Kenny Klaus

Kenny Klaus

(602) 330-2891

Assumable homes for sale in Prescott, AZ

60 homesVA & FHA loansrates from 2.25% vs 7.18% today

Prescott assumption guide
5234 Elliot Avenue, Prescott Valley, AZ, 86314 — assumable VA mortgage at 3.10%
VA
Active
48
$440,000$85,091 equity gap
Rate
3.10%
7.18%today
Payment
$1,687/mo
$2,676today
  • 3beds
  • 2baths
  • 1,374sqft

5234 Elliot Avenue, Prescott Valley

3015 Hozoni Road, Prescott, AZ, 86305 — assumable VA mortgage at 2.25%
VA
Active
65
$1,095,000$278,275 equity gap
Rate
2.25%
7.18%today
Payment
$3,536/mo
$6,266today
  • 5beds
  • 4baths
  • 3,541sqft

3015 Hozoni Road, Prescott

6174 Buckboard Drive, Prescott Valley, AZ, 86314 — assumable VA mortgage at 2.80%
VA
Active
33
$375,000$79,590 equity gap
Rate
2.80%
7.18%today
Payment
$1,370/mo
$2,259today
  • 3beds
  • 2baths
  • 1,508sqft

6174 Buckboard Drive, Prescott Valley

8225 Manley Drive, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 3.04%
FHA
Active
45
$375,000$111,642 equity gap
Rate
3.04%
7.18%today
Payment
$1,263/mo
$2,019today
  • 3beds
  • 2baths
  • 1,452sqft

8225 Manley Drive, Prescott Valley

2 Woodside Drive, Prescott, AZ, 86305 — assumable VA mortgage at 3.07%
VA
Active
24
$625,000$178,417 equity gap
Rate
3.07%
7.18%today
Payment
$2,115/mo
$3,369today
  • 3beds
  • 3baths
  • 2,407sqft

2 Woodside Drive, Prescott

2 Woodside Drive, Prescott, AZ, 86305 — assumable VA mortgage at 3.07%
VA
Active
23
$625,000$178,417 equity gap
Rate
3.07%
7.18%today
Payment
$2,115/mo
$3,369today
  • 3beds
  • 3baths
  • 2,407sqft

2 Woodside Drive, Prescott

5351 WICKIUP Road, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 3.04%
FHA
Active
6
$425,000$166,722 equity gap
Rate
3.04%
7.18%today
Payment
$1,244/mo
$1,989today
  • 3beds
  • 2baths
  • 1,392sqft

5351 WICKIUP Road, Prescott Valley

1375 Lakeview Road, Prescott, AZ, 86301 — assumable VA mortgage at 3.07%
VA
Active
46
$359,000$137,754 equity gap
Rate
3.07%
7.18%today
Payment
$1,050/mo
$1,673today
  • 4beds
  • 2baths
  • 1,509sqft

1375 Lakeview Road, Prescott

4860 Judy Circle, Prescott Valley, AZ, 86314 — assumable VA mortgage at 3.75%
VA
Active
22
$395,999$120,383 equity gap
Rate
3.75%
7.18%today
Payment
$1,406/mo
$2,056today
  • 3beds
  • 2baths
  • 1,157sqft

4860 Judy Circle, Prescott Valley

1701 States Street, Prescott, AZ, 86301 — assumable VA mortgage at 2.73%
VA
Active
48
$710,000$314,777 equity gap
Rate
2.73%
7.18%today
Payment
$1,845/mo
$3,070today
  • 5beds
  • 4baths
  • 2,922sqft

1701 States Street, Prescott

1229 SIERRY PEAKS Drive, Prescott, AZ, 86305 — assumable VA mortgage at 2.83%
VA
Active
78
$2,124,990$1,191,416 equity gap
Rate
2.83%
7.18%today
Payment
$4,427/mo
$7,270today
  • 5beds
  • 5baths
  • 4,516sqft

1229 SIERRY PEAKS Drive, Prescott

1229 SIERRY PEAKS Drive, Prescott, AZ, 86305 — assumable VA mortgage at 2.83%
VA
Active
78
$2,124,990$1,191,416 equity gap
Rate
2.83%
7.18%today
Payment
$4,427/mo
$7,270today
  • 5beds
  • 5baths
  • 4,516sqft

1229 SIERRY PEAKS Drive, Prescott

00 Nugget Patch Trail, Prescott, AZ, 86303 — assumable VA mortgage at 2.88%
VA
Active
18
$149,500Potential short sale
Rate
2.88%
7.18%today
Payment
$4,110/mo
$6,706today
  • —beds
  • —baths
  • —sqft

00 Nugget Patch Trail, Prescott

4900 Calle Santa Cruz, Prescott Valley, AZ, 86314 — assumable VA mortgage at 2.90%
VA
Active
28
$474,900$224,644 equity gap
Rate
2.90%
7.18%today
Payment
$1,174/mo
$1,910today
  • 3beds
  • 2baths
  • 1,654sqft

4900 Calle Santa Cruz, Prescott Valley

1013 Craftsman Drive, Prescott, AZ, 86301 — assumable VA mortgage at 3.10%
VA
Active
42
$665,000$340,640 equity gap
Rate
3.10%
7.18%today
Payment
$1,542/mo
$2,446today
  • 3beds
  • 2baths
  • 1,926sqft

1013 Craftsman Drive, Prescott

2430 Terry Lane, Prescott, AZ, 86305 — assumable VA mortgage at 3.10%
VA
Active
51
$850,000$434,891 equity gap
Rate
3.10%
7.18%today
Payment
$1,973/mo
$3,130today
  • 3beds
  • 3baths
  • 3,012sqft

2430 Terry Lane, Prescott

1525 Varsity Drive, Prescott, AZ, 86301 — assumable VA mortgage at 3.33%
VA
Active
85
$638,000$402,387 equity gap
Rate
3.33%
7.18%today
Payment
$1,200/mo
$1,849today
  • 3beds
  • 2baths
  • 1,945sqft

1525 Varsity Drive, Prescott

3096 Montana Drive, Prescott, AZ, 86301 — assumable VA mortgage at 4.67%
VA
Active
45
$599,999$96,035 equity gap
Rate
4.67%
7.18%today
Payment
$2,811/mo
$3,685today
  • 3beds
  • 2baths
  • 1,777sqft

3096 Montana Drive, Prescott

5779 Oak Cove, Prescott, AZ, 86305 — assumable VA mortgage at 4.67%
VA
Active
69
$875,000$123,213 equity gap
Rate
4.67%
7.18%today
Payment
$4,186/mo
$5,487today
  • 3beds
  • 3baths
  • 2,901sqft

5779 Oak Cove, Prescott

1001 KACHINA Drive, Prescott, AZ, 86305 — assumable VA mortgage at 3.55%
VA
Active
62
$869,000$697,815 equity gap
Rate
3.55%
7.18%today
Payment
$1,152/mo
$1,727today
  • 3beds
  • 2baths
  • 2,300sqft

1001 KACHINA Drive, Prescott

1001 KACHINA Drive, Prescott, AZ, 86305 — assumable VA mortgage at 3.55%
VA
Active
62
$869,000$697,815 equity gap
Rate
3.55%
7.18%today
Payment
$1,152/mo
$1,727today
  • 3beds
  • 2baths
  • 2,300sqft

1001 KACHINA Drive, Prescott

1812 READING Lane, Prescott, AZ, 86301 — assumable VA mortgage at 3.57%
VA
Active
59
$598,000$345,832 equity gap
Rate
3.57%
7.18%today
Payment
$1,476/mo
$2,207today
  • 4beds
  • 3baths
  • 2,616sqft

1812 READING Lane, Prescott

8790 TOTEM Circle, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 3.61%
FHA
Active
41
$339,999$189,432 equity gap
Rate
3.61%
7.18%today
Payment
$800/mo
$1,191today
  • 4beds
  • 2baths
  • 1,673sqft

8790 TOTEM Circle, Prescott Valley

8790 TOTEM Circle, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 3.61%
FHA
Active
41
$339,999$189,432 equity gap
Rate
3.61%
7.18%today
Payment
$800/mo
$1,191today
  • 4beds
  • 2baths
  • 1,673sqft

8790 TOTEM Circle, Prescott Valley

3450 PLEASANT VIEW Drive, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 3.63%
FHA
Active
33
$649,900$488,711 equity gap
Rate
3.63%
7.18%today
Payment
$1,075/mo
$1,596today
  • 3beds
  • 2baths
  • 2,126sqft

3450 PLEASANT VIEW Drive, Prescott Valley

3450 PLEASANT VIEW Drive, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 3.63%
FHA
Active
36
$649,900$488,711 equity gap
Rate
3.63%
7.18%today
Payment
$1,075/mo
$1,596today
  • 3beds
  • 2baths
  • 2,126sqft

3450 PLEASANT VIEW Drive, Prescott Valley

6397 Deacon Street, Prescott Valley, AZ, 86314 — assumable VA mortgage at 3.69%
VA
Active
55
$574,900$391,367 equity gap
Rate
3.69%
7.18%today
Payment
$1,138/mo
$1,678today
  • 3beds
  • 2baths
  • 2,032sqft

6397 Deacon Street, Prescott Valley

520 Cortez Street, Prescott, AZ, 86303 — assumable VA mortgage at 3.72%
VA
Active
58
$1,130,000$960,159 equity gap
Rate
3.72%
7.18%today
Payment
$906/mo
$1,331today
  • —beds
  • —baths
  • 5,609sqft

520 Cortez Street, Prescott

4349 Tonto Way, Prescott Valley, AZ, 86314 — assumable VA mortgage at 3.87%
VA
Active
23
$419,999$273,927 equity gap
Rate
3.87%
7.18%today
Payment
$890/mo
$1,283today
  • 3beds
  • 2baths
  • 1,370sqft

4349 Tonto Way, Prescott Valley

3803 Sheldon Road, Prescott, AZ, 86303 — assumable FHA mortgage at 3.88%
FHA
Active
42
$575,000$350,219 equity gap
Rate
3.88%
7.18%today
Payment
$1,302/mo
$1,875today
  • 4beds
  • 3baths
  • 2,360sqft

3803 Sheldon Road, Prescott

6531 CATTLETRACK Road, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 3.94%
FHA
Active
30
$255,000$192,374 equity gap
Rate
3.94%
7.18%today
Payment
$391/mo
$558today
  • 3beds
  • 2baths
  • 961sqft

6531 CATTLETRACK Road, Prescott Valley

6531 CATTLETRACK Road, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 3.94%
FHA
Active
30
$255,000$192,374 equity gap
Rate
3.94%
7.18%today
Payment
$391/mo
$558today
  • 3beds
  • 2baths
  • 961sqft

6531 CATTLETRACK Road, Prescott Valley

4885 Ramada Drive, Prescott, AZ, 86301 — assumable VA mortgage at 4.14%
VA
Active
22
$444,444$263,383 equity gap
Rate
4.14%
7.18%today
Payment
$1,025/mo
$1,430today
  • 3beds
  • 2baths
  • 1,450sqft

4885 Ramada Drive, Prescott

4885 Ramada Drive, Prescott, AZ, 86301 — assumable VA mortgage at 4.17%
VA
Active
22
$444,444$263,256 equity gap
Rate
4.17%
7.18%today
Payment
$1,029/mo
$1,430today
  • 3beds
  • 2baths
  • 1,450sqft

4885 Ramada Drive, Prescott

7601 Cocopah Drive, Prescott Valley, AZ, 86314 — assumable VA mortgage at 4.19%
VA
Active
38
$420,000$363,736 equity gap
Rate
4.19%
7.18%today
Payment
$374/mo
$518today
  • 3beds
  • 2baths
  • 1,464sqft

7601 Cocopah Drive, Prescott Valley

2225 Hillside Loop Road, Prescott, AZ, 86301 — assumable FHA mortgage at 4.20%
FHA
Active
46
$375,500$300,276 equity gap
Rate
4.20%
7.18%today
Payment
$458/mo
$634today
  • 3beds
  • 2baths
  • 1,676sqft

2225 Hillside Loop Road, Prescott

Assuming a mortgage in Prescott

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.25%
Lowest existing payment
$374/mo
Median cash to assume
$178,417
Kenny Klaus

Kenny Klaus

Realtor License: SA515503000

Klaus Team | Real Broker

klausteam@klausteam.com+16023302891Klaus Team | Real Broker logo
eXp Realty logo

eXp Realty

Equal Housing Opportunity

Klaus Team | Real Broker is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

Powered by UMe