Kenny Klaus

Kenny Klaus

Assumable homes for sale in Surprise, AZ

27 homesVA & FHA loansrates from 2.65% vs 7.18% today

Surprise assumption guide
11129 JACARANDA Drive, Sun City, AZ, 85373 — assumable VA mortgage at 3.11%
VA
Active
57
$264,900$62,698 equity gap
Rate
3.11%
7.18%today
Payment
$958/mo
$1,518today
  • 2beds
  • 2baths
  • 1,466sqft

11129 JACARANDA Drive, Sun City

18414 104TH Avenue, Sun City, AZ, 85373 — assumable VA mortgage at 4.16%
VA
Active
46
$385,000$77,027 equity gap
Rate
4.16%
7.18%today
Payment
$1,629/mo
$2,267today
  • 2beds
  • 2baths
  • 1,577sqft

18414 104TH Avenue, Sun City

10826 MEADE Drive, Sun City, AZ, 85351 — assumable FHA mortgage at 2.65%
FHA
Active
61
$340,000$327,465 equity gap
Rate
2.65%
7.18%today
Payment
$201/mo
$339today
  • 2beds
  • 2baths
  • 1,636sqft

10826 MEADE Drive, Sun City

20000 108TH Lane, Peoria, AZ, 85373 — assumable VA mortgage at 2.87%
VA
Active
40
$325,000$179,495 equity gap
Rate
2.87%
7.18%today
Payment
$693/mo
$1,132today
  • 2beds
  • 2baths
  • 1,120sqft

20000 108TH Lane, Peoria

12315 GINGER Drive, Sun City West, AZ, 85375 — assumable VA mortgage at 3.08%
VA
Active
46
$325,000$198,460 equity gap
Rate
3.08%
7.18%today
Payment
$609/mo
$969today
  • 2beds
  • 2baths
  • 1,327sqft

12315 GINGER Drive, Sun City West

9902 SIGNAL BUTTE Circle, Sun City, AZ, 85373 — assumable VA mortgage at 3.68%
VA
Active
21
$299,000$100,186 equity gap
Rate
3.68%
7.18%today
Payment
$1,059/mo
$1,562today
  • 2beds
  • 2baths
  • 1,980sqft

9902 SIGNAL BUTTE Circle, Sun City

10908 MARCO POLO Road, Sun City, AZ, 85373 — assumable FHA mortgage at 3.60%
FHA
Active
52
$460,000$236,679 equity gap
Rate
3.60%
7.18%today
Payment
$1,841/mo
$2,744today
  • 2beds
  • 2baths
  • 1,787sqft

10908 MARCO POLO Road, Sun City

10846 BEAUBIEN Drive, Sun City, AZ, 85373 — assumable VA mortgage at 3.72%
VA
Active
45
$345,000$161,296 equity gap
Rate
3.72%
7.18%today
Payment
$980/mo
$1,439today
  • 3beds
  • 2baths
  • 1,309sqft

10846 BEAUBIEN Drive, Sun City

10005 HUTTON Drive, Sun City, AZ, 85351 — assumable VA mortgage at 3.99%
VA
Active
44
$206,000$102,419 equity gap
Rate
3.99%
7.18%today
Payment
$599/mo
$850today
  • 2beds
  • 2baths
  • 1,210sqft

10005 HUTTON Drive, Sun City

20407 105TH Avenue, Peoria, AZ, 85382 — assumable VA mortgage at 6.32%
VA
Active
36
$360,000Potential short sale
Rate
6.32%
7.18%today
Payment
$2,353/mo
$2,569today
  • 2beds
  • 2baths
  • 1,299sqft

20407 105TH Avenue, Peoria

12543 BRANDYWINE Drive, Sun City West, AZ, 85375 — assumable VA mortgage at 6.51%
VA
Active
15
$245,000Potential short sale
Rate
6.51%
7.18%today
Payment
$1,543/mo
$1,652today
  • 2beds
  • 2baths
  • 1,212sqft

12543 BRANDYWINE Drive, Sun City West

17444 BOSWELL Boulevard, Sun City, AZ, 85373 — assumable FHA mortgage at 7.04%
FHA
Active
32
$189,900$6,232 equity gap
Rate
7.04%
7.18%today
Payment
$1,247/mo
$1,265today
  • 1beds
  • 1baths
  • 987sqft

17444 BOSWELL Boulevard, Sun City

12519 Skyview Drive, Sun City West, AZ, 85375 — assumable FHA mortgage at 6.95%
FHA
Active
32
$375,000$29,157 equity gap
Rate
6.95%
7.18%today
Payment
$2,341/mo
$2,396today
  • 2beds
  • 2baths
  • 2,057sqft

12519 Skyview Drive, Sun City West

11340 MADISEN ELLISE Drive, Surprise, AZ, 85378 — assumable FHA mortgage at 5.81%
FHA
Active
35
$319,000$36,574 equity gap
Rate
5.81%
7.18%today
Payment
$1,759/mo
$2,029today
  • 3beds
  • 2baths
  • 1,060sqft

11340 MADISEN ELLISE Drive, Surprise

18031 BUNTLINE Drive, Sun City West, AZ, 85375 — assumable FHA mortgage at 4.98%
FHA
Active
46
$585,000$191,122 equity gap
Rate
4.98%
7.18%today
Payment
$2,264/mo
$2,864today
  • 3beds
  • 2baths
  • 2,247sqft

18031 BUNTLINE Drive, Sun City West

10243 BURNS Drive, Sun City, AZ, 85351 — assumable FHA mortgage at 6.08%
FHA
Active
23
$295,000$40,447 equity gap
Rate
6.08%
7.18%today
Payment
$1,575/mo
$1,765today
  • 3beds
  • 2baths
  • 1,465sqft

10243 BURNS Drive, Sun City

21354 105TH Avenue, Peoria, AZ, 85382 — assumable FHA mortgage at 6.28%
FHA
Active
43
$580,000$93,031 equity gap
Rate
6.28%
7.18%today
Payment
$3,139/mo
$3,443today
  • 4beds
  • 2baths
  • 1,695sqft

21354 105TH Avenue, Peoria

20418 SKYLARK Drive, Sun City West, AZ, 85375 — assumable VA mortgage at 6.39%
VA
Active
33
$429,900$79,468 equity gap
Rate
6.39%
7.18%today
Payment
$2,281/mo
$2,473today
  • 2beds
  • 2baths
  • 1,960sqft

20418 SKYLARK Drive, Sun City West

10702 WILLOWBROOK Drive, Sun City, AZ, 85373 — assumable VA mortgage at 6.54%
VA
Active
47
$349,900$61,891 equity gap
Rate
6.54%
7.18%today
Payment
$1,904/mo
$2,032today
  • 2beds
  • 2baths
  • 1,385sqft

10702 WILLOWBROOK Drive, Sun City

11021 TONTO Lane, Peoria, AZ, 85373 — assumable VA mortgage at 6.69%
VA
Active
41
$437,500$44,467 equity gap
Rate
6.69%
7.18%today
Payment
$2,578/mo
$2,710today
  • 3beds
  • 2baths
  • 1,577sqft

11021 TONTO Lane, Peoria

9871 PICACHO Court, Sun City, AZ, 85373 — assumable FHA mortgage at 6.30%
FHA
Active
39
$435,000$100,177 equity gap
Rate
6.30%
7.18%today
Payment
$2,078/mo
$2,275today
  • 3beds
  • 2baths
  • 1,610sqft

9871 PICACHO Court, Sun City

10925 HIBISCUS Drive, Sun City, AZ, 85373 — assumable FHA mortgage at 6.34%
FHA
Active
51
$400,000$103,600 equity gap
Rate
6.34%
7.18%today
Payment
$1,920/mo
$2,092today
  • 2beds
  • 2baths
  • 2,425sqft

10925 HIBISCUS Drive, Sun City

11446 PHILLIP JACOB Drive, Surprise, AZ, 85378 — assumable FHA mortgage at 6.88%
FHA
Active
37
$395,000$152,604 equity gap
Rate
6.88%
7.18%today
Payment
$1,635/mo
$1,685today
  • 5beds
  • 3baths
  • 2,178sqft

11446 PHILLIP JACOB Drive, Surprise

20341 109TH Avenue, Peoria, AZ, 85373 — assumable VA mortgage at 6.22%
VA
Active
20
$350,000Potential short sale
Rate
6.22%
7.18%today
Payment
$2,647/mo
$2,903today
  • 2beds
  • 2baths
  • 1,776sqft

20341 109TH Avenue, Peoria

10718 EL CAPITAN Circle, Sun City, AZ, 85351 — assumable FHA mortgage at 6.81%
FHA
Active
30
$329,900$266,330 equity gap
Rate
6.81%
7.18%today
Payment
$420/mo
$436today
  • 2beds
  • 1baths
  • 1,510sqft

10718 EL CAPITAN Circle, Sun City

11047 Fargo Drive, Sun City, AZ, 85351 — assumable VA mortgage at 7.09%
VA
Active
33
$315,000$283,553 equity gap
Rate
7.09%
7.18%today
Payment
$671/mo
$677today
  • 3beds
  • 2baths
  • 1,465sqft

11047 Fargo Drive, Sun City

10026 OCOTILLO Drive, Sun City, AZ, 85373 — assumable FHA mortgage at 7.98%
FHA
Active
38
$204,900$201,010 equity gap
Rate
7.98%
7.18%today
Payment
$571/mo
$528today
  • 2beds
  • 2baths
  • 1,221sqft

10026 OCOTILLO Drive, Sun City

Assuming a mortgage in Surprise

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.65%
Lowest existing payment
$420/mo
Median cash to assume
$100,186
Kenny Klaus

Kenny Klaus

Realtor License: SA515503000

Klaus Team | Real Broker

klausteam@klausteam.com+16023302891Klaus Team | Real Broker logo
eXp Realty logo

eXp Realty

Equal Housing Opportunity

Klaus Team | Real Broker is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.