Kenny Klaus

Kenny Klaus

(602) 330-2891

Assumable homes for sale in Prescott, AZ

11 homesVA & FHA loansrates from 2.84% vs 6.95% today

Prescott assumption guide
3160 Cascade Drive #G16, Prescott, AZ, 86301 — assumable FHA mortgage at 2.84%
FHA
Active
31
$275,000$56,408 down
Rate
2.84%
6.95%today
Payment
$1,014/mo
$1,625today
  • 2beds
  • 2baths
  • 965sqft

3160 Cascade Drive #G16, Prescott

1375 Lakeview Road, Prescott, AZ, 86301 — assumable VA mortgage at 3.07%
VA
Active
46
$363,900$141,690 down
Rate
3.07%
6.95%today
Payment
$1,050/mo
$1,634today
  • 4beds
  • 2baths
  • 1,509sqft

1375 Lakeview Road, Prescott

1013 Craftsman Drive, Prescott, AZ, 86301 — assumable VA mortgage at 3.10%
VA
Active
42
$665,000$339,938 down
Rate
3.10%
6.95%today
Payment
$1,542/mo
$2,390today
  • 3beds
  • 2baths
  • 1,926sqft

1013 Craftsman Drive, Prescott

1525 Varsity Drive, Prescott, AZ, 86301 — assumable VA mortgage at 3.33%
VA
Active
85
$644,900$408,199 down
Rate
3.33%
6.95%today
Payment
$1,200/mo
$1,807today
  • 3beds
  • 2baths
  • 1,945sqft

1525 Varsity Drive, Prescott

3096 Montana Drive, Prescott, AZ, 86301 — assumable VA mortgage at 4.67%
VA
Active
50
$620,000$114,346 down
Rate
4.67%
6.95%today
Payment
$2,811/mo
$3,600today
  • 3beds
  • 2baths
  • 1,777sqft

3096 Montana Drive, Prescott

1812 READING Lane, Prescott, AZ, 86301 — assumable VA mortgage at 3.57%
VA
Active
59
$598,000$345,108 down
Rate
3.57%
6.95%today
Payment
$1,476/mo
$2,157today
  • 4beds
  • 3baths
  • 2,616sqft

1812 READING Lane, Prescott

2225 Hillside Loop Road, Prescott, AZ, 86301 — assumable FHA mortgage at 4.20%
FHA
Active
46
$375,500$300,083 down
Rate
4.20%
6.95%today
Payment
$458/mo
$620today
  • 3beds
  • 2baths
  • 1,676sqft

2225 Hillside Loop Road, Prescott

1499 Magnolia Lane, Prescott, AZ, 86301 — assumable VA mortgage at 5.52%
VA
Active
27
$489,000$81,296 down
Rate
5.52%
6.95%today
Payment
$2,464/mo
$2,866today
  • 3beds
  • 2baths
  • 1,429sqft

1499 Magnolia Lane, Prescott

2893 Brooks Range, Prescott, AZ, 86301 — assumable FHA mortgage at 7.22%
FHA
Active
36
$699,900$221,807 down
Rate
7.22%
6.95%today
Payment
$3,322/mo
$3,233today
  • 3beds
  • 2baths
  • 2,278sqft

2893 Brooks Range, Prescott

1567 RYCOSA Lane, Prescott, AZ, 86301 — assumable VA mortgage
VA
Active
37
$675,000$720,000 down
Rate
—%
6.95%today
Payment
—/mo
  • 4beds
  • 3baths
  • 2,815sqft

1567 RYCOSA Lane, Prescott

1567 RYCOSA Lane, Prescott, AZ, 86301 — assumable VA mortgage
VA
Active
39
$675,000$720,000 down
Rate
—%
6.95%today
Payment
—/mo
  • 4beds
  • 3baths
  • 2,815sqft

1567 RYCOSA Lane, Prescott

Assuming a mortgage in Prescott

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.84%
Lowest existing payment
$458 /mo
Median cash to assume
$300,083
Kenny Klaus

Kenny Klaus

Realtor License: SA515503000

Klaus Team | Real Broker

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Equal Housing Opportunity

Klaus Team | Real Broker is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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