Kenny Klaus

Kenny Klaus

Assumable homes for sale in Prescott Valley, AZ

88 homesVA & FHA loansrates from 2.25% vs 6.95% today

Prescott Valley assumption guide
3160 Cascade Drive #G16, Prescott, AZ, 86301 — assumable FHA mortgage at 2.84%
FHA
Active
31
$275,000$56,408 down
Rate
2.84%
6.95%today
Payment
$1,014/mo
$1,625today
  • 2beds
  • 2baths
  • 965sqft

3160 Cascade Drive #G16, Prescott

12952 Madrid Street, Dewey-Humboldt, AZ, 86327 — assumable VA mortgage at 2.90%
VA
Active
37
$450,000$76,049 down
Rate
2.90%
6.95%today
Payment
$1,742/mo
$2,771today
  • 3beds
  • 2baths
  • 1,637sqft

12952 Madrid Street, Dewey-Humboldt

7682 RABBIT BRUSH Lane, Prescott Valley, AZ, 86315 — assumable VA mortgage at 3.45%
VA
Active
69
$519,500$78,514 down
Rate
3.45%
6.95%today
Payment
$2,164/mo
$3,210today
  • 4beds
  • 2baths
  • 1,765sqft

7682 RABBIT BRUSH Lane, Prescott Valley

7682 RABBIT BRUSH Lane, Prescott Valley, AZ, 86315 — assumable VA mortgage at 3.45%
VA
Active
69
$519,500$78,514 down
Rate
3.45%
6.95%today
Payment
$2,164/mo
$3,210today
  • 4beds
  • 2baths
  • 1,765sqft

7682 RABBIT BRUSH Lane, Prescott Valley

8500 Yavapai Road, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 2.83%
FHA
Active
55
$330,000$85,657 down
Rate
2.83%
6.95%today
Payment
$1,156/mo
$1,855today
  • 3beds
  • 2baths
  • 1,122sqft

8500 Yavapai Road, Prescott Valley

8500 Yavapai Road, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 2.83%
FHA
Active
55
$330,000$85,657 down
Rate
2.83%
6.95%today
Payment
$1,156/mo
$1,855today
  • 3beds
  • 2baths
  • 1,122sqft

8500 Yavapai Road, Prescott Valley

8843 Len Court, Prescott Valley, AZ, 86314 — assumable VA mortgage at 3.10%
VA
Active
19
$350,000$78,703 down
Rate
3.10%
6.95%today
Payment
$1,281/mo
$1,986today
  • 3beds
  • 2baths
  • 1,217sqft

8843 Len Court, Prescott Valley

6220 Harvest Moon Avenue, Prescott, AZ, 86305 — assumable VA mortgage at 2.68%
VA
Active
24
$469,990$155,170 down
Rate
2.68%
6.95%today
Payment
$1,462/mo
$2,392today
  • 2beds
  • 2baths
  • 1,589sqft

6220 Harvest Moon Avenue, Prescott

6372 Clifton Terrace, Prescott Valley, AZ, 86314 — assumable VA mortgage at 2.87%
VA
Active
38
$599,900$227,384 down
Rate
2.87%
6.95%today
Payment
$1,741/mo
$2,780today
  • 3beds
  • 2baths
  • 2,008sqft

6372 Clifton Terrace, Prescott Valley

6372 Clifton Terrace, Prescott Valley, AZ, 86314 — assumable VA mortgage at 2.87%
VA
Active
36
$599,900$227,384 down
Rate
2.87%
6.95%today
Payment
$1,741/mo
$2,780today
  • 3beds
  • 2baths
  • 2,008sqft

6372 Clifton Terrace, Prescott Valley

5351 WICKIUP Road, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 3.04%
FHA
Active
6
$425,000$166,133 down
Rate
3.04%
6.95%today
Payment
$1,244/mo
$1,943today
  • 3beds
  • 2baths
  • 1,392sqft

5351 WICKIUP Road, Prescott Valley

8225 Manley Drive, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 3.04%
FHA
Active
45
$399,900$135,355 down
Rate
3.04%
6.95%today
Payment
$1,263/mo
$1,973today
  • 3beds
  • 2baths
  • 1,452sqft

8225 Manley Drive, Prescott Valley

1375 Lakeview Road, Prescott, AZ, 86301 — assumable VA mortgage at 3.07%
VA
Active
46
$363,900$141,690 down
Rate
3.07%
6.95%today
Payment
$1,050/mo
$1,634today
  • 4beds
  • 2baths
  • 1,509sqft

1375 Lakeview Road, Prescott

12933 Toro Street, Dewey, AZ, 86327 — assumable VA mortgage at 3.23%
VA
Active
21
$445,000$158,269 down
Rate
3.23%
6.95%today
Payment
$1,432/mo
$2,184today
  • 3beds
  • 2baths
  • 1,695sqft

12933 Toro Street, Dewey

12933 Toro Street, Dewey-Humboldt, AZ, 86327 — assumable VA mortgage at 3.23%
VA
Active
20
$445,000$158,269 down
Rate
3.23%
6.95%today
Payment
$1,432/mo
$2,184today
  • 3beds
  • 2baths
  • 1,695sqft

12933 Toro Street, Dewey-Humboldt

1375 Rabbit Ridge Road, Dewey-Humboldt, AZ, 86327 — assumable VA mortgage at 2.25%
VA
Active
86
$749,900$335,191 down
Rate
2.25%
6.95%today
Payment
$1,846/mo
$3,196today
  • 6beds
  • 4baths
  • 2,956sqft

1375 Rabbit Ridge Road, Dewey-Humboldt

15565 Devon Mont Lane, Dewey-Humboldt, AZ, 86327 — assumable VA mortgage at 2.81%
VA
Active
47
$750,000$315,249 down
Rate
2.81%
6.95%today
Payment
$2,057/mo
$3,310today
  • 3beds
  • 3baths
  • 2,768sqft

15565 Devon Mont Lane, Dewey-Humboldt

4900 Calle Santa Cruz, Prescott Valley, AZ, 86314 — assumable VA mortgage at 2.90%
VA
Active
$474,900$223,510 down
Rate
2.90%
6.95%today
Payment
$1,174/mo
$1,867today
  • 3beds
  • 2baths
  • 1,654sqft

4900 Calle Santa Cruz, Prescott Valley

3861 Navajo Drive, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 2.98%
FHA
Active
31
$339,900$185,705 down
Rate
2.98%
6.95%today
Payment
$730/mo
$1,148today
  • 3beds
  • 2baths
  • 1,272sqft

3861 Navajo Drive, Prescott Valley

8370 View Crest, Prescott Valley, AZ, 86315 — assumable VA mortgage at 2.99%
VA
Active
39
$625,000$252,478 down
Rate
2.99%
6.95%today
Payment
$1,801/mo
$2,832today
  • 3beds
  • 2baths
  • 2,161sqft

8370 View Crest, Prescott Valley

5240 Hondo Drive, Prescott Valley, AZ, 86314 — assumable VA mortgage at 3.00%
VA
Active
23
$239,900$239,900 down
Rate
3.00%
6.95%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 924sqft

5240 Hondo Drive, Prescott Valley

747 Montezuma Street, Prescott, AZ, 86303 — assumable VA mortgage at 3.00%
VA
Active
53
$950,000$950,000 down
Rate
3.00%
6.95%today
Payment
$0/mo
  • 3beds
  • 3baths
  • 2,294sqft

747 Montezuma Street, Prescott

1013 Craftsman Drive, Prescott, AZ, 86301 — assumable VA mortgage at 3.10%
VA
Active
42
$665,000$339,938 down
Rate
3.10%
6.95%today
Payment
$1,542/mo
$2,390today
  • 3beds
  • 2baths
  • 1,926sqft

1013 Craftsman Drive, Prescott

1750 LAVENDER SAGE Road, Dewey, AZ, 86327 — assumable VA mortgage at 3.16%
VA
Active
46
$599,999$258,939 down
Rate
3.16%
6.95%today
Payment
$1,691/mo
$2,601today
  • 4beds
  • 2baths
  • 3,106sqft

1750 LAVENDER SAGE Road, Dewey

1525 Varsity Drive, Prescott, AZ, 86301 — assumable VA mortgage at 3.33%
VA
Active
85
$644,900$408,199 down
Rate
3.33%
6.95%today
Payment
$1,200/mo
$1,807today
  • 3beds
  • 2baths
  • 1,945sqft

1525 Varsity Drive, Prescott

3096 Montana Drive, Prescott, AZ, 86301 — assumable VA mortgage at 4.67%
VA
Active
50
$620,000$114,346 down
Rate
4.67%
6.95%today
Payment
$2,811/mo
$3,600today
  • 3beds
  • 2baths
  • 1,777sqft

3096 Montana Drive, Prescott

4860 Judy Circle, Prescott Valley, AZ, 86314 — assumable VA mortgage at 3.75%
VA
Active
22
$399,900$123,200 down
Rate
3.75%
6.95%today
Payment
$1,406/mo
$2,009today
  • 3beds
  • 2baths
  • 1,157sqft

4860 Judy Circle, Prescott Valley

1812 READING Lane, Prescott, AZ, 86301 — assumable VA mortgage at 3.57%
VA
Active
59
$598,000$345,108 down
Rate
3.57%
6.95%today
Payment
$1,476/mo
$2,157today
  • 4beds
  • 3baths
  • 2,616sqft

1812 READING Lane, Prescott

8790 Totem Circle, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 3.61%
FHA
Active
41
$349,990$199,077 down
Rate
3.61%
6.95%today
Payment
$800/mo
$1,163today
  • 4beds
  • 2baths
  • 1,673sqft

8790 Totem Circle, Prescott Valley

17301 Gilead Way, Dewey-Humboldt, AZ, 86327 — assumable FHA mortgage at 3.61%
FHA
Active
19
$375,000$251,689 down
Rate
3.61%
6.95%today
Payment
$651/mo
$946today
  • 3beds
  • 2baths
  • 1,188sqft

17301 Gilead Way, Dewey-Humboldt

8790 Totem Circle, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 3.61%
FHA
Active
41
$349,990$199,077 down
Rate
3.61%
6.95%today
Payment
$800/mo
$1,163today
  • 4beds
  • 2baths
  • 1,673sqft

8790 Totem Circle, Prescott Valley

520 Cortez Street, Prescott, AZ, 86303 — assumable VA mortgage at 3.72%
VA
Active
58
$1,130,000$959,403 down
Rate
3.72%
6.95%today
Payment
$906/mo
$1,300today
  • beds
  • baths
  • sqft

520 Cortez Street, Prescott

12942 Delgado Street, Prescott Valley, AZ, 86327 — assumable VA mortgage at 3.79%
VA
Active
26
$503,500$388,577 down
Rate
3.79%
6.95%today
Payment
$694/mo
$986today
  • 3beds
  • 2baths
  • 1,956sqft

12942 Delgado Street, Prescott Valley

4349 Tonto Way, Prescott Valley, AZ, 86314 — assumable VA mortgage at 3.87%
VA
Active
23
$419,999$273,509 down
Rate
3.87%
6.95%today
Payment
$890/mo
$1,254today
  • 3beds
  • 2baths
  • 1,370sqft

4349 Tonto Way, Prescott Valley

10075 Dapple Grey Trail, Dewey-Humboldt, AZ, 86327 — assumable FHA mortgage at 3.91%
FHA
Active
32
$269,900$198,186 down
Rate
3.91%
6.95%today
Payment
$417/mo
$584today
  • 2beds
  • 2baths
  • 1,440sqft

10075 Dapple Grey Trail, Dewey-Humboldt

3870 DOWLING Court, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 4.03%
FHA
Active
21
$222,500$131,846 down
Rate
4.03%
6.95%today
Payment
$525/mo
$725today
  • 2beds
  • 2baths
  • 841sqft

3870 DOWLING Court, Prescott Valley

Assuming a mortgage in Prescott Valley

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.25%
Lowest existing payment
$417 /mo
Median cash to assume
$131,846
Kenny Klaus

Kenny Klaus

Realtor License: SA515503000

Klaus Team | Real Broker

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Equal Housing Opportunity

Klaus Team | Real Broker is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.