Kenny Klaus

Kenny Klaus

Assumable homes for sale in Prescott Valley, AZ

25 homesFHA & VA loansrates from 2.80% vs 7.18% today

Prescott Valley assumption guide
5234 Elliot Avenue, Prescott Valley, AZ, 86314 — assumable VA mortgage at 3.10%
VA
Active
48
$440,000$85,091 equity gap
Rate
3.10%
7.18%today
Payment
$1,687/mo
$2,676today
  • 3beds
  • 2baths
  • 1,374sqft

5234 Elliot Avenue, Prescott Valley

6174 Buckboard Drive, Prescott Valley, AZ, 86314 — assumable VA mortgage at 2.80%
VA
Active
33
$375,000$79,590 equity gap
Rate
2.80%
7.18%today
Payment
$1,370/mo
$2,259today
  • 3beds
  • 2baths
  • 1,508sqft

6174 Buckboard Drive, Prescott Valley

8225 Manley Drive, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 3.04%
FHA
Active
45
$375,000$111,642 equity gap
Rate
3.04%
7.18%today
Payment
$1,263/mo
$2,019today
  • 3beds
  • 2baths
  • 1,452sqft

8225 Manley Drive, Prescott Valley

5351 WICKIUP Road, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 3.04%
FHA
Active
6
$425,000$166,722 equity gap
Rate
3.04%
7.18%today
Payment
$1,244/mo
$1,989today
  • 3beds
  • 2baths
  • 1,392sqft

5351 WICKIUP Road, Prescott Valley

4860 Judy Circle, Prescott Valley, AZ, 86314 — assumable VA mortgage at 3.75%
VA
Active
22
$395,999$120,383 equity gap
Rate
3.75%
7.18%today
Payment
$1,406/mo
$2,056today
  • 3beds
  • 2baths
  • 1,157sqft

4860 Judy Circle, Prescott Valley

4900 Calle Santa Cruz, Prescott Valley, AZ, 86314 — assumable VA mortgage at 2.90%
VA
Active
28
$474,900$224,644 equity gap
Rate
2.90%
7.18%today
Payment
$1,174/mo
$1,910today
  • 3beds
  • 2baths
  • 1,654sqft

4900 Calle Santa Cruz, Prescott Valley

8790 TOTEM Circle, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 3.61%
FHA
Active
41
$339,999$189,432 equity gap
Rate
3.61%
7.18%today
Payment
$800/mo
$1,191today
  • 4beds
  • 2baths
  • 1,673sqft

8790 TOTEM Circle, Prescott Valley

8790 TOTEM Circle, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 3.61%
FHA
Active
41
$339,999$189,432 equity gap
Rate
3.61%
7.18%today
Payment
$800/mo
$1,191today
  • 4beds
  • 2baths
  • 1,673sqft

8790 TOTEM Circle, Prescott Valley

3450 PLEASANT VIEW Drive, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 3.63%
FHA
Active
33
$649,900$488,711 equity gap
Rate
3.63%
7.18%today
Payment
$1,075/mo
$1,596today
  • 3beds
  • 2baths
  • 2,126sqft

3450 PLEASANT VIEW Drive, Prescott Valley

3450 PLEASANT VIEW Drive, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 3.63%
FHA
Active
36
$649,900$488,711 equity gap
Rate
3.63%
7.18%today
Payment
$1,075/mo
$1,596today
  • 3beds
  • 2baths
  • 2,126sqft

3450 PLEASANT VIEW Drive, Prescott Valley

6397 Deacon Street, Prescott Valley, AZ, 86314 — assumable VA mortgage at 3.69%
VA
Active
55
$574,900$391,367 equity gap
Rate
3.69%
7.18%today
Payment
$1,138/mo
$1,678today
  • 3beds
  • 2baths
  • 2,032sqft

6397 Deacon Street, Prescott Valley

4349 Tonto Way, Prescott Valley, AZ, 86314 — assumable VA mortgage at 3.87%
VA
Active
23
$419,999$273,927 equity gap
Rate
3.87%
7.18%today
Payment
$890/mo
$1,283today
  • 3beds
  • 2baths
  • 1,370sqft

4349 Tonto Way, Prescott Valley

6531 CATTLETRACK Road, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 3.94%
FHA
Active
30
$255,000$192,374 equity gap
Rate
3.94%
7.18%today
Payment
$391/mo
$558today
  • 3beds
  • 2baths
  • 961sqft

6531 CATTLETRACK Road, Prescott Valley

6531 CATTLETRACK Road, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 3.94%
FHA
Active
30
$255,000$192,374 equity gap
Rate
3.94%
7.18%today
Payment
$391/mo
$558today
  • 3beds
  • 2baths
  • 961sqft

6531 CATTLETRACK Road, Prescott Valley

7601 Cocopah Drive, Prescott Valley, AZ, 86314 — assumable VA mortgage at 4.19%
VA
Active
38
$420,000$363,736 equity gap
Rate
4.19%
7.18%today
Payment
$374/mo
$518today
  • 3beds
  • 2baths
  • 1,464sqft

7601 Cocopah Drive, Prescott Valley

6477 Hereford Avenue, Prescott Valley, AZ, 86314 — assumable VA mortgage at 6.50%
VA
Active
50
$443,000$8,992 equity gap
Rate
6.50%
7.18%today
Payment
$2,756/mo
$2,954today
  • 3beds
  • 2baths
  • 1,455sqft

6477 Hereford Avenue, Prescott Valley

4714 Edgemont Road, Prescott Valley, AZ, 86314 — assumable VA mortgage at 6.72%
VA
Active
69
$570,000$26,947 equity gap
Rate
6.72%
7.18%today
Payment
$3,556/mo
$3,726today
  • 4beds
  • 2baths
  • 2,036sqft

4714 Edgemont Road, Prescott Valley

9277 Spouse Drive, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 5.22%
FHA
Active
49
$475,000$135,975 equity gap
Rate
5.22%
7.18%today
Payment
$1,988/mo
$2,447today
  • 3beds
  • 2baths
  • 1,474sqft

9277 Spouse Drive, Prescott Valley

5274 Western Boulevard, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 6.19%
FHA
Active
26
$435,000$21,896 equity gap
Rate
6.19%
7.18%today
Payment
$2,553/mo
$2,826today
  • 3beds
  • 2baths
  • 1,398sqft

5274 Western Boulevard, Prescott Valley

8325 Lakeshore Drive, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 6.65%
FHA
Active
24
$369,000$42,792 equity gap
Rate
6.65%
7.18%today
Payment
$2,129/mo
$2,247today
  • 3beds
  • 2baths
  • 1,020sqft

8325 Lakeshore Drive, Prescott Valley

4184 Kearny Drive, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 6.89%
FHA
Active
23
$389,900$77,951 equity gap
Rate
6.89%
7.18%today
Payment
$2,097/mo
$2,160today
  • 3beds
  • 2baths
  • 1,536sqft

4184 Kearny Drive, Prescott Valley

3556 Needles Drive, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 6.94%
FHA
Active
22
$364,900$63,860 equity gap
Rate
6.94%
7.18%today
Payment
$2,079/mo
$2,130today
  • 3beds
  • 2baths
  • 1,214sqft

3556 Needles Drive, Prescott Valley

4595 Raven Drive, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 5.22%
FHA
Active
17
$280,000$105,560 equity gap
Rate
5.22%
7.18%today
Payment
$1,021/mo
$1,257today
  • 2beds
  • 2baths
  • 1,184sqft

4595 Raven Drive, Prescott Valley

4354 Sauter Drive, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 6.84%
FHA
Active
33
$375,000$82,244 equity gap
Rate
6.84%
7.18%today
Payment
$2,029/mo
$2,096today
  • 4beds
  • 3baths
  • 1,696sqft

4354 Sauter Drive, Prescott Valley

7714 Las Flores Avenue, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 6.87%
FHA
Active
51
$390,000$121,504 equity gap
Rate
6.87%
7.18%today
Payment
$1,807/mo
$1,865today
  • 4beds
  • 2baths
  • 1,568sqft

7714 Las Flores Avenue, Prescott Valley

Assuming a mortgage in Prescott Valley

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.80%
Lowest existing payment
$374/mo
Median cash to assume
$121,504
Kenny Klaus

Kenny Klaus

Realtor License: SA515503000

Klaus Team | Real Broker

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Equal Housing Opportunity

Klaus Team | Real Broker is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.