumable FHA mortgage at 2.20%

FHA

Active

$428,000$291,984 equity gap

Rate: 2.20%; ~~7.18%~~today
Payment: $715/mo; ~~$1,185~~today

3beds
2baths
2,066sqft

2029 COOLBROOK Avenue, Phoenix

2102 Utopia Road, Phoenix, AZ, 85027 — assumable VA mortgage at 2.77%

Active

$479,900$280,396 equity gap

Rate: 2.77%; ~~7.18%~~today
Payment: $940/mo; ~~$1,556~~today

4beds
2baths
1,844sqft

2102 Utopia Road, Phoenix

18829 23RD Avenue, Phoenix, AZ, 85027 — assumable FHA mortgage at 3.13%

FHA

Active

$410,000$176,366 equity gap

Rate: 3.13%; ~~7.18%~~today
Payment: $1,157/mo; ~~$1,829~~today

5beds
2baths
1,910sqft

18829 23RD Avenue, Phoenix

17201 16TH Drive #9, Phoenix, AZ, 85023 — assumable FHA mortgage at 3.45%

FHA

Active

$189,800$77,094 equity gap

Rate: 3.45%; ~~7.18%~~today
Payment: $581/mo; ~~$882~~today

2beds
1baths
840sqft

17201 16TH Drive #9, Phoenix

19208 5TH Avenue, Phoenix, AZ, 85027 — assumable FHA mortgage at 3.56%

FHA

Active

$489,495$440,941 equity gap

Rate: 3.56%; ~~7.18%~~today
Payment: $322/mo; ~~$483~~today

3beds
2baths
1,212sqft

19208 5TH Avenue, Phoenix

2301 SAINT JOHN Road, Phoenix, AZ, 85023 — assumable FHA mortgage at 3.68%

FHA

Active

$397,800$288,379 equity gap

Rate: 3.68%; ~~7.18%~~today
Payment: $654/mo; ~~$965~~today

3beds
2baths
1,645sqft

2301 SAINT JOHN Road, Phoenix

18616 5TH Avenue, Phoenix, AZ, 85027 — assumable FHA mortgage at 3.74%

FHA

Active

$376,000$163,732 equity gap

Rate: 3.74%; ~~7.18%~~today
Payment: $1,135/mo; ~~$1,662~~today

3beds
3baths
1,265sqft

18616 5TH Avenue, Phoenix

20626 4TH Avenue, Phoenix, AZ, 85027 — assumable FHA mortgage at 3.89%

FHA

Active

$430,000$271,660 equity gap

Rate: 3.89%; ~~7.18%~~today
Payment: $921/mo; ~~$1,324~~today

4beds
2baths
1,397sqft

20626 4TH Avenue, Phoenix

2315 UNION HILLS Drive #120, Phoenix, AZ, 85027 — assumable FHA mortgage at 5.30%

FHA

Active

$270,000$50,512 equity gap

Rate: 5.30%; ~~7.18%~~today
Payment: $1,299/mo; ~~$1,585~~today

2beds
3baths
1,544sqft

2315 UNION HILLS Drive #120, Phoenix

3182 Williams Drive, Phoenix, AZ, 85027 — assumable FHA mortgage at 6.06%

FHA

Active

$390,000$20,158 equity gap

Rate: 6.06%; ~~7.18%~~today
Payment: $2,250/mo; ~~$2,526~~today

3beds
2baths
1,086sqft

3182 Williams Drive, Phoenix

2863 MURIEL Drive, Phoenix, AZ, 85053 — assumable FHA mortgage at 6.50%

FHA

Active

$351,000Potential short sale

Rate: 6.50%; ~~7.18%~~today
Payment: $2,253/mo; ~~$2,415~~today

3beds
2baths
1,320sqft

2863 MURIEL Drive, Phoenix

21227 30TH Avenue, Phoenix, AZ, 85027 — assumable VA mortgage at 6.50%

Active

$439,999$24,159 equity gap

Rate: 6.50%; ~~7.18%~~today
Payment: $2,674/mo; ~~$2,866~~today

3beds
2baths
1,600sqft

21227 30TH Avenue, Phoenix

2110 MORROW Drive, Phoenix, AZ, 85027 — assumable FHA mortgage at 4.98%

FHA

Active

$459,000$153,756 equity gap

Rate: 4.98%; ~~7.18%~~today
Payment: $1,755/mo; ~~$2,220~~today

4beds
2baths
2,071sqft

2110 MORROW Drive, Phoenix

3150 FOOTHILL Drive, Phoenix, AZ, 85027 — assumable FHA mortgage at 6.50%

FHA

Active

$380,000$41,599 equity gap

Rate: 6.50%; ~~7.18%~~today
Payment: $2,167/mo; ~~$2,323~~today

3beds
2baths
1,086sqft

3150 FOOTHILL Drive, Phoenix

1750 UNION HILLS Drive #65, Phoenix, AZ, 85027 — assumable VA mortgage at 5.09%

Active

$360,000Potential short sale

Rate: 5.09%; ~~7.18%~~today
Payment: $2,264/mo; ~~$2,828~~today

3beds
3baths
1,391sqft

1750 UNION HILLS Drive #65, Phoenix

19201 7TH Drive, Phoenix, AZ, 85027 — assumable FHA mortgage at 6.27%

FHA

Active

$399,900$89,463 equity gap

Rate: 6.27%; ~~7.18%~~today
Payment: $1,999/mo; ~~$2,195~~today

3beds
2baths
1,068sqft

19201 7TH Drive, Phoenix

408 PONTIAC Drive #6, Phoenix, AZ, 85027 — assumable FHA mortgage at 6.27%

FHA

Active

$199,000Potential short sale

Rate: 6.27%; ~~7.18%~~today
Payment: $1,490/mo; ~~$1,636~~today

2beds
2baths
863sqft

408 PONTIAC Drive #6, Phoenix

202 ORAIBI Drive, Phoenix, AZ, 85027 — assumable FHA mortgage at 6.31%

FHA

Active

$285,000Potential short sale

Rate: 6.31%; ~~7.18%~~today
Payment: $2,221/mo; ~~$2,428~~today

3beds
2baths
1,397sqft

202 ORAIBI Drive, Phoenix

17623 30TH Avenue, Phoenix, AZ, 85053 — assumable FHA mortgage at 6.49%

FHA

Active

$409,900$350,104 equity gap

Rate: 6.49%; ~~7.18%~~today
Payment: $392/mo; ~~$418~~today

3beds
2baths
1,898sqft

17623 30TH Avenue, Phoenix

2106 PONTIAC Drive, Phoenix, AZ, 85027 — assumable FHA mortgage at 6.81%

FHA

Active

$250,000Potential short sale

Rate: 6.81%; ~~7.18%~~today
Payment: $2,147/mo; ~~$2,228~~today

3beds
3baths
1,360sqft

2106 PONTIAC Drive, Phoenix

Assuming a mortgage in Phoenix

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate: 2.20%
Lowest existing payment: $322/mo
Median cash to assume: $117,616