VA
Active
35$348,000$32,072 down
- Rate
- 5.23%
6.95%today- Payment
- $1,854/mo
$2,228today
- 3beds
- 4baths
- 2,043sqft
Globe, Arizona
Assumable homes for salein Globe, Arizona.
7 homes in Globe carry an existing FHA, VA, or USDA loan you can take over, with locked rates from 4.25%. Assume the seller’s mortgage instead of financing at today’s 7.2%.
Live MLS data · Updated
Globe assumable market
by the numbers.
7active assumable listings
4.25%lowest locked rate
$273kmedian list price
$113saved per month vs. 7.2%
About the market
Assumable mortgagesin Globe, explained.
Every number on this page comes from the live MLS feeds UMe indexes for Arizona, filtered to Globe. Updated September 2026.
How assumptions work for buyersGlobe, Arizona has 7 homes for sale with an assumable mortgage as of September 2026: 4 VA loans and 3 FHA loans that a qualified buyer can take over at the seller's existing rate instead of financing at today's roughly 7.2%. Rates on active Globe assumable listings start at 4.25% with a median of 6.57%; 0 listings are under 4% and 1 is under 5%.
The median assumable home in Globe lists for $272,999, with a median of $40,336 in cash to assume, the gap between the price and the remaining loan balance. At the median assumable rate the principal-and-interest payment is about $1,534 a month versus $1,646 for the same balance at today's rate, roughly $113 kept every month and $1,353 a year. The most active Globe ZIP codes are 85501 (7).
UMe confirms the balance, rate, and assumability of each listing with the listing agent before marking it Certified. FHA, VA, and USDA loans are assumable by law, and you do not need to be a veteran to assume a VA loan. Once you are under contract, the loan servicer underwrites you rather than a new lender; most Globe assumptions close in 45 to 90 days, and UMe tracks the file with the servicer and both agents so nothing stalls.
Verified in Globe
View all 7 on the map Homes on the marketin Globe.
FHA
Active
31$269,999$13,975 down
- Rate
- 6.63%
6.95%today- Payment
- $1,666/mo
$1,722today
- 3beds
- 2baths
- 1,046sqft
5750 Inspiration Drive, Globe
FHA
Active
22$339,000$248,906 down
- Rate
- 4.25%
6.95%today- Payment
- $597/mo
$788today
- 4beds
- 3baths
- 2,128sqft
982 SAGUARO Drive, Globe
VA
Active
28$251,900$19,590 down
- Rate
- 6.81%
6.95%today- Payment
- $1,534/mo
$1,556today
- 2beds
- 1baths
- 1,453sqft
401 CEDAR Street, Globe
FHA
Active
3$165,660$10,408 down
- Rate
- 6.90%
6.95%today- Payment
- $1,067/mo
$1,072today
- 4beds
- 2baths
- —sqft
189 ADONIS Avenue, Miami
FHA
Active
23$254,900$40,518 down
- Rate
- 6.57%
6.95%today- Payment
- $1,417/mo
$1,473today
- 3beds
- 2baths
- 1,344sqft
5470 ROBERTS Drive, Globe
Live MLS collection. Loan balances, payment estimates, and cash-to-assume amounts update with the source listing. Taxes, insurance, HOA, closing costs, and secondary financing may change the final monthly payment.
Inventory snapshot
What’s in the mixin Globe.
Live counts from the MLS feeds we index for Arizona. Updated September 2026.
- Active listings
- 7
- UMe Certified / verified
- 0
- Lowest rate
- 4.25%
- Median rate
- 6.57%
- Median list price
- $272,999
- Median cash to assume
- $40,336
Globe listings by locked rate
- Under 4%0 homes
- 4% – 5%1 home
- 5% – 6%1 home
- 6% and up5 homes
Globe listings by loan type
- VA4 homesmedian 6.53%
- FHA3 homesmedian 6.57%
FHA, VA, and USDA loans are assumable by law. Conventional loans almost never are.
By neighborhood
Assumable homesby Globe ZIP code.
Each ZIP opens the Globe map zoomed to its listings, in assumptions mode, with rate and payment filters ready.
Run the Globe numbers
What an assumable ratedoes to a Globe payment.
The sliders start at the median Globe assumable listing: $272,999 list price and a 6.57% existing rate. We compare the payment you would take over against financing the same balance with a new loan at today’s 7.20%. Principal and interest only; taxes, insurance, and HOA dues are the same either way.
The gap between price and balance is the seller’s equity: your cash to assume, or what a second loan can help cover.
Cash to assume (seller’s equity)$40,000
15% of the price. Eligible buyers can start with as little as 5% down using a second loan for the rest.
Your monthly payment if you assume in Globe
$1,570/mo
New loan at 7.20%$1,595
Assumed at 6.55%
$1,570
Every month$25
Over five years$1,510
Interest you never pay$84,41926-year assumed loan vs. a new 30-year loan
Estimates for illustration. The real numbers depend on the loan, the servicer, and your qualification; every Globe listing on UMe shows the actual balance, rate, and payment.
How it works in Globe
How to assumea mortgage in Globe.
You’re not applying for a new mortgage. You’re stepping into one that already exists, at the rate it was written. Four steps, and UMe owns the hard one.
Start with pre-qualification- 01
Find a Globe home with a locked rate.
Every listing on this page carries an existing FHA, VA, or USDA loan. Filter the Globe map by existing rate, monthly payment, or cash to assume instead of by list price alone.
- 02
Cover the seller’s equity.
You pay the seller the difference between the price and the remaining balance, a median of $40,336 in Globe today. Cash, a second loan, or seller financing can bridge it.
- 03
Qualify with the servicer, not a new lender.
The current loan servicer reviews your credit, income, and debt just like a lender would. UMe prepares the file, works the servicer directly, and chases every follow-up so the 45-to-90-day timeline holds.
- 04
Close and keep the rate.
The seller’s balance, rate, and remaining term become yours. No points, no origination fee, no reset to 30 years, and a Globe payment written in a different decade.
Globe questions
Assuming a mortgagein Globe.
The numbers below come from current Globe inventory and update as listings change.
All assumption FAQsHow many assumable homes are for sale in Globe?
As of September 2026, UMe tracks 7 active assumable listings in Globe. Inventory refreshes from the MLS throughout the day, so the map may show slightly different counts.
What types of assumable loans are available in Globe?
Current Globe inventory breaks down as VA (4, median 6.53%) and FHA (3, median 6.57%). FHA, VA, and USDA mortgages are assumable by law, which is why they make up nearly all assumable listings. Conventional loans usually carry a due-on-sale clause and cannot be assumed. You do not need to be a veteran to assume a VA loan, though the seller's entitlement stays tied up unless you substitute your own.
What is the lowest assumable mortgage rate in Globe?
The lowest rate on an active Globe assumable listing is 4.25%, and the median across all 7 listings is 6.57%. 0 listings are under 4% and 1 is under 5%, compared with roughly 7.2% for a new 30-year loan today.
How much can I save with a mortgage assumption in Globe?
Across current Globe listings, the median principal-and-interest payment on the assumable loan is $1,534 per month versus $1,646 for the same balance at today's rates, a difference of about $113 every month, or $1,353 a year. The savings compound because you also keep the seller's remaining term instead of restarting a 30-year clock.
How much money do I need to assume a home in Globe?
When you assume a loan you pay the seller the difference between the list price and the remaining loan balance. In Globe that gap is currently a median of $40,336 on a median list price of $272,999. Buyers cover it with cash, a second mortgage, or seller financing; UMe can connect you with lenders who write gap loans behind an assumption.
Which Globe ZIP codes have the most assumable homes?
The Globe ZIP codes with the most active assumable listings are 85501 (7). Use the map to draw your own boundary or filter by rate, payment, and down payment inside any of them.
How long does a mortgage assumption take in Globe?
Most FHA and VA assumptions close in 45 to 90 days. The loan servicer, not a new lender, underwrites you, and servicer turnaround is the main variable. UMe tracks the file with the servicer and the listing agent so nothing stalls, and every listing shows whether the assumption has already been confirmed with the seller's side.
Nearby markets
All of Arizona More assumable homesin Arizona.
Ready when you are
Stop overpaying for Globe.The rate is already on the house.
Every listing on the Globe map has a rate you can take over. Start with the ones in Globe, get pre-qualified in minutes, and let UMe carry the assumption to closing.
