Kenny Klaus

Kenny Klaus

(602) 330-2891

Assumable homes for sale in Surprise, AZ

54 homesFHA & VA loansrates from 2.96% vs 7.18% today

Surprise assumption guide
24154 165TH Drive, Surprise, AZ, 85387 — assumable VA mortgage at 3.56%
VA
Active
35
$560,000$60,920 equity gap
Rate
3.56%
7.18%today
Payment
$2,484/mo
$3,720today
  • 4beds
  • 3baths
  • 2,599sqft

24154 165TH Drive, Surprise

24857 172ND Avenue, Surprise, AZ, 85387 — assumable FHA mortgage at 3.76%
FHA
Active
42
$359,900$32,983 equity gap
Rate
3.76%
7.18%today
Payment
$1,659/mo
$2,424today
  • 2beds
  • 2baths
  • 1,493sqft

24857 172ND Avenue, Surprise

17530 VILLA HERMOSA Lane, Surprise, AZ, 85387 — assumable FHA mortgage at 3.17%
FHA
Active
28
$389,000$78,710 equity gap
Rate
3.17%
7.18%today
Payment
$1,512/mo
$2,378today
  • 3beds
  • 2baths
  • 1,892sqft

17530 VILLA HERMOSA Lane, Surprise

17867 JESSIE Lane, Surprise, AZ, 85387 — assumable FHA mortgage at 2.96%
FHA
Active
52
$472,000$162,540 equity gap
Rate
2.96%
7.18%today
Payment
$1,471/mo
$2,376today
  • 5beds
  • 3baths
  • 3,018sqft

17867 JESSIE Lane, Surprise

17145 STRAIGHT ARROW Lane, Surprise, AZ, 85387 — assumable FHA mortgage at 3.55%
FHA
Active
12
$420,000$95,429 equity gap
Rate
3.55%
7.18%today
Payment
$1,614/mo
$2,419today
  • 4beds
  • 3baths
  • 2,354sqft

17145 STRAIGHT ARROW Lane, Surprise

17805 Daley Lane, Surprise, AZ, 85387 — assumable VA mortgage at 3.10%
VA
Active
61
$425,000$133,514 equity gap
Rate
3.10%
7.18%today
Payment
$1,388/mo
$2,202today
  • 5beds
  • 3baths
  • 2,183sqft

17805 Daley Lane, Surprise

16870 ELECTRA Court, Surprise, AZ, 85387 — assumable VA mortgage at 3.12%
VA
Active
37
$585,000$193,147 equity gap
Rate
3.12%
7.18%today
Payment
$1,862/mo
$2,947today
  • 5beds
  • 3baths
  • 2,959sqft

16870 ELECTRA Court, Surprise

17729 Fetlock Trail, Surprise, AZ, 85387 — assumable FHA mortgage at 5.10%
FHA
Active
47
$394,200$13,375 equity gap
Rate
5.10%
7.18%today
Payment
$2,223/mo
$2,774today
  • 3beds
  • 2baths
  • 1,570sqft

17729 Fetlock Trail, Surprise

25843 165TH Lane, Surprise, AZ, 85387 — assumable VA mortgage at 3.47%
VA
Active
40
$375,000$208,291 equity gap
Rate
3.47%
7.18%today
Payment
$863/mo
$1,307today
  • 3beds
  • 2baths
  • 1,716sqft

25843 165TH Lane, Surprise

17837 COUNTRY CLUB Terrace, Surprise, AZ, 85387 — assumable VA mortgage at 5.30%
VA
Active
31
$385,000$9,806 equity gap
Rate
5.30%
7.18%today
Payment
$2,221/mo
$2,710today
  • 3beds
  • 2baths
  • 1,782sqft

17837 COUNTRY CLUB Terrace, Surprise

16719 ROWEL Road, Surprise, AZ, 85387 — assumable VA mortgage at 5.23%
VA
Active
27
$399,000$70,054 equity gap
Rate
5.23%
7.18%today
Payment
$1,937/mo
$2,381today
  • 3beds
  • 2baths
  • 1,784sqft

16719 ROWEL Road, Surprise

17308 DALEY Lane, Surprise, AZ, 85387 — assumable VA mortgage at 6.12%
VA
Active
22
$355,000$9,724 equity gap
Rate
6.12%
7.18%today
Payment
$2,197/mo
$2,450today
  • 3beds
  • 2baths
  • 1,495sqft

17308 DALEY Lane, Surprise

24684 170TH Drive, Surprise, AZ, 85387 — assumable FHA mortgage at 6.50%
FHA
Active
44
$384,900$12,349 equity gap
Rate
6.50%
7.18%today
Payment
$2,386/mo
$2,557today
  • 3beds
  • 2baths
  • 1,392sqft

24684 170TH Drive, Surprise

16873 FETLOCK Trail, Surprise, AZ, 85387 — assumable FHA mortgage at 6.60%
FHA
Active
57
$534,000$17,264 equity gap
Rate
6.60%
7.18%today
Payment
$3,398/mo
$3,604today
  • 5beds
  • —baths
  • 3,241sqft

16873 FETLOCK Trail, Surprise

17329 VIA DE LUNA Drive, Surprise, AZ, 85387 — assumable FHA mortgage at 6.71%
FHA
Active
33
$364,000$14,407 equity gap
Rate
6.71%
7.18%today
Payment
$2,347/mo
$2,461today
  • 3beds
  • 2baths
  • 1,716sqft

17329 VIA DE LUNA Drive, Surprise

15591 SMOKETREE Drive, Surprise, AZ, 85387 — assumable FHA mortgage at 6.88%
FHA
Active
17
$389,900Potential short sale
Rate
6.88%
7.18%today
Payment
$2,617/mo
$2,697today
  • 4beds
  • 2baths
  • 1,697sqft

15591 SMOKETREE Drive, Surprise

16987 RED BIRD Road, Surprise, AZ, 85387 — assumable VA mortgage at 6.90%
VA
Active
46
$519,000$13,252 equity gap
Rate
6.90%
7.18%today
Payment
$3,480/mo
$3,579today
  • 5beds
  • 3baths
  • 3,024sqft

16987 RED BIRD Road, Surprise

18143 Paraiso Drive, Surprise, AZ, 85387 — assumable VA mortgage at 7.19%
VA
Active
40
$399,000$5,075 equity gap
Rate
7.19%
7.18%today
Payment
$2,758/mo
$2,756today
  • 4beds
  • 2baths
  • 1,896sqft

18143 Paraiso Drive, Surprise

17633 RUNNING DEER Trail, Surprise, AZ, 85387 — assumable VA mortgage at 7.22%
VA
Active
28
$579,900$27,861 equity gap
Rate
7.22%
7.18%today
Payment
$3,843/mo
$3,827today
  • 4beds
  • 4baths
  • 2,857sqft

17633 RUNNING DEER Trail, Surprise

27054 168TH Lane, Surprise, AZ, 85387 — assumable VA mortgage at 6.08%
VA
Active
12
$530,000$31,226 equity gap
Rate
6.08%
7.18%today
Payment
$3,086/mo
$3,458today
  • 3beds
  • 3baths
  • 2,291sqft

27054 168TH Lane, Surprise

16025 ALAMEDA Road, Surprise, AZ, 85387 — assumable FHA mortgage at 6.39%
FHA
Active
53
$503,900$40,289 equity gap
Rate
6.39%
7.18%today
Payment
$3,014/mo
$3,267today
  • 3beds
  • 3baths
  • 2,040sqft

16025 ALAMEDA Road, Surprise

17474 VIA DE LUNA Drive, Surprise, AZ, 85387 — assumable FHA mortgage at 6.39%
FHA
Active
17
$385,000$27,202 equity gap
Rate
6.39%
7.18%today
Payment
$2,329/mo
$2,525today
  • 4beds
  • 2baths
  • 1,720sqft

17474 VIA DE LUNA Drive, Surprise

23808 162ND Lane, Surprise, AZ, 85387 — assumable FHA mortgage at 6.42%
FHA
Active
38
$444,999$25,995 equity gap
Rate
6.42%
7.18%today
Payment
$2,738/mo
$2,959today
  • 3beds
  • 3baths
  • 1,972sqft

23808 162ND Lane, Surprise

18018 SAND HILLS Drive, Surprise, AZ, 85387 — assumable FHA mortgage at 6.50%
FHA
Active
33
$390,000$28,801 equity gap
Rate
6.50%
7.18%today
Payment
$2,309/mo
$2,475today
  • 3beds
  • 2baths
  • 1,545sqft

18018 SAND HILLS Drive, Surprise

17357 RUNNING DEER Trail, Surprise, AZ, 85387 — assumable FHA mortgage at 6.65%
FHA
Active
$400,000$21,195 equity gap
Rate
6.65%
7.18%today
Payment
$2,534/mo
$2,674today
  • 4beds
  • 2baths
  • 1,832sqft

17357 RUNNING DEER Trail, Surprise

17345 SMOKETREE Drive, Surprise, AZ, 85387 — assumable FHA mortgage at 6.84%
FHA
Active
37
$539,000$35,211 equity gap
Rate
6.84%
7.18%today
Payment
$3,336/mo
$3,452today
  • 4beds
  • 3baths
  • 2,105sqft

17345 SMOKETREE Drive, Surprise

26958 170TH Lane, Surprise, AZ, 85387 — assumable FHA mortgage at 6.90%
FHA
Active
37
$415,000$43,092 equity gap
Rate
6.90%
7.18%today
Payment
$2,521/mo
$2,593today
  • 3beds
  • 2baths
  • 1,580sqft

26958 170TH Lane, Surprise

17268 COUNTRY CLUB Terrace, Surprise, AZ, 85387 — assumable FHA mortgage at 6.22%
FHA
Active
50
$365,000$38,015 equity gap
Rate
6.22%
7.18%today
Payment
$2,025/mo
$2,235today
  • 3beds
  • 2baths
  • 1,500sqft

17268 COUNTRY CLUB Terrace, Surprise

17766 Red Fox Road, Surprise, AZ, 85387 — assumable FHA mortgage at 6.44%
FHA
Active
52
$498,000$54,888 equity gap
Rate
6.44%
7.18%today
Payment
$2,841/mo
$3,064today
  • 5beds
  • 3baths
  • 2,630sqft

17766 Red Fox Road, Surprise

17318 Running Deer Trail, Surprise, AZ, 85387 — assumable VA mortgage at 6.57%
VA
Active
34
$415,000$46,510 equity gap
Rate
6.57%
7.18%today
Payment
$2,435/mo
$2,591today
  • 4beds
  • 2baths
  • 1,832sqft

17318 Running Deer Trail, Surprise

16233 CIELO GRANDE Avenue, Surprise, AZ, 85387 — assumable FHA mortgage at 6.65%
FHA
Active
30
$450,000$58,196 equity gap
Rate
6.65%
7.18%today
Payment
$2,606/mo
$2,750today
  • 3beds
  • 3baths
  • 1,972sqft

16233 CIELO GRANDE Avenue, Surprise

16058 SMOKETREE Drive, Surprise, AZ, 85387 — assumable FHA mortgage at 6.67%
FHA
Active
26
$400,000$35,425 equity gap
Rate
6.67%
7.18%today
Payment
$2,422/mo
$2,550today
  • 3beds
  • 2baths
  • 1,562sqft

16058 SMOKETREE Drive, Surprise

17277 DALEY Lane, Surprise, AZ, 85387 — assumable FHA mortgage at 6.95%
FHA
Active
28
$392,500$39,734 equity gap
Rate
6.95%
7.18%today
Payment
$2,372/mo
$2,428today
  • 3beds
  • 2baths
  • 1,388sqft

17277 DALEY Lane, Surprise

16070 SMOKETREE Drive, Surprise, AZ, 85387 — assumable VA mortgage at 7.19%
VA
Active
16
$430,000$74,468 equity gap
Rate
7.19%
7.18%today
Payment
$2,485/mo
$2,482today
  • 4beds
  • 2baths
  • 1,503sqft

16070 SMOKETREE Drive, Surprise

24644 174TH Lane, Surprise, AZ, 85387 — assumable VA mortgage at 5.13%
VA
Active
57
$563,000$373,136 equity gap
Rate
5.13%
7.18%today
Payment
$1,101/mo
$1,370today
  • 3beds
  • 3baths
  • 2,187sqft

24644 174TH Lane, Surprise

17464 BAJADA Road, Surprise, AZ, 85387 — assumable FHA mortgage at 6.11%
FHA
Active
36
$419,900$113,424 equity gap
Rate
6.11%
7.18%today
Payment
$1,870/mo
$2,089today
  • 3beds
  • 2baths
  • 1,753sqft

17464 BAJADA Road, Surprise

Assuming a mortgage in Surprise

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.96%
Lowest existing payment
$863/mo
Median cash to assume
$54,888
Kenny Klaus

Kenny Klaus

Realtor License: SA515503000

Klaus Team | Real Broker

klausteam@klausteam.com+16023302891Klaus Team | Real Broker logo
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eXp Realty

Equal Housing Opportunity

Klaus Team | Real Broker is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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