Kenny Klaus

Kenny Klaus

(602) 330-2891

Assumable homes for sale in Surprise, AZ

28 homesVA & FHA loansrates from 2.12% vs 6.95% today

Surprise assumption guide
17200 BELL Road #1549, Surprise, AZ, 85374 — assumable VA mortgage at 3.07%
VA
Active
28
$259,900$49,300 down
Rate
3.07%
6.95%today
Payment
$995/mo
$1,549today
  • 2beds
  • 2baths
  • 1,210sqft

17200 BELL Road #1549, Surprise

16176 STATLER Street, Surprise, AZ, 85374 — assumable VA mortgage at 3.10%
VA
Active
33
$450,000$89,045 down
Rate
3.10%
6.95%today
Payment
$1,708/mo
$2,648today
  • 6beds
  • 3baths
  • 2,166sqft

16176 STATLER Street, Surprise

15950 QUAIL CREEK Lane, Surprise, AZ, 85374 — assumable FHA mortgage at 3.76%
FHA
Active
28
$375,000$34,396 down
Rate
3.76%
6.95%today
Payment
$1,726/mo
$2,463today
  • 2beds
  • 2baths
  • 1,278sqft

15950 QUAIL CREEK Lane, Surprise

15121 WOODRIDGE Drive, Surprise, AZ, 85374 — assumable VA mortgage at 3.07%
VA
Active
30
$335,000$73,999 down
Rate
3.07%
6.95%today
Payment
$1,234/mo
$1,920today
  • 2beds
  • 2baths
  • 1,183sqft

15121 WOODRIDGE Drive, Surprise

19925 TURQUOISE Point, Surprise, AZ, 85387 — assumable VA mortgage at 3.89%
VA
Active
64
$515,000$56,537 down
Rate
3.89%
6.95%today
Payment
$2,355/mo
$3,310today
  • 2beds
  • 2baths
  • 1,814sqft

19925 TURQUOISE Point, Surprise

15546 GELDING Drive, Surprise, AZ, 85379 — assumable VA mortgage at 2.84%
VA
Active
54
$504,999$175,416 down
Rate
2.84%
6.95%today
Payment
$1,529/mo
$2,450today
  • 4beds
  • 3baths
  • 3,659sqft

15546 GELDING Drive, Surprise

16904 VILLAGIO Drive, Surprise, AZ, 85387 — assumable VA mortgage at 2.88%
VA
Active
46
$760,000$285,619 down
Rate
2.88%
6.95%today
Payment
$2,272/mo
$3,623today
  • 3beds
  • 2baths
  • 2,334sqft

16904 VILLAGIO Drive, Surprise

16910 RIMROCK Street, Surprise, AZ, 85388 — assumable VA mortgage at 3.02%
VA
Active
23
$439,990$147,542 down
Rate
3.02%
6.95%today
Payment
$1,425/mo
$2,232today
  • 4beds
  • 3baths
  • 2,426sqft

16910 RIMROCK Street, Surprise

15618 PORT AU PRINCE Lane, Surprise, AZ, 85379 — assumable FHA mortgage at 3.69%
FHA
Active
49
$380,000$93,348 down
Rate
3.69%
6.95%today
Payment
$1,441/mo
$2,075today
  • 4beds
  • 2baths
  • 1,930sqft

15618 PORT AU PRINCE Lane, Surprise

17210 ELM Street, Surprise, AZ, 85388 — assumable VA mortgage at 2.12%
VA
Active
35
$449,500$270,137 down
Rate
2.12%
6.95%today
Payment
$1,636/mo
$2,258today
  • 3beds
  • 2baths
  • 1,746sqft

17210 ELM Street, Surprise

14660 158TH Lane, Surprise, AZ, 85379 — assumable FHA mortgage at 2.39%
FHA
Active
43
$556,000$311,744 down
Rate
2.39%
6.95%today
Payment
$2,342/mo
$3,172today
  • 5beds
  • 3baths
  • 2,660sqft

14660 158TH Lane, Surprise

15037 BOTTLE TREE Avenue, Surprise, AZ, 85374 — assumable FHA mortgage at 2.69%
FHA
Active
21
$359,000$199,147 down
Rate
2.69%
6.95%today
Payment
$1,143/mo
$1,637today
  • 3beds
  • 2baths
  • 1,234sqft

15037 BOTTLE TREE Avenue, Surprise

17403 ELKO Drive, Surprise, AZ, 85374 — assumable VA mortgage at 2.80%
VA
Active
38
$360,000$200,350 down
Rate
2.80%
6.95%today
Payment
$755/mo
$1,216today
  • 4beds
  • 2baths
  • 1,611sqft

17403 ELKO Drive, Surprise

15784 CROCUS Drive, Surprise, AZ, 85379 — assumable FHA mortgage at 3.46%
FHA
Active
18
$425,000$282,577 down
Rate
3.46%
6.95%today
Payment
$816/mo
$1,209today
  • 3beds
  • 2baths
  • 1,756sqft

15784 CROCUS Drive, Surprise

17271 SMOKEY Drive, Surprise, AZ, 85388 — assumable FHA mortgage at 4.99%
FHA
Active
48
$410,000$35,998 down
Rate
4.99%
6.95%today
Payment
$2,135/mo
$2,636today
  • 3beds
  • 2baths
  • 1,640sqft

17271 SMOKEY Drive, Surprise

16845 TASHA Drive, Surprise, AZ, 85388 — assumable FHA mortgage at 3.61%
FHA
Active
44
$405,000$182,760 down
Rate
3.61%
6.95%today
Payment
$1,176/mo
$1,709today
  • 4beds
  • 3baths
  • 2,255sqft

16845 TASHA Drive, Surprise

17674 Sunbelt Drive, Surprise, AZ, 85374 — assumable VA mortgage at 5.23%
VA
Active
53
$395,000$23,283 down
Rate
5.23%
6.95%today
Payment
$2,182/mo
$2,621today
  • 2beds
  • 2baths
  • 1,708sqft

17674 Sunbelt Drive, Surprise

16645 173RD Avenue, Surprise, AZ, 85388 — assumable VA mortgage at 3.78%
VA
Active
21
$550,000$423,864 down
Rate
3.78%
6.95%today
Payment
$877/mo
$1,248today
  • 5beds
  • 4baths
  • 3,565sqft

16645 173RD Avenue, Surprise

16574 COTTONWOOD Street, Surprise, AZ, 85388 — assumable VA mortgage at 4.17%
VA
Active
32
$354,999$181,009 down
Rate
4.17%
6.95%today
Payment
$1,045/mo
$1,420today
  • 4beds
  • 3baths
  • 1,969sqft

16574 COTTONWOOD Street, Surprise

14839 172ND Lane, Surprise, AZ, 85388 — assumable VA mortgage at 6.65%
VA
Active
29
$420,000$17,799 down
Rate
6.65%
6.95%today
Payment
$2,620/mo
$2,702today
  • 4beds
  • 2baths
  • 1,615sqft

14839 172ND Lane, Surprise

16322 171ST Drive, Surprise, AZ, 85388 — assumable VA mortgage at 6.81%
VA
Active
56
$499,999$14,718 down
Rate
6.81%
6.95%today
Payment
$3,198/mo
$3,244today
  • 4beds
  • 3baths
  • 2,839sqft

16322 171ST Drive, Surprise

14911 PORT ROYALE Lane, Surprise, AZ, 85379 — assumable VA mortgage at 6.85%
VA
Active
60
$379,900$37,361 down
Rate
6.85%
6.95%today
Payment
$2,281/mo
$2,304today
  • 3beds
  • 2baths
  • 1,597sqft

14911 PORT ROYALE Lane, Surprise

17002 STEVENAGE Street, Surprise, AZ, 85374 — assumable FHA mortgage at 6.11%
FHA
Active
26
$400,000$90,405 down
Rate
6.11%
6.95%today
Payment
$1,975/mo
$2,155today
  • 3beds
  • 2baths
  • 1,447sqft

17002 STEVENAGE Street, Surprise

16549 ARROYO Court, Surprise, AZ, 85374 — assumable VA mortgage at 6.19%
VA
Active
65
$799,000$164,877 down
Rate
6.19%
6.95%today
Payment
$3,910/mo
$4,231today
  • 3beds
  • 2baths
  • 2,282sqft

16549 ARROYO Court, Surprise

17626 168TH Drive, Surprise, AZ, 85374 — assumable VA mortgage at 6.58%
VA
Active
28
$425,000$97,448 down
Rate
6.58%
6.95%today
Payment
$2,179/mo
$2,263today
  • 3beds
  • 2baths
  • 1,679sqft

17626 168TH Drive, Surprise

15029 BOTTLE TREE Avenue, Surprise, AZ, 85374 — assumable VA mortgage at 5.41%
VA
Active
28
$399,900Potential short sale
Rate
5.41%
6.95%today
Payment
$2,617/mo
$3,081today
  • 3beds
  • 2baths
  • 1,386sqft

15029 BOTTLE TREE Avenue, Surprise

16387 MONTE CRISTO Avenue, Surprise, AZ, 85388 — assumable FHA mortgage at 6.91%
FHA
Active
38
$409,000$153,894 down
Rate
6.91%
6.95%today
Payment
$1,707/mo
$1,714today
  • 3beds
  • 2baths
  • 1,825sqft

16387 MONTE CRISTO Avenue, Surprise

17200 BELL Road #624, Surprise, AZ, 85374 — assumable FHA mortgage at 6.50%
FHA
Active
25
$190,000$112,164 down
Rate
6.50%
6.95%today
Payment
$840/mo
$880today
  • 1beds
  • 1baths
  • 595sqft

17200 BELL Road #624, Surprise

Assuming a mortgage in Surprise

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.12%
Lowest existing payment
$755 /mo
Median cash to assume
$112,164
Kenny Klaus

Kenny Klaus

Realtor License: SA515503000

Klaus Team | Real Broker

klausteam@klausteam.com+16023302891Klaus Team | Real Broker logo
Equal Housing Opportunity

Klaus Team | Real Broker is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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