Kenny Klaus

Kenny Klaus

(602) 330-2891

Assumable homes for sale in Surprise, AZ

34 homesVA & FHA loansrates from 2.25% vs 6.95% today

Surprise assumption guide
14404 WETHERSFIELD Road, Surprise, AZ, 85379 — assumable VA mortgage at 3.10%
VATop pick
Active
36
$599,000$10,965 down
Rate
3.10%
6.95%today
Payment
$2,783/mo
$4,314today
  • 4beds
  • 4baths
  • 3,064sqft

14404 WETHERSFIELD Road, Surprise

16176 STATLER Street, Surprise, AZ, 85374 — assumable VA mortgage at 3.10%
VA
Active
33
$450,000$89,045 down
Rate
3.10%
6.95%today
Payment
$1,708/mo
$2,648today
  • 6beds
  • 3baths
  • 2,166sqft

16176 STATLER Street, Surprise

15465 SHANGRI LA Road, Surprise, AZ, 85379 — assumable FHA mortgage at 3.10%
FHA
Active
23
$430,000$49,002 down
Rate
3.10%
6.95%today
Payment
$1,803/mo
$2,795today
  • 4beds
  • 2baths
  • 1,478sqft

15465 SHANGRI LA Road, Surprise

15762 CHERYL Drive, Waddell, AZ, 85355 — assumable VA mortgage at 3.49%
VA
Active
45
$568,900$46,518 down
Rate
3.49%
6.95%today
Payment
$2,377/mo
$3,508today
  • 3beds
  • 3baths
  • 2,507sqft

15762 CHERYL Drive, Waddell

15792 DESERT MIRAGE Drive, Surprise, AZ, 85379 — assumable VA mortgage at 2.25%
VA
Active
29
$625,000$175,886 down
Rate
2.25%
6.95%today
Payment
$1,983/mo
$3,435today
  • 5beds
  • 3baths
  • 3,924sqft

15792 DESERT MIRAGE Drive, Surprise

12190 151ST Drive, Surprise, AZ, 85379 — assumable FHA mortgage at 3.02%
FHA
Active
9
$325,000$75,502 down
Rate
3.02%
6.95%today
Payment
$1,216/mo
$1,904today
  • 4beds
  • 3baths
  • 2,542sqft

12190 151ST Drive, Surprise

15546 GELDING Drive, Surprise, AZ, 85379 — assumable VA mortgage at 2.84%
VA
Active
54
$504,999$175,416 down
Rate
2.84%
6.95%today
Payment
$1,529/mo
$2,450today
  • 4beds
  • 3baths
  • 3,659sqft

15546 GELDING Drive, Surprise

15618 PORT AU PRINCE Lane, Surprise, AZ, 85379 — assumable FHA mortgage at 3.69%
FHA
Active
49
$380,000$93,348 down
Rate
3.69%
6.95%today
Payment
$1,441/mo
$2,075today
  • 4beds
  • 2baths
  • 1,930sqft

15618 PORT AU PRINCE Lane, Surprise

14121 SURREY Drive, Surprise, AZ, 85379 — assumable FHA mortgage at 3.24%
FHA
Active
33
$450,000$179,207 down
Rate
3.24%
6.95%today
Payment
$1,354/mo
$2,062today
  • 4beds
  • 3baths
  • 2,027sqft

14121 SURREY Drive, Surprise

14660 158TH Lane, Surprise, AZ, 85379 — assumable FHA mortgage at 2.39%
FHA
Active
43
$556,000$311,744 down
Rate
2.39%
6.95%today
Payment
$2,342/mo
$3,172today
  • 5beds
  • 3baths
  • 2,660sqft

14660 158TH Lane, Surprise

15760 Boca Raton Road, Surprise, AZ, 85379 — assumable FHA mortgage at 2.94%
FHA
Active
62
$499,900$209,260 down
Rate
2.94%
6.95%today
Payment
$1,401/mo
$2,217today
  • 3beds
  • 3baths
  • 2,481sqft

15760 Boca Raton Road, Surprise

16259 CORTEZ Street, Surprise, AZ, 85379 — assumable VA mortgage at 2.94%
VA
Active
27
$597,000$274,353 down
Rate
2.94%
6.95%today
Payment
$1,548/mo
$2,450today
  • 4beds
  • 3baths
  • 2,922sqft

16259 CORTEZ Street, Surprise

16220 CROCUS Drive, Surprise, AZ, 85379 — assumable FHA mortgage at 3.45%
FHA
Active
54
$425,000$214,392 down
Rate
3.45%
6.95%today
Payment
$1,081/mo
$1,604today
  • 3beds
  • 2baths
  • 1,853sqft

16220 CROCUS Drive, Surprise

15784 CROCUS Drive, Surprise, AZ, 85379 — assumable FHA mortgage at 3.46%
FHA
Active
18
$425,000$282,577 down
Rate
3.46%
6.95%today
Payment
$816/mo
$1,209today
  • 3beds
  • 2baths
  • 1,756sqft

15784 CROCUS Drive, Surprise

14076 138TH Lane, Surprise, AZ, 85379 — assumable FHA mortgage at 3.47%
FHA
Active
34
$465,900$430,985 down
Rate
3.47%
6.95%today
Payment
$199/mo
$295today
  • 3beds
  • 2baths
  • 1,921sqft

14076 138TH Lane, Surprise

14528 CAMERON Drive, Surprise, AZ, 85379 — assumable VA mortgage at 3.55%
VA
Active
73
$620,000$509,906 down
Rate
3.55%
6.95%today
Payment
$744/mo
$1,090today
  • 4beds
  • 3baths
  • 3,282sqft

14528 CAMERON Drive, Surprise

13718 150TH Drive, Surprise, AZ, 85379 — assumable FHA mortgage at 3.61%
FHA
Active
59
$525,000$334,632 down
Rate
3.61%
6.95%today
Payment
$1,118/mo
$1,626today
  • 5beds
  • 6baths
  • 3,503sqft

13718 150TH Drive, Surprise

15756 REDFIELD Road, Surprise, AZ, 85379 — assumable VA mortgage at 3.70%
VA
Active
23
$419,900$279,005 down
Rate
3.70%
6.95%today
Payment
$749/mo
$1,077today
  • 4beds
  • 3baths
  • 2,287sqft

15756 REDFIELD Road, Surprise

16550 Naegel Drive, Surprise, AZ, 85374 — assumable VA mortgage at 5.52%
VA
Active
35
$439,490$22,474 down
Rate
5.52%
6.95%today
Payment
$2,520/mo
$2,932today
  • 3beds
  • 2baths
  • 1,397sqft

16550 Naegel Drive, Surprise

13633 LISBON Lane, Surprise, AZ, 85379 — assumable FHA mortgage at 4.14%
FHA
Active
47
$449,900$209,439 down
Rate
4.14%
6.95%today
Payment
$1,358/mo
$1,852today
  • 4beds
  • 3baths
  • 2,950sqft

13633 LISBON Lane, Surprise

15439 DREYFUS Street, Surprise, AZ, 85379 — assumable VA mortgage at 6.46%
VA
Active
63
$450,000Potential short sale
Rate
6.46%
6.95%today
Payment
$3,114/mo
$3,275today
  • 4beds
  • 3baths
  • 2,334sqft

15439 DREYFUS Street, Surprise

14739 WATSON Lane, Surprise, AZ, 85379 — assumable VA mortgage at 6.50%
VA
Active
43
$384,995Potential short sale
Rate
6.50%
6.95%today
Payment
$2,517/mo
$2,636today
  • 3beds
  • 2baths
  • 1,603sqft

14739 WATSON Lane, Surprise

14242 COUNTRY GABLES Drive, Surprise, AZ, 85379 — assumable FHA mortgage at 6.50%
FHA
Active
39
$329,900$12,374 down
Rate
6.50%
6.95%today
Payment
$2,048/mo
$2,145today
  • 3beds
  • 3baths
  • 1,375sqft

14242 COUNTRY GABLES Drive, Surprise

14600 Valentine Street, Surprise, AZ, 85379 — assumable VA mortgage at 6.72%
VA
Active
42
$418,000$12,055 down
Rate
6.72%
6.95%today
Payment
$2,671/mo
$2,734today
  • 3beds
  • 2baths
  • 1,374sqft

14600 Valentine Street, Surprise

15582 CORTEZ Street, Surprise, AZ, 85379 — assumable VA mortgage at 5.22%
VA
Active
41
$590,000$132,884 down
Rate
5.22%
6.95%today
Payment
$2,668/mo
$3,209today
  • 4beds
  • 4baths
  • 3,950sqft

15582 CORTEZ Street, Surprise

12729 145TH Drive, Surprise, AZ, 85379 — assumable FHA mortgage at 5.23%
FHA
Active
32
$530,000$122,170 down
Rate
5.23%
6.95%today
Payment
$2,394/mo
$2,876today
  • 4beds
  • 3baths
  • 2,192sqft

12729 145TH Drive, Surprise

14594 COLUMBINE Drive, Surprise, AZ, 85379 — assumable VA mortgage at 6.11%
VA
Active
24
$450,000$38,523 down
Rate
6.11%
6.95%today
Payment
$2,506/mo
$2,735today
  • 3beds
  • 2baths
  • 1,744sqft

14594 COLUMBINE Drive, Surprise

15718 BROWN Street, Waddell, AZ, 85355 — assumable VA mortgage at 6.30%
VA
Active
35
$565,000$53,609 down
Rate
6.30%
6.95%today
Payment
$3,193/mo
$3,415today
  • 3beds
  • 3baths
  • 2,488sqft

15718 BROWN Street, Waddell

14958 COLUMBINE Drive, Surprise, AZ, 85379 — assumable FHA mortgage at 6.50%
FHA
Active
30
$510,000$50,606 down
Rate
6.50%
6.95%today
Payment
$2,948/mo
$3,087today
  • 4beds
  • 4baths
  • 3,094sqft

14958 COLUMBINE Drive, Surprise

14911 PORT ROYALE Lane, Surprise, AZ, 85379 — assumable VA mortgage at 6.85%
VA
Active
60
$379,900$37,361 down
Rate
6.85%
6.95%today
Payment
$2,281/mo
$2,304today
  • 3beds
  • 2baths
  • 1,597sqft

14911 PORT ROYALE Lane, Surprise

15864 SHAW BUTTE Drive, Surprise, AZ, 85379 — assumable VA mortgage at 6.94%
VA
Active
49
$700,000$65,706 down
Rate
6.94%
6.95%today
Payment
$4,298/mo
$4,303today
  • 6beds
  • 4baths
  • 4,034sqft

15864 SHAW BUTTE Drive, Surprise

13784 COUNTRY GABLES Drive, Surprise, AZ, 85379 — assumable VA mortgage at 7.02%
VA
Active
51
$472,000$29,610 down
Rate
7.02%
6.95%today
Payment
$3,015/mo
$2,994today
  • 3beds
  • 3baths
  • 2,387sqft

13784 COUNTRY GABLES Drive, Surprise

15276 LAUREL Lane, Surprise, AZ, 85379 — assumable VA mortgage at 6.94%
VA
Active
52
$399,900$33,240 down
Rate
6.94%
6.95%today
Payment
$2,480/mo
$2,482today
  • 3beds
  • 2baths
  • 1,584sqft

15276 LAUREL Lane, Surprise

16387 MONTE CRISTO Avenue, Surprise, AZ, 85388 — assumable FHA mortgage at 6.91%
FHA
Active
38
$409,000$153,894 down
Rate
6.91%
6.95%today
Payment
$1,707/mo
$1,714today
  • 3beds
  • 2baths
  • 1,825sqft

16387 MONTE CRISTO Avenue, Surprise

Assuming a mortgage in Surprise

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.25%
Lowest existing payment
$744 /mo
Median cash to assume
$107,759
Kenny Klaus

Kenny Klaus

Realtor License: SA515503000

Klaus Team | Real Broker

klausteam@klausteam.com+16023302891Klaus Team | Real Broker logo
Equal Housing Opportunity

Klaus Team | Real Broker is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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